Experience

Altara Credit Limited

• Nigeria
• Financial Services
• 100 - 200 Employee

• VCR- Compliance and Risk Analyst

  • Apr 2022 - Present

  Verifying the clients' documents (bank statements) to measure their eligibility; Conducting proper KYC (know your customers); Conducting credit bureau excersie on the clients to ascertain their creditworthiness; Analysing the risk level of the clients prior to the loans approval; Approving the cash loans or products disbursement to the clients; Proper documentation and filing of the clients' information for future reference; Monitoring the clients for prompt repayments of the loans taken; Ensuring clients' compliance to the terms and conditions, even to the payment mode and schedule; Daily checking of the organization bank statement to track payments made by the customers via transfer (bank, mobile app, POS); Daily reconciliation of payment schedules and portal for detecting and correcting possible accounting errors (omission, commission, data entry etc) and ensuring data entry uniformity; Fast tracking and recovery of delinquencies and aged defaults from defaulting and defaulted clients by engaging both persuasive and coercive approaches. Show less



La Campagne Tropicana Beach Resort

• Nigeria
• Hospitality
• 1 - 100 Employee

• Accountant

  • Sep 2020 - Mar 2022

  Reviewing and maintaining financial records of the organization (account receivable and payable); Proper book keeping (keeping of necessary ledgers and source documents); Monitoring the expenditures of the organizationl to curtail excessive and wasteful spending; Reducing the cost of products, services through my strong bargaining power in order to maximize the profit of the organization; Regularly budgeting expenses to be incurred in any organization activities for proper planning; Risk Management (always foreseeing and forestalling possible risks capable of crippling the organization; Daily banking of the generated income or revenue of the organization; preparing payment schedules for staff salaries; Handling organization token for making transfers to the organization creditors; Bank Reconciliation (regular checking of organization bank statement for detecting and correcting possible accounting errors); Complying with tax laws by preparing and remitting employees' taxes to the appropriate tax quarter; Preparing Periodic Financial Reports (daily, weekly, monthly and year ended report). Show less



SEAP Microfinance Institution

• Osogbo, Osun, Nigeria

• Credit Officer

  • May 2015 - Mar 2020

  Sourcing for prospective clients; Orientating and familiarizing them with the organization various loan products; Conducting proper KYC (know your customers); Giving out loan facilities to both small and medium scale businesses; Providing financial advisory to the customers and monitoring their businesses growth; Devising strategies for easy repayment collection from the customers; Fast tracking overdue delinquencies; Engaging both persuasive and coercive approaches in tackling long aged (overdue) defaults. Show less



Ayo Success Prevarsity Campus

• Ife, Osun, Nigeria

• Internal Auditor

  • Apr 2011 - Sep 2013

  Verifying and confirming the organization existing assets (tangible and intangible) by physical counting to ensure accuracy, precision and completeness; Regular inventory taking of old and new stocks; Evaluating the adequacy of the internal control system of the organization whether it's fit enough to safeguard the assets; Vetting the transactions documents (source documents) to ensure they are error free and complete; Reconciling the organization bank statement with the cash book for detecting, stating and reporting discovered accounting errors for necessary correction; investigating fraud, embezzlement or theft cases within the organization and make report to the management for further action if by any means anyone found culprit; Checking the Accountant's financial report; Engaging audit procedures in preparing my report to the management in which my opinion is formed as to the truth and fairness of the organization financial statement. Show less