Heidi Vargas

Senior Credit Analyst at Bank of Marin
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Contact Information
us****@****om
(386) 825-5501

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Experience

    • United States
    • Banking
    • 200 - 300 Employee
    • Senior Credit Analyst
      • Aug 2021 - Present

      Rancho Cordova, California, United States

    • Sr. Credit Analyst
      • Nov 2020 - Present

      Sr. Credit Analyst at American River Bank

    • United States
    • Banking
    • 700 & Above Employee
    • Sr. Construction Loan Administrator
      • Dec 2019 - Nov 2020

      Sacramento, California Area Manage portfolio of residential and commercial real estate construction loans. Evaluate, approve and fund construction progress payment requests. Maintain construction project budgets in Microsoft Excel. Analyze construction project inspections. Collaborate with borrowers, contractors, sales officers, inspectors, underwriters and title companies to acquire necessary documentation to resolve all project or loan issues and ensure compliance to Bank and government policies.

    • Executive Assistant
      • Apr 2016 - Nov 2019

      Sacramento, California Area Provided administrative support to division manager, unit managers and their staff. Maintained business unit's Business Continuity and Emergency Response Team Plans. Created expense reports for division and unit managers. Wrote procedures. Managed invoice payment requests through Coupa portal. Prepared confidential incentive payment requests for eligible employees and followed with senior management and Payroll Team for approval. Monitored and ordered business office supplies. Organized… Show more Provided administrative support to division manager, unit managers and their staff. Maintained business unit's Business Continuity and Emergency Response Team Plans. Created expense reports for division and unit managers. Wrote procedures. Managed invoice payment requests through Coupa portal. Prepared confidential incentive payment requests for eligible employees and followed with senior management and Payroll Team for approval. Monitored and ordered business office supplies. Organized various team events.

    • SBA Construction Loan Administrator
      • Mar 2013 - Apr 2016

      500 Capitol Mall #1200, Sacramento, CA Managed construction draws/budgets and collected and analyzed documentation for a portfolio of SBA guaranteed commercial real estate construction loans.

    • Administrative Analyst, Sr.
      • Dec 2010 - Mar 2013

      Provided administrative support to department manager, team leaders and staff. Reconciled corporate credit card accounts. Submitted invoices and check requests for payment. Primary point of contact for internal managers and external vendors.

    • United States
    • Banking
    • 700 & Above Employee
    • Servicing Officer
      • May 2002 - Dec 2010

      2399 Gateway Oaks Drive, Sacramento, CA Evaluated maturing SBA Express lines of credit and servicing action requests to ensure creditworthiness and adherence to bank and SBA policy. Reviewed supporting documentation and prepared final documents.

    • United States
    • Banking
    • 700 & Above Employee
    • Senior Credit Officer
      • Sep 1998 - May 2002

      11090 White Rock Road, Rancho Cordova, CA Reviewed SBA Express loan and line of credit applications for SBA eligibility and creditworthiness. Established approval conditions for qualifying applicants and analyzed supporting documentation.

    • Senior Loan Processor
      • Jan 1990 - Aug 1998

      11090 White Rock Road, Rancho Cordova, CA Processed consumer real estate purchase and refinance loans. Analyzed title reports, appraisals, credit reports and income documentation.

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