Harinder Nagra

Senior Workers Compensation Underwriter at State Compensation Insurance Fund
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Contact Information
us****@****om
(386) 825-5501
Location
Sacramento, California, United States, US

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Experience

    • United States
    • Insurance
    • 700 & Above Employee
    • Senior Workers Compensation Underwriter
      • Jul 2020 - Present

      Sacramento, California, United States

    • Workers Compensation Underwriter
      • Feb 2018 - Jul 2020

    • Spain
    • Insurance
    • 700 & Above Employee
    • Commercial Lines Underwriter
      • Dec 2017 - Feb 2018

      Underwrote value and price seeking book of business for BOP, CPP, CGL, and Commercial Auto products for risks lying in the Western Region

    • Transportation Underwriter
      • Oct 2016 - Dec 2017

      Livermore, California ● Current book of business totaling over $5.5M ● Responsible for marketing, underwriting, and cross-selling Inland Marine Commercial Auto risks, including Auto Liability, Motor Truck Cargo, Automobile Physical damage and General Liability with admitted and non-admitted markets including State National Insurance Company, United Specialty Insurance Company, Lexington, One Beacon Atlantic Specialty, Westchester Chubb, PMA Insurance Group, and Lloyds of London ● Build relationships with… Show more ● Current book of business totaling over $5.5M ● Responsible for marketing, underwriting, and cross-selling Inland Marine Commercial Auto risks, including Auto Liability, Motor Truck Cargo, Automobile Physical damage and General Liability with admitted and non-admitted markets including State National Insurance Company, United Specialty Insurance Company, Lexington, One Beacon Atlantic Specialty, Westchester Chubb, PMA Insurance Group, and Lloyds of London ● Build relationships with internal and external clients to generate high quality submissions, prioritizing using time management skills which submissions to be underwritten and negotiated with brokers ● Focus on relationship management both internally and externally using verbal and written communication Show less

    • United States
    • Insurance
    • 1 - 100 Employee
    • Senior Underwriter/Program Manager
      • Apr 2013 - Jul 2016

      Livermore, California ● Managed and advised a team of 12 underwriting staff in two office locations ● Authorized to underwrite and give final approval to bind business on behalf of top-rated carriers in Inland marine commercial auto markets (for multiple platforms including Motor Trucking Cargo, Excess Motor Trucking Cargo, Automobile Physical Damage and Commercial Automobile Liability) for carriers Lloyds of London, American Safety, American Southern, and Global Hawk Insurance Companies ● Worked with… Show more ● Managed and advised a team of 12 underwriting staff in two office locations ● Authorized to underwrite and give final approval to bind business on behalf of top-rated carriers in Inland marine commercial auto markets (for multiple platforms including Motor Trucking Cargo, Excess Motor Trucking Cargo, Automobile Physical Damage and Commercial Automobile Liability) for carriers Lloyds of London, American Safety, American Southern, and Global Hawk Insurance Companies ● Worked with upper level management on risks exceeding authority level or requiring significant technical complexity and coordination ● Created, managed and grew a book of business to 10M for MTC and APD lines from inception of program using independent judgment and initiative, involving supervision of submissions from a staff of 12 underwriters and motivating team to progress towards production goals ● Resolved client concerns by determining the cause of the problem and working towards a solution ● Profitable management of each program led to successful acquirement of additional programs with new insurance carriers ● Assigned final approval for any cancellations or reinstatements within the MTC & APD programs ● Worked closely with claims department to provide coverage on all MTC & APD claims as well as reviewed handling of claims in weekly program meetings ● Assisted IT department with hardware and agency software management issues, and new software development

    • Underwriter
      • Nov 2012 - Apr 2013

      Livermore, CA ● Effectively and properly evaluated submissions, determined coverage, rated, documented, quoted and bound accounts, utilizing solid knowledge of underwriting guidelines for transportation lines of insurance include commerical auto liability, motor truck cargo, and automobile physical damage ● Identified, investigated, and interpreted deviances and key risk factors for making necessary pricing adjustments or concession grants in support of underwriting and sales management teams ●… Show more ● Effectively and properly evaluated submissions, determined coverage, rated, documented, quoted and bound accounts, utilizing solid knowledge of underwriting guidelines for transportation lines of insurance include commerical auto liability, motor truck cargo, and automobile physical damage ● Identified, investigated, and interpreted deviances and key risk factors for making necessary pricing adjustments or concession grants in support of underwriting and sales management teams ● Processed filings, cancellations, reinstatement endorsements, and invoices in concept, according to established departmental procedures with accuracy and within a timely manner ● Interpreted, explained and marketed products and services to assigned brokers and responded to brokers when risks did not meet underwriting guidelines using verbal and written communication ● Worked within time constraints to establish quotes for new and renewal business ● Established solid knowledge of processing methods and workflow procedures; established basic knowledge of insurance underwriting and regulations for different territories

Education

  • University of California, Davis
    Bachelor of Arts (B.A.), Psychology
  • University of California, Davis
    Bachelor of Science (B.S.), Neurobiology, Physiology, and Behavior

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