Experience

Community First Fund

• United States
• Banking
• 1 - 100 Employee

• Special Assets Consultant

  • Jun 2020 - Present

  • Partner with the Chief Credit Officer, lending officers, borrowers, guarantors, and attorneys to appropriately secure bank collateral, equity, or other assets of the borrower and/or guarantors. • Monitor portfolio loan exposure, including review of monthly maturity reports, daily overdraft activity reports and weekly past dues reports. Report deteriorating credit situations in a timely manner • Provide high level review along with negotiating and adjusting a portfolio of moderately… Show more • Partner with the Chief Credit Officer, lending officers, borrowers, guarantors, and attorneys to appropriately secure bank collateral, equity, or other assets of the borrower and/or guarantors. • Monitor portfolio loan exposure, including review of monthly maturity reports, daily overdraft activity reports and weekly past dues reports. Report deteriorating credit situations in a timely manner • Provide high level review along with negotiating and adjusting a portfolio of moderately complex delinquent/problem loans which require special handling and/or analysis • Develop policies and procedures for several different platforms for Executive Management • Prepare criticized loan status reports, impairment worksheets, and related documentation • Responsible for reviewing and preparing Term Sheets • Evaluate collateral coverage and provide input on charge-off and/or provision recommendations • Drafting and reviewing commercial loan documentation across business lines • As the bank’s appraisal administrator, I conducted reviews of appraisal reports, environmental assessments, and title reports • Responsible for reviewing and ensuring the filing of UCC Filing Statements (UCC-1 & UCC-3) Show less



Comcast Communications Corporation LLC, Philadelphia, PA

• Compliance Contractor/Internal Auditor

  • Jan 2020 - Apr 2020

  Greater Philadelphia *Assignment postponed due to COVID-19 • Conduct methodical research to validate third-party vendor database information that details all of the alarm system permit requirements for alarm system owners by the municipality. • Defining and implementing audit procedures to effectively assess the accuracy and completeness of the third-party vendor database. • Partner with the Senior Management team as required to provide updates and feedback regarding the accuracy of the database and… Show more *Assignment postponed due to COVID-19 • Conduct methodical research to validate third-party vendor database information that details all of the alarm system permit requirements for alarm system owners by the municipality. • Defining and implementing audit procedures to effectively assess the accuracy and completeness of the third-party vendor database. • Partner with the Senior Management team as required to provide updates and feedback regarding the accuracy of the database and suggested modifications to audit procedures. • Provide feedback on best practices to evaluate the efficacy of newly implemented audit procedures. Show less



Sun National Bank

• Banking
• 200 - 300 Employee

• Commercial Loan Workout Officer

  • Apr 2019 - Jan 2020

• AVP, Commercial Loan Workout Officer I

  • Jun 2016 - Mar 2019

  Mt. Laurel, New Jersey, United States • Partner with the Chief Credit Officer, lending officers, borrowers, guarantors, and attorneys to appropriately secure bank collateral, equity, or other assets of the borrower and/or guarantors. • Monitor portfolio loan exposure by reviewing monthly maturity reports, daily overdraft activity reports, and weekly past dues reports. Report deteriorating credit situations in a timely manner • Provide high-level review along with negotiating and adjusting a portfolio of moderately complex… Show more • Partner with the Chief Credit Officer, lending officers, borrowers, guarantors, and attorneys to appropriately secure bank collateral, equity, or other assets of the borrower and/or guarantors. • Monitor portfolio loan exposure by reviewing monthly maturity reports, daily overdraft activity reports, and weekly past dues reports. Report deteriorating credit situations in a timely manner • Provide high-level review along with negotiating and adjusting a portfolio of moderately complex delinquent/problem loans which require special handling and/or analysis • Develop policies and procedures for several different platforms for Executive Management • Prepare criticized loan status reports, impairment worksheets, and related documentation • Responsible for reviewing and preparing Term Sheets • Evaluate collateral coverage and provide input on charge-off and/or provision recommendations • Drafting and reviewing commercial loan documentation across business lines • As the bank’s appraisal administrator, I conducted reviews of appraisal reports, environmental assessments, and title reports • Responsible for reviewing and ensuring the filing of UCC Filing Statements (UCC-1 & UCC-3)



Consultant

• Independent Compliance Consultant

  • Nov 2012 - Nov 2015

  On assignment for various financial institutions, to conduct daily compliance duties in the following areas. Risk Management, Information Security, Loan Operations/Servicing, Title Tracking review and Corporate due diligence.



Santander

• Spain
• Banking
• 700 & Above Employee

• Senior Commercial Lending Paralegal/ REO Manager

  • Oct 2007 - Mar 2011

  Wyomissing, Pennsylvania, United States • Provided legal support for the Facilities Group • Provided legal support for the Commercial Lending and Vendor Management Groups, including but not limited to reviewing and preparing Term Sheets • Preparing and reviewing HUD-1 Settlement Sheets • Evaluate all collateral associated with each commercial transaction • Appraisal Valuation Review • Drafting and reviewing commercial loan documentation across multiple business lines • Conducted reviews of appraisal reports… Show more • Provided legal support for the Facilities Group • Provided legal support for the Commercial Lending and Vendor Management Groups, including but not limited to reviewing and preparing Term Sheets • Preparing and reviewing HUD-1 Settlement Sheets • Evaluate all collateral associated with each commercial transaction • Appraisal Valuation Review • Drafting and reviewing commercial loan documentation across multiple business lines • Conducted reviews of appraisal reports, environmental assessments, and title reports to ensure all and any discrepancies, title issues, and compliance issues were resolved • Responsible for reviewing and ensuring the filing of UCC Filing Statements (UCC-1 & UCC-3) are accurate and completed Show less



Haddon Title & Abstract Agency Inc

• President/Owner

  • Oct 2005 - Oct 2006

  Sicklerville, New Jersey, United States As an owner of a title agency, I performed several tasks for each commercial and consumer real estate transaction, including but not limited to; Building professional relationships with business owners, financial institutions, and the general public • Conducting county real estate record searches to determine the legal ownership of the property. • Conduct mortgage, liens, or unpaid taxes that must be settled before a property can be sold. • Prepare Deeds and other… Show more As an owner of a title agency, I performed several tasks for each commercial and consumer real estate transaction, including but not limited to; Building professional relationships with business owners, financial institutions, and the general public • Conducting county real estate record searches to determine the legal ownership of the property. • Conduct mortgage, liens, or unpaid taxes that must be settled before a property can be sold. • Prepare Deeds and other documentation as requested • Prepare HUD-1 Settlement Sheets and all corresponding documentation as directed • Review Deeds for any legal restrictions, easements, or leases that may exist on the property. • Conducted bankruptcy and municipal court searches • Conducted filing/recording of loan documents, UCC Filing Statements, and Deeds Show less



Equity One, Inc

• Senior Consumer Compliance Analyst (Paralegal)

  • Feb 2003 - Oct 2006

  Marlton, New Jersey, United States



New Jersey Economic Development Authority (NJEDA)

• Financial Services
• 200 - 300 Employee

• Commercial Litigation Sr. Paralegal (Commercial Loan Workout Specialist)

  • Sep 1998 - Feb 2002

  Trenton, New Jersey, United States • Assisted in the development of policies and procedures with Senior Workout Officers • Provided high-level review of problem loans that required special handling and/or analysis • Assisted in the preparation of criticized loan status reports, impairment worksheets, and related documentation • Monitored portfolio loan exposure, including review of monthly maturity reports • Conducted site visits to assess the condition of collateral (commercial and consumer) • Assisted in the… Show more • Assisted in the development of policies and procedures with Senior Workout Officers • Provided high-level review of problem loans that required special handling and/or analysis • Assisted in the preparation of criticized loan status reports, impairment worksheets, and related documentation • Monitored portfolio loan exposure, including review of monthly maturity reports • Conducted site visits to assess the condition of collateral (commercial and consumer) • Assisted in the liquidation of collateral • Prepared legal documentation under the supervision of the assigned Deputy Attorney General • Prepared commercial loan documentation as directed by Loan Officers • Reviewing of titled reports/abstracts, preparing and review term sheets • Reviewing of letters of credit and participation agreements • Responsible for the filing/recording of legal, loan documents and Deeds Show less



Shapiro & Kreisman

• Creditors Rights Paralegal - Foreclosure Specialist

  • Apr 1994 - Oct 1997

  Cherry Hill, New Jersey, United States • Drafted foreclosure complaints, motions and orders for default, decree of foreclosure, notice of sale and trustees' deed or sheriff's deed after sale • Reviewed title abstracts to resolve any and all title issues