HANDE KARAMAN

Operations Director at Token Financial Technologies
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Contact Information
us****@****om
(386) 825-5501
Location
Istanbul, Istanbul, Turkey, TR

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Experience

    • Türkiye
    • Financial Services
    • 100 - 200 Employee
    • Operations Director
      • Sep 2021 - Present

    • Türkiye
    • Financial Services
    • 1 - 100 Employee
    • Merchant Assessment and Operation Manager
      • Jan 2017 - Sep 2021

    • Türkiye
    • Financial Services
    • 100 - 200 Employee
    • DD Mortgage - Credit Risk Management Assistant Vice President
      • Aug 2010 - Dec 2016

      DD MORTGAGE, "The first mortgage company of Turkey", started its operation following the license from Banking Regulation and Supervision Agency• Evaluating credibilities and financial statements of consumers • The allocation of housing loans • System improvements and the creation of credit policies • Management of system rules• Testing of the system improvements• Performing the policy checks in order to evaluate and conclude the application. • Credit Bureau, Central Bank of Turkey and Internal Black List Check• Preparing credit risk report by daily

    • Türkiye
    • Banking
    • 700 & Above Employee
    • Akbank T.A.Ş, Corporate Credits Risk and Process Management- Assistant Mngr
      • Oct 2008 - Aug 2010

      • Evaluating credibilities and financial statements of construction companies,• Allocation credit limits.• Regulating the flow of intelligence and allocation processes • Testing of the system improvements• Credit Bureau, Central Bank of Turkey and Internal Black List Check • Evaluating credibilities and financial statements of construction companies,• Allocation credit limits.• Regulating the flow of intelligence and allocation processes • Testing of the system improvements• Credit Bureau, Central Bank of Turkey and Internal Black List Check

    • Türkiye
    • Financial Services
    • 200 - 300 Employee
    • Volkswagen Doğuş Finans (VDF) Tüketici Finansmanı, İstanbul Credit Operations Management- Supervisor
      • Oct 2005 - Oct 2008

      • Evaluating credibilities and financial statements of consumers • Creating customer datas on system• Performing the policy checks in order to evaluate and conclude the application. • Credit Bureau, Central Bank of Turkey and Internal Black List Check• Provide training to dealers for references• Making money transfers of approved applications • Testing of the system improvements • Evaluating credibilities and financial statements of consumers • Creating customer datas on system• Performing the policy checks in order to evaluate and conclude the application. • Credit Bureau, Central Bank of Turkey and Internal Black List Check• Provide training to dealers for references• Making money transfers of approved applications • Testing of the system improvements

Education

  • İstanbul Kültür Üniversitesi
    Sosyal Bilimler Enstitüsü, MBA
    2007 - 2010
  • Kocaeli Üniversitesi
    İktisadi İdari Bilimler Fakültesi, İktisat
    2001 - 2006

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