Planning Specialist

• Jan 2023 - Present

Owner

• Jul 2022 - Jun 2023

Dono da unidade Campinas-Cambui da franquia Boali (alimentação saudável) Dono da unidade Campinas-Cambui da franquia Boali (alimentação saudável)

Group Product Manager

• Aug 2020 - Apr 2022

Leader of a multidisciplinary squad responsible for the end-to-end strategy to leverage credit card receivable financing products, including initiatives in CRM, Marketing, Pricing and UX.Direct and indirect management of up to 30 people.

Pricing Analytics and Market Intelligence Coordinator

• Aug 2019 - Jul 2020

Responsible for the development , execution and optimization of pricing strategy for all products offered to SMB clients. Also led the acquiring market breakdown estimates using huge sets of data.Management of multiple size teams, up to 7 people.

Digital Sales Analytics Consultant - Credit Card

• Jan 2019 - Jul 2019

KPIs definition and tracking of credit card digital acquisition strategy. Conduction of results meetings with the executive leadership and other partner teams such as Credit and Marketing, being responsible for P&L analysis and discussion. KPIs definition and tracking of credit card digital acquisition strategy. Conduction of results meetings with the executive leadership and other partner teams such as Credit and Marketing, being responsible for P&L analysis and discussion.

Student

• Jan 2018 - Dec 2018

Pricing Analytics Consultant

• Apr 2016 - Dec 2017

Responsible for developing, tracking and improving a new centralized pricing strategy based on customer’s credit risk and price-elasticity. This business used to reach 1mm people and to generate about R$2bn BRL ($600mm USD) per month in loans. In this role, I led a team of 3 analysts. Responsible for developing, tracking and improving a new centralized pricing strategy based on customer’s credit risk and price-elasticity. This business used to reach 1mm people and to generate about R$2bn BRL ($600mm USD) per month in loans. In this role, I led a team of 3 analysts.

Performance Specialist - Collateral Credit Control

• Jun 2015 - Mar 2016

Responsible for tracking the performance of collateral credit operations, as well as for creating and monitoring the operational team's KPIs, such as response time, approval rate and delinquency rate. In this role, I led 2 interns. Responsible for tracking the performance of collateral credit operations, as well as for creating and monitoring the operational team's KPIs, such as response time, approval rate and delinquency rate. In this role, I led 2 interns.

Credit Risk Analyst

• Jul 2014 - Jun 2015

Developed and managed different credit admission policies for the consumer financemarket, constantly evaluating a large set of variables looking for maximize the riskreturn trade-off. Also, provided a new loss prediction model to support the development of the pricing strategy.

Pricing Analyst

• Aug 2012 - Jul 2014

Worked with pricing strategy for Small and Medium Businesses loans. Improved thedirect loans strategy including new variables – such as business’s revenues andcollateral – in its policy. Also, created the pricing policies for invoice discountsproducts.

Intern

• Feb 2011 - Jul 2012

Provided reports and dashboards with analysis of the overdraft for individuals product.These analysis included portfolio KPIs and monitoring of product functioning.