Experience

Addiko Bank Hrvatska

• Croatia
• Banking
• 500 - 600 Employee

• Credit Underwriter and Reviewer Specialist

  • May 2022 - Present

  - Preparation and approval of credit applications in the SME segment - Approval of client's credit rating - Forming GoB or giving consent for the formation of a GoB - Detection of major risks associated with clients / transactions - Decision making about loan applications received - Preparation and approval of credit applications in the SME segment - Approval of client's credit rating - Forming GoB or giving consent for the formation of a GoB - Detection of major risks associated with clients / transactions - Decision making about loan applications received



Sberbank d.d. Croatia

• Croatia
• Banking
• 300 - 400 Employee

• Credit Analyst

  • Mar 2021 - May 2022

  - Creating a credit rating for SME and Corporate clients - Development of credit analysis and applications for SME and Corporate clients with emphasis on: analysis of financial statements, analysis of financial indicators, development and analysis of cash flow projections, market analysis - Detection of major risks associated with clients / transactions - Participation in the development of procedures, policies and processes related to the credit process - Creating a credit rating for SME and Corporate clients - Development of credit analysis and applications for SME and Corporate clients with emphasis on: analysis of financial statements, analysis of financial indicators, development and analysis of cash flow projections, market analysis - Detection of major risks associated with clients / transactions - Participation in the development of procedures, policies and processes related to the credit process



Zagrebačka banka

• Croatia
• Banking
• 700 & Above Employee

• Zagrebačka banka

  • Sep 2019 - Mar 2021

  Restructuring and Forced Collection Sector- Internship Program September 2019- December 2019 - Participating in the archiving of bank data - Working in the bank's internal applications (EMA,HOST) - Participating in student teamwork Planning and Controlling Sector- Junior Capital Management Specialist March 2020- March 2021 - Participating in planning and forecasting processes of Risk Weighted Asset (RWA planning) - RAF (Risk Appetite Framework) monitoring and reporting - AFR (Available Financial Resources) calculation and reporting - Creating slides for the purposes of the quarterly ICAAP report - Participating in the tasks of drafting the annual ICAAP report - Participating in the planning of Pillar 1 Show less



Metal Jacket Magazine

• Multimedia Journalist

  • Jul 2016 - Jan 2019

  - Writing concert reports from venues across Croatia (Culture Factory Zagreb, Močvara, Boogaloo,Dom Sportova, Vintage Industrial Bar) - Writing music press releases - Interviewing bands from local/international scene - Designing Metal Jacket web page (Wordpress) - Writing concert reports from venues across Croatia (Culture Factory Zagreb, Močvara, Boogaloo,Dom Sportova, Vintage Industrial Bar) - Writing music press releases - Interviewing bands from local/international scene - Designing Metal Jacket web page (Wordpress)