HANDE KARAMAN
Operations Director at Token Financial Technologies- Claim this Profile
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Bio
Experience
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Token Finansal Teknolojiler
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Türkiye
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Financial Services
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100 - 200 Employee
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Operations Director
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Sep 2021 - Present
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Hepsipay
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Türkiye
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Financial Services
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1 - 100 Employee
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Merchant Assessment and Operation Manager
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Jan 2017 - Sep 2021
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DD Mortgage (JV of Deutsche Bank & Doğan Group)
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Türkiye
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Financial Services
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100 - 200 Employee
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DD Mortgage - Credit Risk Management Assistant Vice President
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Aug 2010 - Dec 2016
DD MORTGAGE, "The first mortgage company of Turkey", started its operation following the license from Banking Regulation and Supervision Agency• Evaluating credibilities and financial statements of consumers • The allocation of housing loans • System improvements and the creation of credit policies • Management of system rules• Testing of the system improvements• Performing the policy checks in order to evaluate and conclude the application. • Credit Bureau, Central Bank of Turkey and Internal Black List Check• Preparing credit risk report by daily
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Akbank
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Türkiye
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Banking
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700 & Above Employee
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Akbank T.A.Ş, Corporate Credits Risk and Process Management- Assistant Mngr
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Oct 2008 - Aug 2010
• Evaluating credibilities and financial statements of construction companies,• Allocation credit limits.• Regulating the flow of intelligence and allocation processes • Testing of the system improvements• Credit Bureau, Central Bank of Turkey and Internal Black List Check • Evaluating credibilities and financial statements of construction companies,• Allocation credit limits.• Regulating the flow of intelligence and allocation processes • Testing of the system improvements• Credit Bureau, Central Bank of Turkey and Internal Black List Check
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Volkswagen Doğuş Finansman A.Ş. (vdf)
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Türkiye
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Financial Services
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200 - 300 Employee
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Volkswagen Doğuş Finans (VDF) Tüketici Finansmanı, İstanbul Credit Operations Management- Supervisor
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Oct 2005 - Oct 2008
• Evaluating credibilities and financial statements of consumers • Creating customer datas on system• Performing the policy checks in order to evaluate and conclude the application. • Credit Bureau, Central Bank of Turkey and Internal Black List Check• Provide training to dealers for references• Making money transfers of approved applications • Testing of the system improvements • Evaluating credibilities and financial statements of consumers • Creating customer datas on system• Performing the policy checks in order to evaluate and conclude the application. • Credit Bureau, Central Bank of Turkey and Internal Black List Check• Provide training to dealers for references• Making money transfers of approved applications • Testing of the system improvements
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Education
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İstanbul Kültür Üniversitesi
Sosyal Bilimler Enstitüsü, MBA -
Kocaeli Üniversitesi
İktisadi İdari Bilimler Fakültesi, İktisat