IRIS SHAHINI, PhD
Chief Retail Officer at United Bank of Albania- Claim this Profile
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Bio
Experience
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United Bank of Albania
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Albania
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Banking
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1 - 100 Employee
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Chief Retail Officer
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May 2023 - Present
Chief Retail Officer/Member of Management Board Chief Retail Officer/Member of Management Board
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University of New York Tirana
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Albania
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Higher Education
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1 - 100 Employee
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Lecturer of Managerial Accounting
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Sep 2019 - May 2023
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University of Tirana
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Albania
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IT Services and IT Consulting
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400 - 500 Employee
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Part-time professor of “Cost and Managerial Accounting
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Sep 2007 - May 2023
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Human Resources Manager
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Nov 2019 - Dec 2022
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Retail Credit Department Manager
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Aug 2010 - Nov 2019
Responsible for the quality of Retail Credit Portfolio ( Housing Loans, Consumer Loans, Credit Cards, Very Small Enterprises).Performs the management of credit risk assessment and collateral risk assessment.Controls the internal process of evaluation of the Bank’s credit portfolio and the external classification for regulatory purposes, by effecting individual assessment of the credit clients in the exposure generation, review and early alert phases.Participates in the financing approval process for individual clients, entrepreneurs and micro business clients and ensures the quality of the related credit portfolio Show less
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Relationship Manager at Large Business Financing Department
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Feb 2008 - Jul 2010
To identify the existing customers and to propose the transferring of the customers under the responsibility of the Department, to provide integrated and comprehensive financial services, cash management services, and overall banking services, taking into consideration the specific needs of the client within market conditions; to propose the credit facilities and, generally, the terms, conditions and exposure limits for each customer or group of customers and to monitor the factors that influence the rating of customers Show less
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Banka Kombetare Tregtare (BKT)
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Albania
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Banking
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700 & Above Employee
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Specialist at Banking Commercial Department
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Apr 2007 - Feb 2008
Responsible to analyze the financial position and financing purpose of the customer; to check the conditions stated in the loan contract and to realize the disbursement of the approved loans. Responsible to analyze the financial position and financing purpose of the customer; to check the conditions stated in the loan contract and to realize the disbursement of the approved loans.
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Education
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Association of Chartered Certified Accountants, UK
ACCA, Accounting -
University of Tirana
Doctor of Philosophy (PhD), Accounting and Finance -
University of Tirana, Economic Faculty & Bamberg University in Germany
MSc, European Economic Studies -
University of Tirana, Economic Faculty
Finance-Accounting, Finance