Henk Brandsma
Manager Risk & Credit Management at DFM- Claim this Profile
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Bio
Colin Digby
Henk is a very professional manager who leads his team from the front with a strong focus on the end goal. Henk is always very reasonable and balanced in his approach to managing conflicting positions between service provider and client.
Ies Poissonnier
Henk is analytisch sterk en heeft een goed gevoel voor verhoudingen. Zijn onderzoekende geest en oog voor details, stellen hem daarbij in staat een goede balans te vinden tussen risk management en het benutten van commerciële kansen. Tezamen met zijn open houding, maakt hem dat een prettige collega om mee te werken.
Colin Digby
Henk is a very professional manager who leads his team from the front with a strong focus on the end goal. Henk is always very reasonable and balanced in his approach to managing conflicting positions between service provider and client.
Ies Poissonnier
Henk is analytisch sterk en heeft een goed gevoel voor verhoudingen. Zijn onderzoekende geest en oog voor details, stellen hem daarbij in staat een goede balans te vinden tussen risk management en het benutten van commerciële kansen. Tezamen met zijn open houding, maakt hem dat een prettige collega om mee te werken.
Colin Digby
Henk is a very professional manager who leads his team from the front with a strong focus on the end goal. Henk is always very reasonable and balanced in his approach to managing conflicting positions between service provider and client.
Ies Poissonnier
Henk is analytisch sterk en heeft een goed gevoel voor verhoudingen. Zijn onderzoekende geest en oog voor details, stellen hem daarbij in staat een goede balans te vinden tussen risk management en het benutten van commerciële kansen. Tezamen met zijn open houding, maakt hem dat een prettige collega om mee te werken.
Colin Digby
Henk is a very professional manager who leads his team from the front with a strong focus on the end goal. Henk is always very reasonable and balanced in his approach to managing conflicting positions between service provider and client.
Ies Poissonnier
Henk is analytisch sterk en heeft een goed gevoel voor verhoudingen. Zijn onderzoekende geest en oog voor details, stellen hem daarbij in staat een goede balans te vinden tussen risk management en het benutten van commerciële kansen. Tezamen met zijn open houding, maakt hem dat een prettige collega om mee te werken.
Experience
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DFM
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Netherlands
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Financial Services
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1 - 100 Employee
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Manager Risk & Credit Management
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Sep 2017 - Present
Responsible for department specialized in: * Credit Management wholesale, analyzing credit applications (2nd Vote) * Insolvency handling customers * Intensified and problem loan management * Risk Management team managing the risks of DFM NV and Volkswagen Bank NL Member of the immaculate management team DFM and member (marktfolge) of the Credit Committee of DFM. Formally reporting to Chief Risk Officer Volkswagen Bank GmbH in Germany. Responsible for department specialized in: * Credit Management wholesale, analyzing credit applications (2nd Vote) * Insolvency handling customers * Intensified and problem loan management * Risk Management team managing the risks of DFM NV and Volkswagen Bank NL Member of the immaculate management team DFM and member (marktfolge) of the Credit Committee of DFM. Formally reporting to Chief Risk Officer Volkswagen Bank GmbH in Germany.
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Volkswagen Pon Financial Services
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Netherlands
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Financial Services
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300 - 400 Employee
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Manager Kredietbeheer
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Mar 2015 - Aug 2017
Responsible for: * Department specialized in Creditmanagement wholesale, analysing credit applications wholesale, lease (cars and trucks), Leasefunding * Insolvency handling (wholesale)* Intensified and problem loan management wholesale business
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Manager Creditmanagement
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Dec 2013 - Feb 2015
* Member of management team DFM* Member management team Back Office Volkswagen Pon Financial Services* Member (marktfolge) of Credit Committee of DFM FinancierenResponsible for: * Department specialized in Creditmanagement wholesale and retail, Payment Services and Leasefunding* Insolvency handling (wholesale/retail)* Payment infrastructure for DFM (including SEPA, PSD)* Intensified and problem loan management DFM* Risk representative within DFM* contact person ICT for DFM
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Manager Operations / Risk Manager DFM Financieren
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Jan 2008 - Nov 2013
* Member of management team DFM NV* Manager of department specialized in Payments, Leasefunding and Creditmanagement* Member (marktfolge) of Credit Committee of DFM NVResponsible for: * Insolvency handling* Payment infrastructure for DFM (including SEPA, PSD) new set up since Nov 2009 * Intensified Credit management (as of March 1st 2010) * Basel II* Risk
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DFM
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Netherlands
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Financial Services
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1 - 100 Employee
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Manager Operations / Risk Manager
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Oct 2004 - Dec 2007
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Field Staff Manager
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Jan 2001 - Sep 2004
Managing the activities of 7 account managers of DFM NV. Ensuring quality level of credit applications for credit committee.
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Accountmanager Large Accounts
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Jan 1998 - Dec 2000
Developing total credit amount and ensuring an acceptable risk level. Envolved in financing several take-overs.
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SNS Bank
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Netherlands
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Banking
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700 & Above Employee
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Account Manager
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May 1996 - Dec 1997
Veenendaal
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Credit Analist
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Sep 1994 - Apr 1996
Amersfoort head office
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Junior Account Manager
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Mar 1993 - Aug 1994
Hilversum
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Education
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1988 - 1993
Hanzehogeschool Groningen
Bachelor, HEAO Bedrijfseconomie -
1982 - 1988
Fivelcollege
Community
