Heidi Burks

Contracts Officer at Idaho Department of Parks and Recreation (IDPR)
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Christopher Bodzioch

Heidi has a wonderful outlook on life, is a pleasure to work with and strives to be the best at what she does. Always willing to help Heidi was a vast resource of knowledge for me, one of the reasons I approach land and mortgage research the way I do now is in part because she was very personable, approachable and accessible professionally. Would recommend 100%

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Experience

    • United States
    • Government Administration
    • 1 - 100 Employee
    • Contracts Officer
      • Jan 2023 - Present
    • United States
    • Insurance
    • 1 - 100 Employee
    • Title Officer
      • Jun 2021 - Jul 2022

      • Searched and Examined all classes of title searches including the most difficult title orders. Including but not limited to commercial leaseholds, trust indentures, contracts, operating agreements, easements, rights-of-way and other highly involved property interests. • Reconciled title problems and accepted responsibility for loss claim investigation. • Searched public records and examined titles to determine legal condition of property title. • Examined and analyzed chains of title and records such as deeds, mortgages, liens, judgments, easements, and plat and map books to determine ownership and legal restrictions and to verify legal description of property. • Analyzed recorded documents and prepared title commitments outlining restrictions and actions required to clear title. • Reads, understands, and has the knowledge to run out legal descriptions and locate property on GIS map and physical maps by utilizing the Public Land Surveying System (PLSS). • Subject Matter expert pertaining to reading and understanding Tract Books and Tract Maps • Formed and implemented training course for title assistants for National title accounts as well as basic Title/Land knowledge relating to searching and understanding legal descriptions. • Created new codes per underwriting guidelines for the national code book and specific for Idaho relating to exceptions in title commitments to minimize risk and exposure to claims. • Worked on special projects as assigned Show less

    • Title Officer III
      • Apr 2013 - Jun 2021

      • Searched and Examined all classes of title searches including the most difficult title orders. Including but not limited to commercial leaseholds, trust indentures, contracts, operating agreements, easements, rights-of-way and other highly involved property interests. • Reads, understands, and has the knowledge to run out legal descriptions and locate property on GIS map and physical maps by utilizing the Public Land Surveying System (PLSS). • Examined and analyzed chains of title and records for the most difficult properties. • Coordinated the Processed and facilitated Indemnity Letter request using Title Plant searches, surveys, legal descriptions and surveys. • Specialized in the resolution of boundary line issues through the interpretation of filed/tax maps, legal descriptions and surveys. • Reviewed surveys and ran out legal descriptions. • Became a Subject Matter Expert in searching, examining, and insuring Mineral chains of title, Mineral access (ingress/egress), and Mineral ownership. • Subject Matter expert pertaining to reading and understanding Tract Books and Tract Maps • Team trainer for less experienced officers and assistants • Worked on special projects and delegated to other officers Show less

    • United States
    • Financial Services
    • 700 & Above Employee
    • Consumer Ln Underwriter II
      • Apr 2012 - Apr 2013

      • Responsible for reviewing, analyzing, approving and underwriting consumer requests within company and industry guidelines. • Evaluating and ensuring overall loan documents are accurate, complete, and compliant.• Review of financial statements, credit reports, applicable ratios (i.e. Debt ratios, loan-to-value) and other supporting documentation to meet underwriting guidelines.• Responsible for creating and approving Subordination agreements for Home Equity accounts with emphasis on lines of credit. Show less

    • Bankruptcy Specialist
      • Jul 2001 - Apr 2012

      • Responsible for a group of low to high-risk bankrupt accounts and applying Bankruptcy Code requirements to those accounts.• Responsible for complex level account analysis.• Recommended repossession and/or other outside action with attorneys and/or debtors where permissible.• Filed appropriate documents/forms directly with court.• Worked on many special projects as assigned by management• Ensures full compliance with loan bankruptcy regulations at a federal level.• Verified the account is secured properly and the title is perfected. • Reviewed complete bankruptcy docket reports, summary of schedules, and proposed Chapter 13 plans, Chapter 7 reaffirmation agreements, and re-amortization of accounts as necessary. Show less

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