Experience

SAISON INDONESIA | PT. Saison Modern Finance

• Indonesia
• Financial Services
• 1 - 100 Employee

• Credit Division

  • Jul 2023 - Present

  Perform KYC on new borrowers provided from the business team, analyzing financial statement, market, business and scoring the prospective borrowers. Internal controlling the borrowers who has been disbursed.

• Business Development

  • Jul 2022 - Jul 2023

  Handling DTM (Direct to Market) loan, approach to new prospective borrower, analyze new prospective borrower and achieve company loan target.



PT Bank DKI

• Indonesia
• Banking
• 700 & Above Employee

• Accounting Group

  • Apr 2022 - Jul 2022

  Monitoring the annual budget of each group, and reporting the use of the budget to the board of directors

• Loan & Insurance Reporting Departement

  • Apr 2021 - Mar 2022

  Perform loan reporting every month, and ensure the data to be reported is correct before being reported to Financial Services Authority (OJK). reporting loan & insurance disbursement monthly.

• Task Force Restructuring Loan (Covid-19)

  • Apr 2020 - Mar 2021

  Restructuring borrowers credits that not perform because due to the impact of COVID‑19 pandemic.

• Task Force Non Performing Loan

  • Jul 2019 - Mar 2020

  Monitor the credit/ loan performance of each borrower with collectibility 2‑3. Achieve the target from BOD to decreasing the loan with collectibility 2‑3 by collaborating with the collection team

• Central Collateral Loan Departement

  • Jan 2019 - Jul 2019

  Controlling collateral documents for all Bank DKI branches and periodically checking the completeness and status of documents for loan facilities for each collateral

• Collateral Centralization Project

  • Nov 2017 - Dec 2018

  Checking collateral documents in all branches for the completeness of the documents, and centealize collateral document to be stored at the head office

• Branch Loan Administrator

  • Jun 2014 - Nov 2017

  Reviewing and validating credit application documents from business units, as well as conducting regular reports to banking authorities, Carry out administration of credit documents that have been disbursed,Checking KYC on each borrower.



Universitas Pembangunan Nasional Veteran Jakarta

• Indonesia
• Higher Education
• 300 - 400 Employee

• Assistant Lecturer

  • Apr 2012 - Dec 2013

  Teaching student in laboratorium about statistic course and market research course. Teaching student in laboratorium about statistic course and market research course.