Hurley Desper
Senior Vice President Commercial Lending at Community First Fund- Claim this Profile
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Bio
Thelma Moore
Great team player!!!
Thelma Moore
Great team player!!!
Thelma Moore
Great team player!!!
Thelma Moore
Great team player!!!
Credentials
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Green Belt
Villanova University
Experience
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Community First Fund
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United States
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Banking
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1 - 100 Employee
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Senior Vice President Commercial Lending
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Sep 2022 - Present
Manage all aspects of the loan process life cycle in accordance with CFF’s Enterprise Management System on Salesforce Respond to inquiries - Manage team members to ensure that loan inquiries are reviewed and responses to clients’ requests are completed in a timely manner Review and ensure that all aspects of the online loan application process are efficient and accurate Structure transactions, with feedback from the Chief Credit Officer, Legal, and Treasury accurately and in compliance with loan policies and product source regulations Ensure thorough completion of underwriting, generation of completed credit (approval) memos, and all approval signoffs in accordance with CFF’s Loan Policies Ensure all term sheets and commitment letters are accurate and issued timely after approval in coordination with internal or external counsel Manage the closing process in coordination with internal or external counsel, generating and maintaining a Required Document Checklist for each deal, reviewing loan documents, negotiating terms, finalizing budgets, and reviewing any funding requests at closing. Prepare loan file for loan committee, present file to loan committee for approval and changes. Oversee documentation and deal handoff to CFF’s Portfolio Management Team and the Operation’s Team. Ensure that EMS is complete and accurate, and required documents are filed in accordance with CFF standards, and an introduction to client is made. Show less
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THE WOODLAWN GROUP LLC
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United States
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Banking
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Owner/Operator
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Apr 2008 - Present
Performed all lending functions including: business development, credit analysis and underwriting, deal structuring, presentation for loan approvals, facilitated loan closings and all aspects of ongoing relationship management. Managed an $20MM commercial loan portfolio with a primary emphasis on assuring regulatory compliance, maintaining credit quality and leveraged opportunities to liquidate. Developed new commercial relationships with banks and outsourced where needed to find lending partners that created different offerings. Facilitated a transaction for a Borrower aggregating $13MM in total credit facilities in which my my company acted as lead bank. Assisted with syndicated transactions ranging from $20MM - $50MM in total credit exposure. Provide guidance, research and market analysis for clients in search of projects for acquisition. Connect via social media to find new projects to present to clients. Collaborate with realtors and commercial lenders to attain financing for clients. Facilitate the submission of the loan applications and conditions for the client from start to close. Search out and match the lender(s) with the client on individual projects, based on credit, asset and cash reserves needed to fund the loan. Walk each client through the items needed to process a loan for approval. Advise client on deals that require a personal guarantor vs the use of an LLC or Corporation. Work with title to clear liens, encumbrances, judgments and subordination issues as they arise. Help client prepare the construction budget needed to submit to lender for approval. Work with lender to clarify the construction draw schedule and the items included during each phase of the project. Show less
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Asset Based Lending, LLC
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United States
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Real Estate
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1 - 100 Employee
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Vice President - Area Manager
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Apr 2021 - Jan 2023
Lead transaction structuring, initial underwriting and loan closings for New construction Fix and Flips, Fix and Holds and Non QM Mortgages. Conduct due diligence with borrowers to ensure financial responsibility and fit under company guidelines, but not limited entity evaluation, appraisals etc. Negotiate loan terms with clients with support of outside counsel. Conduct, support and oversee the loan draws and active support to adhere to draw schedule, monitor and support loan portfolio for new opportunities, through asset-based lending. Support business development activities to support the overall growth within designed region, including attending sponsored real estate events and/or presenting at social gatherings for the overall exposure of the company brand. Working directly with ownership and underwriters, attorneys and client to support the program design across multiple channels of operation. Show less
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ClearChoice Dental Implant Centers
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United States
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Hospitals and Health Care
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700 & Above Employee
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Patient Education Consultant
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Sep 2017 - Feb 2020
Meeting with potential patients to discuss our dental implant solutions. Assisting potential patients in the decision making process utilizing the ClearChoice consult process. Arrange funding options for patients to be able to pay for treatment. Develop and maintain relationships with potential and current ClearChoice patients, ensuring a smooth hand-off between consult and treatment. Using Salesforce.com, maintain records of completed transactions and patients. Manage follow up process by reaching out to potential patients who have already expressed an interest in ClearChoice to help educate them on the process, identify where they are in their decision making process, and/or follow up on patients who may have delayed treatment. Participate, as needed, in the local outbound marketing efforts for your Center to increase patient lead generation. Use ICAT/Dexis for patient scans and review scan with patient to identify opportunities. Download information for the patients objectives to Doctor and present treatment plan to patient. Manage/Report anticipated payments for center. Manage KPI’s and report them on a monthly, quarterly and yearly basis report cards. Prepare yearly analysis for future KPI’s and discuss the potential for growth in the center and region. Manage the referral-based lead generation process, working with existing patients to identify potential referrals. Help generate target goals and defined revenue for the center with a target goal of $1M in a 16 day cycle. Sales Awards: Tent Pole Award for Region 2018 MVB Award Jan 2018 MVB Award Jun 2018 MVB Award Aug 2018 Show less
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Lacoda
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United States
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Real Estate
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Vice President of Sales and Loan Servicing
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May 2015 - May 2017
Managed the steps and onboarding of new loans that have been acquired with clients. Create invoicing for billing, track and process payments for clients. Generate leads for the sales and services for SaaS Loan servicing platform. Set up software demo calls with new leads and conduct demo with senior management. Write weekly blogs on mortgage trends. Review dashboard daily to ensure goals being met and provide feedback to senior management Re-evaluate processes in area and update SOPs as required with proper notification to other areas and senior management approval. Conduct weekly and monthly meetings with various business groups to ensure processes are meeting the demands of other areas Run weekly meetings with staff to review production, process updates, system/software updates. Meet monthly with senior management to provide status updates, resource needs, process flow changes and other related items. Conduct write ups when required and work with senior management and engineers to ensure all standards are met. Monitor task queues to ensure issue resolution and research is completed in a timely manner. Secondary escalation point for all boarding related issues. Perform employee reviews Boarding workflow management Status reporting to senior management Work with senior management to identify, define and implement process changes Show less
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Cenlar FSB
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United States
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Financial Services
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700 & Above Employee
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Default Client Manager
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Apr 2013 - Apr 2015
Manage team, vendor and act as a liaison for the company. Conduct weekly and monthly conference calls with Vendor, Client and FHLMC to discuss any fails under the SLA for current portfolio. Provide written and verbal feedback to vendor on areas of improvement. Manage the steps and onboarding of new loans that have been acquired with clients. Create reports and monitor fails within SLA, track Incentive within FHLMC/FNMA/GSE workout manager pending Modification, Short Sales, Deed in Lieu, Forbearances, Reinstatements and budget reports; and generate weekly/monthly report cards and monitor and review all business partner monthly decks for established client under current portfolio. Work with Compliance department to discuss report cards and fails and ways to improve the vendors production Maintain full knowledge of and involvement in all facets of client relationships, including but not limited to implementation and every day needs. Work with clients feedback to improve the vendors compliance and production. Monitor calls with client on a case by case basis to ensure vendor is conforming to Fair Debt Laws and CFPB. Delegate client requests to team for reporting (LPS/Ad-Hoc); Understand purpose of reports and output expected, test output and ensure appropriate client billing, track and charge for bill-backs for fails under SLAs loan pipelines; and produce methods of holdbacks for aged and escrow files. Maintain relationships with multiple department heads, including Servicing Conversions, De-conversions, New Loans, Loss Mitigation, Collections, Escrow and MIS Departments. Provide ongoing portfolio conversion/de-conversion support; Analyze and understand clients and their business needs, including product lines, future product development and other internal/external servicing relationships. Show less
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Bayview Loan Servicing, LLC
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United States
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Financial Services
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200 - 300 Employee
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Senior Asset Manager
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Jun 2012 - Apr 2013
Manage large property portfolios with detailed guidelines and requirements; Total negotiator capacity; Minimize foreclosure loss via analysis, marketing and liquidation of company and investor REO properties. Evaluate property economics (BPO/appraisal analysis) for month-end figures and best marketing disposition plans; and Present listing agreements and counter-offers. Marketing consultation to brokers; Select and monitor broker performance; and Evaluate pre-foreclosure BPOs and appraisals for bid/buy-down analysis; Audit underwriting per guidelines for accuracy, completeness and compliance. Evaluate credit decisions for accuracy based upon established risk parameters; Provide feedback to business partners; Response to company, individual and investor audits; Assist with fraud detection and prevention; and Risk management review and audit team loans approved by underwriter. Show less
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Education
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1992 - 1996
Temple University
Bachelor of Arts (B.A.), Political Science and Government -
2009 - 2011
Temple University - Fox School of Business and Management
Master of Business Administration (MBA), Project Management -
Cheltenham High School
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2023 - 2023
Columbia Engineering
Certificate, Construction Project Management
Community
