Experience

PT. Al Ijarah Indonesia Finance

• Indonesia
• Financial Services
• 100 - 200 Employee

• Business Analyst x Branch Support Specialist (Asst Manager)

  • Apr 2019 - Sep 2023

  Jakarta Raya, Indonesia 1. Prepare data on the product to be made 2. Prepare BRD based on the needs of each department 3. Create a financing business process that will be produced 4. Prepare required input documents and output documents that will be used for the financing process. 5. Development Standard Operating Procedure & IT Business Requirement on boarding financing 6. Analyze, development, monitoring dan evaluating Financing System from acquisition to disburse system. 7. Analyze, development,… Show more 1. Prepare data on the product to be made 2. Prepare BRD based on the needs of each department 3. Create a financing business process that will be produced 4. Prepare required input documents and output documents that will be used for the financing process. 5. Development Standard Operating Procedure & IT Business Requirement on boarding financing 6. Analyze, development, monitoring dan evaluating Financing System from acquisition to disburse system. 7. Analyze, development, monitoring and evaluating Financing System for 3rd party insentif Payment. 8. Analyze, development, monitoring and evaluating Financing System mobile application. 9. Create business documentation for each financing product launched 10. Monitoring & evaluating all financing products that have been launched and carrying out business analysis again based on the evaluation that has been carried out

• Branch Manager

  • Mar 2019 - Sep 2023

  Jakarta Selatan, Jakarta, Indonesia 1. Managing 2 Point of Sales, Konvensional & Digital Sales marketing with Open Corp Agreement with Hajj Agency & Digital Sales marketing such as social media, marketplace, fintech using open connection with API, etc. Hajj Financing increase 10 – 20% 2. Managing collection section using 3rd party sourcing and success decrease NPF until 2,5%. 3. Organize and supervise branch support section running according standard operating procedure company. 4. Sales analyze and reporting for… Show more 1. Managing 2 Point of Sales, Konvensional & Digital Sales marketing with Open Corp Agreement with Hajj Agency & Digital Sales marketing such as social media, marketplace, fintech using open connection with API, etc. Hajj Financing increase 10 – 20% 2. Managing collection section using 3rd party sourcing and success decrease NPF until 2,5%. 3. Organize and supervise branch support section running according standard operating procedure company. 4. Sales analyze and reporting for Networking & Marketing Head 5 times a month include end month closing reporting. 5. Bridging between Branch & Head Office for sales activity. 6. Website administrator, social media and B2B cooperation with third parties

• Business Analyst x Branch Support Specialist (Asst Manager)

  • Aug 2014 - Sep 2023

  Jakarta Selatan, Jakarta, Indonesia 1. Prepare data on the product to be made 2. Prepare BRD based on the needs of each department 3. Create a financing business process that will be produced 4. Prepare required input documents and output documents that will be used for the financing process. 5. Development Standard Operating Procedure & IT Business Requirement on boarding financing 6. Analyze, development, monitoring dan evaluating Financing System from acquisition to disburse system. 7. Analyze, development,… Show more 1. Prepare data on the product to be made 2. Prepare BRD based on the needs of each department 3. Create a financing business process that will be produced 4. Prepare required input documents and output documents that will be used for the financing process. 5. Development Standard Operating Procedure & IT Business Requirement on boarding financing 6. Analyze, development, monitoring dan evaluating Financing System from acquisition to disburse system. 7. Analyze, development, monitoring and evaluating Financing System for 3rd party insentif Payment. 8. Analyze, development, monitoring and evaluating Financing System mobile application. 9. Create business documentation for each financing product launched 10. Monitoring & evaluating all financing products that have been launched and carrying out business analysis again based on the evaluation that has been carried out

• Project Manager Digital Platfom

  • Dec 2021 - Aug 2022

  Jakarta, Indonesia - Managing developmen of ALIF digital platform. - Design UI/UX Digital Platform ALIF - Create Content Digital Platform ALIF - Admin Social Media ALIF & Website

• Area Credit Analyst

  • Aug 2014 - Dec 2018

  Jakarta, Indonesia 1. Analyzing and assessing the creditworthiness of new and existing clients 2. Designing and driving implementation of credit strategies, policies, standard operating procedures and guidelines 3. Helping to build, test, develop, validate and monitor comprehensive credit scoring models used to 4. support credit decisions 5. Ensure adherence to the laid down policies and procedures for the smooth running of the division 6. Giving feedback and recommendation about current… Show more 1. Analyzing and assessing the creditworthiness of new and existing clients 2. Designing and driving implementation of credit strategies, policies, standard operating procedures and guidelines 3. Helping to build, test, develop, validate and monitor comprehensive credit scoring models used to 4. support credit decisions 5. Ensure adherence to the laid down policies and procedures for the smooth running of the division 6. Giving feedback and recommendation about current procedural and policy whether implementable or having the gaps 7. Identify & provide feedback on potential risk and implement the proposed solutions 8. Monitoring accounts (i.e. cash flows, repayments, account behavior, compliance with covenants stipulated in the terms of approval) and ensure that portfolio is within the acceptable credit & compliance standards

• Credit Section Head

  • Aug 2014 - Mar 2015

  Jakarta Timur, Jakarta, Indonesia 1. Organize & Supervise Credit Branch activity from Order Management Activity to Collateral Management Activity and increasing 20% - 30% sales financing form 2. Manage, motivating and evaluating team to hit their KPI with punish & reward according to their achievement. Financing Quality achieve < 3% and 3 months on time payment achieve 95%. 3. Working with third parties to provide goods and financing services



PT Bersama Makmur Raharja

• Motor Vehicle Manufacturing
• 1 - 100 Employee

• AREA BISNIS OFFICER

  • Jan 2013 - Jul 2014

  DKI JAKARTA 1. Organize and supervise branch operation section on 5 branch area (Yogya Area, Bali & NTB Area, Sulawesi Area, Jatim Area, and Manado Area) include point of sales. 2. 0% fraud on working area. 3. Solving fraud problem as a taskforce and visiting the branch and or pos. 4. Manage & Coordination with agent & financial company for refinancing sales.

• Point Of Sales Head

  • Nov 2012 - Dec 2012

  Jatiasih, West Java, Indonesia 1. Offering and selling motorbike refinancing products 2. Collecting refinancing disbursements from finance companies 3. Collaboration with finance companies to market refinancing products 4. Supervise sales and admin teams in achieving KPIs



FIFGROUP

• Indonesia
• Financial Services
• 700 & Above Employee

• Credit Section Head

  • Mar 2009 - Oct 2012

  DKI JAKARTA 1. Organize & Supervise Credit Branch activity from Order Management Activity to Collateral Management Activity and increasing 20% - 30% sales financing form 2. Manage, motivating and evaluating team to hit their KPI with punish & reward according to their achievement. Financing Quality achieve < 3% and 3 months on time payment achieve 95%. 3. Working with third parties to provide goods and financing services

• Credit Analyst

  • Feb 2008 - Feb 2009

  Central Jakarta, Jakarta, Indonesia 1. Assign surveyors to carry out surveys 2. Receive survey results from the surveyor 3. Checking repeat orders for consumers 4. Analyze the feasibility of consumer credit applications 5. Provide approval/rejection of consumer credit applications 6. Monitor consumer installment payments 7. Checking the actual condition of consumers. 8. coaching & consulting to surveyors under his supervision. 9. Applying Rewards & Punishments to surveyors under their supervision. 10… Show more 1. Assign surveyors to carry out surveys 2. Receive survey results from the surveyor 3. Checking repeat orders for consumers 4. Analyze the feasibility of consumer credit applications 5. Provide approval/rejection of consumer credit applications 6. Monitor consumer installment payments 7. Checking the actual condition of consumers. 8. coaching & consulting to surveyors under his supervision. 9. Applying Rewards & Punishments to surveyors under their supervision. 10. Establish closeness with the dealer.

• Surveyor

  • Jan 2005 - Jan 2008

  Jakarta, Indonesia 1. Fill out the credit application form. 2. Signing of the credit financing agreement 3. Complete the credit application documents 4. Checking credit activities in the surrounding environment 5. Submit recommendations for approval of consumer credit applications. 6. Monitor consumer installment payments during financing. 7. Assist collectors if there are problems with consumer installment payments



Astra Polytechnic

• Indonesia
• Research Services
• 1 - 100 Employee

• Lecturer

  • Jan 2001 - Oct 2004

  Jakarta, Jakarta, Indonesia 1. Making Modul for Teaching 2. Teaching 3. Making exam for teaching measurement 4. Examining answer from student for measurement.

• IT Support Technician

  • Jan 2001 - Sep 2004

  North Jakarta, Jakarta, Indonesia 1. IT Support/Helpdesk Activity 2. Monitoring Server dan Troubleshoot