Experience

Cathay United Bank

• Taiwan
• Financial Services
• 700 & Above Employee

• Risk Data Analyst

  • Sep 2020 - Present

  - Analyzed the historical personal loan data and the application process and designed an interest rate and loan amount recommendation model which reduced over 50% of labor and time costs - Devised a visualization dashboard with Tableau that helps project managers efficiently monitor the performances and stabilities of models



KGI Bank

• Financial Services
• 1 - 100 Employee

• Business Analyst

  • Sep 2019 - Aug 2020

  - Built a credit risk model by using customer segmentation and logistic regression with data from financial records and telecom payment behaviors, and designed usage scenarios for customers depending on their credit characteristics- Established a response model to cross-sell personal loans to credit card holders, which discerned 5K+ high potential customers who were not identified previously- Analyzed the performances (including defining key metrics and liaising with external and internal partners) of a POC project adapting deep learning models to predict personal loan responses



SAS

• India
• Philanthropic Fundraising Services

• Pre-Sales Support Intern

  • Feb 2018 - May 2019

  Collaborated with consultants to not only solve business problems but also fulfill clients’ needs by using data-based proofs under various scenarios- Designed visualization dashboards using SAS Viya to effectively track 500k+ student behaviors for educational needs- Organized data generating processes of the capital requirement of risk weighted asset for clients from the banking industry and visualized the calculation procedures for internal backend engineers- Analyzed the performances of teams in FIFA 2018 and made 3 reports which reached 40K+ readers (in Taiwan and China through social media) and used as internal educational materials



Department of Economics, NTU

• Research Assistant

  • Sep 2017 - Jan 2018

  - Collected and managed over 10 kinds of important economic indicators of all OECD members since 1980 - Performed quantitative analysis and visualization on various kinds of economic issues, including the stock market and the housing market in Taiwan



Bank Sinopac Ltd.

• Banking
• 700 & Above Employee

• Summer Intern

  • Jul 2015 - Aug 2015

  - Collected information of crowd funding and designed potential applications for project managers- Provided marketing suggestions to the businesses that were on the bank SinoPac’s e-commerce platform



Bank of Taiwan

• South Africa
• 1 - 100 Employee

• Summer Intern

  • Jul 2014 - Aug 2014

  - Assisted analysts in personal credit information checking and collateral information management- Collected the price information of the collateral valuation for house mortgage loans