Gustavo Tamborlim Simoes
Chief Technology Officer (CTO) at OneBlinc- Claim this Profile
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English Full professional proficiency
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Portuguese Native or bilingual proficiency
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Bio
Credentials
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Singularity Executive Program - May 2023
Singularity UniversityMay, 2023- Nov, 2024
Experience
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OneBlinc
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United States
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Financial Services
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1 - 100 Employee
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Chief Technology Officer (CTO)
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Apr 2020 - Present
Applying high-tech solutions, big data, artificial intelligence, omnichannel strategy, OneBlinc intends to serve millions of people who don't have access to traditional lending. At OneBlinc we don't believe in credit scores. OneBlinc aims to restore dignity and transparency to financial services in the underserved market. User experience is more than an obsession-- it's a passion, it's a purpose. We are credit hackers for a new credit reality. Applying high-tech solutions, big data, artificial intelligence, omnichannel strategy, OneBlinc intends to serve millions of people who don't have access to traditional lending. At OneBlinc we don't believe in credit scores. OneBlinc aims to restore dignity and transparency to financial services in the underserved market. User experience is more than an obsession-- it's a passion, it's a purpose. We are credit hackers for a new credit reality.
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BlincTek
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Brazil
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IT Services and IT Consulting
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1 - 100 Employee
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Co-founder and CTO
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Jan 2022 - Present
The financial sector is undergoing serious transformations. We are specialists and we develop technologies that make these transformations possible, creating products and enabling services. Financial assets have transformed how institutions deal with technology and create value. We are active agents in this transformation. Our objective is to shake the pre-established structures of a sector that has great potential for innovation, creating new products. We use agile teams… Show more The financial sector is undergoing serious transformations. We are specialists and we develop technologies that make these transformations possible, creating products and enabling services. Financial assets have transformed how institutions deal with technology and create value. We are active agents in this transformation. Our objective is to shake the pre-established structures of a sector that has great potential for innovation, creating new products. We use agile teams to serve the entire cycle of a product. With in-depth knowledge of the technologies used, we also bring innovation to current products/services. We create products that enable markets to operate in ways they've never been able to before. We are BlincTek. Show less The financial sector is undergoing serious transformations. We are specialists and we develop technologies that make these transformations possible, creating products and enabling services. Financial assets have transformed how institutions deal with technology and create value. We are active agents in this transformation. Our objective is to shake the pre-established structures of a sector that has great potential for innovation, creating new products. We use agile teams… Show more The financial sector is undergoing serious transformations. We are specialists and we develop technologies that make these transformations possible, creating products and enabling services. Financial assets have transformed how institutions deal with technology and create value. We are active agents in this transformation. Our objective is to shake the pre-established structures of a sector that has great potential for innovation, creating new products. We use agile teams to serve the entire cycle of a product. With in-depth knowledge of the technologies used, we also bring innovation to current products/services. We create products that enable markets to operate in ways they've never been able to before. We are BlincTek. Show less
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Novahub Tech
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Brazil
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Information Technology & Services
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Executive Director
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Aug 2015 - Present
Custom projects on digital automation (web applications), big data and data visualization, machine learning and technology consulting, for medium and large corporations. We evaluate the company's tech stack and design tailor made solutions to leverage automation and to better use data analysis and data visualization. Custom projects on digital automation (web applications), big data and data visualization, machine learning and technology consulting, for medium and large corporations. We evaluate the company's tech stack and design tailor made solutions to leverage automation and to better use data analysis and data visualization.
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BITSi Automação & Inteligência Artificial
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São Paulo, Brasil
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Co-Founder
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Jan 2018 - Present
Machine learning application (Natural Language Processing - NLP) to "read" and answer e-mails., SMS and web forms. The app may be adapted to healthcare, consumer goods and others. And be used by marketing, sales, customer service, etc. Our actual implementation serves 10+ car dealership groups as an API to their CRM systems. > Currently processing 30.000+ e-mails/mo for "lost sales" clusters. >> 5% of cases were not "lost sales" at all; >> 10% of cases had a poor… Show more Machine learning application (Natural Language Processing - NLP) to "read" and answer e-mails., SMS and web forms. The app may be adapted to healthcare, consumer goods and others. And be used by marketing, sales, customer service, etc. Our actual implementation serves 10+ car dealership groups as an API to their CRM systems. > Currently processing 30.000+ e-mails/mo for "lost sales" clusters. >> 5% of cases were not "lost sales" at all; >> 10% of cases had a poor sales experience and their answers helps the dealership improve their sales processes. > Automated sales response on ads (Webmotors, iCarros, OLX): >> automatically evaluates client's used car; >> calculates the financing and monthly installments as per their request; >> quickly sends the lead to specialized sales team on bottom-of-the-funnel cases; Benefits are: > less operational work for human sales force, more time to negotiate with real leads; > answering 100% of requests, with no judgement; > recovering "lost sales"; > reducing errors on answers and calculations; > improve and audit processes; > max 10 minutes of response time. Show less Machine learning application (Natural Language Processing - NLP) to "read" and answer e-mails., SMS and web forms. The app may be adapted to healthcare, consumer goods and others. And be used by marketing, sales, customer service, etc. Our actual implementation serves 10+ car dealership groups as an API to their CRM systems. > Currently processing 30.000+ e-mails/mo for "lost sales" clusters. >> 5% of cases were not "lost sales" at all; >> 10% of cases had a poor… Show more Machine learning application (Natural Language Processing - NLP) to "read" and answer e-mails., SMS and web forms. The app may be adapted to healthcare, consumer goods and others. And be used by marketing, sales, customer service, etc. Our actual implementation serves 10+ car dealership groups as an API to their CRM systems. > Currently processing 30.000+ e-mails/mo for "lost sales" clusters. >> 5% of cases were not "lost sales" at all; >> 10% of cases had a poor sales experience and their answers helps the dealership improve their sales processes. > Automated sales response on ads (Webmotors, iCarros, OLX): >> automatically evaluates client's used car; >> calculates the financing and monthly installments as per their request; >> quickly sends the lead to specialized sales team on bottom-of-the-funnel cases; Benefits are: > less operational work for human sales force, more time to negotiate with real leads; > answering 100% of requests, with no judgement; > recovering "lost sales"; > reducing errors on answers and calculations; > improve and audit processes; > max 10 minutes of response time. Show less
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Sabbatical Break
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200 - 300 Employee
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Owner
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Dec 2013 - Aug 2015
Period of immense self-awareness, actively participating on meditation retreats such as Vipassana and other sitting and dynamic meditations as well. Also had holistic courses and workshops gaining deep emotional awareness. During this time, I also focused on learning programming languages, developing frameworks, agile development and, most importantly, I’ve made learning a part of my daily routine. Period of immense self-awareness, actively participating on meditation retreats such as Vipassana and other sitting and dynamic meditations as well. Also had holistic courses and workshops gaining deep emotional awareness. During this time, I also focused on learning programming languages, developing frameworks, agile development and, most importantly, I’ve made learning a part of my daily routine.
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Content House
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Brazil
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Advertising Services
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1 - 100 Employee
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Senior Managing Consultant
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Dec 2012 - Dec 2013
Inependent consultant for a one-year project working with the agency’s founding partners on strategic subjects which involved: > the company’s full processes reviews, > implementation of management rituals, > organizational restructuring, > put in writing the company’s “way of doing” and > new methodology for employee performance evaluation. Inependent consultant for a one-year project working with the agency’s founding partners on strategic subjects which involved: > the company’s full processes reviews, > implementation of management rituals, > organizational restructuring, > put in writing the company’s “way of doing” and > new methodology for employee performance evaluation.
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Itaú Unibanco
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Brazil
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Banking
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700 & Above Employee
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Senior Credit Risk Manager
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Dec 2011 - Oct 2012
Led a cross functional team of 50 people working on credit risk policies, credit risk modeling and IT implementation for SMB Credit area’s adoption of Basel II regulatory accord.
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Credit Risk Manager
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Jul 2010 - Dec 2011
Had a key role leading a team of 20+ data analysts, statisticians and data engineers. We were the “go to” team for all automated credit distribution for the SMB segment, on average evaluating US$ 20 billion in credit availability, for clients within the valid credit risk score spectrum.
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Credit Risk Coordinator
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Jan 2009 - Jul 2010
Coordinated a team of 5 data analysts, engineers and statisticians using data analysis to design rules of automatic credit lending for SMB clients. Achieved top score for the credit area’s employee satisfaction surveys.
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Collection Modelling Coordinator
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Jul 2008 - Jan 2009
Achieved a 40% improvement year over year in collection performance on delinquencies over 90 days. Responsible for a team of 3 data analysts on the credit and collection modelling area of the bank. Our team was responsible for developing and improving automated collection rules and models through data analysis, for Itaú Unibanco's SMB clients. Immersive experience with A/B testing and championing of collection rules.
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Integration Consulting
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Brazil
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Business Consulting and Services
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300 - 400 Employee
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Senior PMO Analyst
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Aug 2007 - Jul 2008
As a project management analyst, worked on high impact portfolios for large telecom, mining an high-performance materials companies. As a project management analyst, worked on high impact portfolios for large telecom, mining an high-performance materials companies.
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Itaú Unibanco
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Brazil
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Banking
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700 & Above Employee
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Trainee
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Jan 2006 - Aug 2007
As a Data Analyst for Itaucard, worked on the whole ETL process, as well as building dashboards and executive presentations. Was part of the Bank’s talent acceleration program. As a Data Analyst for Itaucard, worked on the whole ETL process, as well as building dashboards and executive presentations. Was part of the Bank’s talent acceleration program.
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Escola Politécnica da USP
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Brazil
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Higher Education
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300 - 400 Employee
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Paid Intern
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Mar 2004 - Dec 2005
Internship at Poli's Mineral Processing Lab. Internship at Poli's Mineral Processing Lab.
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Itaú Unibanco
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Brazil
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Banking
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700 & Above Employee
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Paid Intern
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Jan 2003 - Mar 2004
Data analysis internship at Itaucard (credit card business of Itaú Unibanco). Data analysis internship at Itaucard (credit card business of Itaú Unibanco).
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Education
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2000 - 2006
Escola Politécnica da USP
Bachelor of Science - BS, Mining and Mineral Engineering -
2011 - 2013
Fundação Getulio Vargas
Master of Business Administration - MBA, Strategic and Economic Business Management.
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