Ivan Goliako

Product Manager, Head of Analytics and Risk Department at LendsBay
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Contact Information
Location
Moscow, Moscow, Russia, RU
Languages
  • English Full professional proficiency

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5.0

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Nikita Syzrantsev

The first time I met Ivan was at PrimeBioMed, and he became my manager. I was impressed with his professionalism, composure, and ability to quickly solve the company's problems! I was especially struck by his ability to time management and promote and develop business projects and increase sales. Thanks to him, foreign partners appeared in the company, and sales increased significantly. Also, I was pleased to work with him on several business projects, and he is an excellent manager. I think that it will be a real highlight of any company!

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Experience

    • Russian Federation
    • Financial Services
    • 1 - 100 Employee
    • Product Manager, Head of Analytics and Risk Department
      • May 2021 - Present

      Managed DS team using scrum methodology and HADI approach. With the team we built credit conveyor including: • Credit risk valuation. Developed and implemented own credit scoring models from scratch. Achieved stable performance which is higher than tested commercial scoring models. Invested a real debt portfolio according to the developed models with a yield of 100% per annum after defaults. • Fraud-detection. Developed models to determine links between users. Proposed improvements for user verification and identification process. Regular fraud prevention in the amount of 5% of account turnover. • User segmentation. A segment of borrower users underestimated by banks (low EL with bad Equifax credit scoring) was found. Also I proposed and validated own business hypotheses for the second market of debts, for working with defaulted debts, for timely payment motivation of borrowers and others. Show less

    • Russian Federation
    • Biotechnology
    • 1 - 100 Employee
    • CBDO
      • Mar 2020 - Jan 2021
    • France
    • Pharmaceutical Manufacturing
    • 700 & Above Employee
    • Intern
      • Jul 2018 - Nov 2018

Education

  • Lomonosov Moscow State University (MSU)
    Master of Science - MS, Human Biology
    2013 - 2019

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