Howard Carmel
Credit Manager at J&D Financial Corporation- Claim this Profile
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Bio
Experience
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J&D Financial Corporation
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United States
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Financial Services
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1 - 100 Employee
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Credit Manager
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Jul 1976 - Sep 2019
North Miami Beach, Florida, United States Execute all aspects of the credit approval process, interacting with clients during this process, and analyzing financial statements if available. Evaluating the creditworthiness of potential customers. Creating credit scoring models for risk assessments. Educating clients on the credit process on the client website and how it functions with our proprietary software in our computer system. Analyzing and fixing some computer hardware and some computer software issues. Reviewing and updating the… Show more Execute all aspects of the credit approval process, interacting with clients during this process, and analyzing financial statements if available. Evaluating the creditworthiness of potential customers. Creating credit scoring models for risk assessments. Educating clients on the credit process on the client website and how it functions with our proprietary software in our computer system. Analyzing and fixing some computer hardware and some computer software issues. Reviewing and updating the company’s credit policy. Provide support, information, applicable solutions, and recommendations to client’s needs in response to their credit inquiries exceeding their expectations. Show less
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Education
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University of Miami
Bachelor's degree, Chemistry