Gulrez Kaur

Head of Strategy, Commercial Products & Distribution at OneTwo Home Loans
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Contact Information
us****@****om
(386) 825-5501
Location
Greater Melbourne Area
Languages
  • English Full professional proficiency
  • German Limited working proficiency

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Shelley Nave

I had the privilege of working closely with Gulrez (

Jenny Spicer

Gulrez is a skilled leader who can expertly manage and influence colleagues and stakeholders across multiple disciplines. Gulrez is an impressive and articulate communicator who is always professional, forward-thinking, brings a unique perspective in solving challenging business problems and is outcomes-focused. Working alongside Gulrez is an absolute pleasure!

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Experience

    • Australia
    • Financial Services
    • 1 - 100 Employee
    • Head of Strategy, Commercial Products & Distribution
      • Apr 2020 - Present

      Building and launching a Fintech. OneTwo is a digital lender that’s on a mission to help people buy, own and sell homes faster and easier. Responsible for: - Founding the business during my time at ANZ and receiving funding to launch to it to market as an ANZ 'spin-off' - Establishing the company - Setting the strategic direction and vision - Defining the product strategy. Creating innovative digital and financial products and services to improve the financial livelihoods of Australians - Launching a digital home loan to market in July 2021 - Scaling the business from 20 leads a week to 500 leads (at peak) - Managing the P&L - Managing the distribution and go-to-market strategy - Launching OneTwo’s first 3rd party distribution relationship - including developing proprietary software to support a direct integration and faster time to yes for our customers - Managing M&A and partnership opportunities

    • Australia
    • Banking
    • 700 & Above Employee
    • Principal Lead New Ventures - Innovation, Strategy & Finance. (ANZi)
      • Feb 2019 - Apr 2020

      Corporate venturing professional within ANZ’s New Business Ventures and Investments function ('ANZi'). Responsible for leading and launching new businesses to market and in leading teams across Strategy, Finance, Product and Distribution. Have also been involved in notable ANZ acquisitions, investments and partnerships.

    • Senior Manager Strategy & New Ventures (ANZi)
      • Apr 2017 - Feb 2019

      Created, invested and launched new businesses to generate new revenue streams for the bank. Responsible for: - Defining the strategy for ANZ’s Business Ventures & Investments function - focusing on incubation, partnership and investment opportunities- Leading new business venture projects from ideation to incubation- Developing business and financial models for new businesses- Creating the business and product strategy for new businesses- Conducting regular global market scans to identify market gaps and potential business partners- Identifying acquisition / investment targets - Evaluating strategic investment / M&A opportunities - Evaluating business development and partnership opportunities - Building deep relationships with the wider innovation community

    • Strategy Manager - Australia Division Strategy
      • Aug 2015 - Apr 2017

      Defined the vision for the Retail bank and created strategies for growth, transformation and cost reduction

    • Netherlands
    • Venture Capital and Private Equity Principals
    • 100 - 200 Employee
    • Mentor
      • May 2019 - Mar 2020

    • United Kingdom
    • IT Services and IT Consulting
    • 700 & Above Employee
    • Business Strategy Consultant
      • Mar 2008 - Aug 2015

      Accelerated career pathway through commencing with EY's Cadetship Program. Sample projects include: Education (International) - Business/Innovation Strategy: Developed the 5 year strategy for an International University Utilities - Profit Maximisation: Assisted a leading Australian utilities firm with a multi-year, large scale profit improvement transformation Government (International) - Organisational transformation: Assisted a government department with a multi million dollar transformation to increase integration, upgrade systems, improve business processes and better meet customer expectations. Government - Performance Management: Assisted with Key Performance Indicators (KPIs) review and design for a division. Developed a KPI data dictionary, designed a reporting format for Executives, designed an automated monthly production process and developed a policy document. Financial Services - Basel Review: Assessed integrity of the information used in calculation of Risk Weighted Assets (RWA) which feed into capital requirements of the bank. Skillsets: Financial Acumen - navigation through Financial Reports Quantitative - analysis of large sets of data Storyboarding - presentations using PowerPoint Strategic Communications Structured Problem Solving

    • Australia
    • Non-profit Organizations
    • 1 - 100 Employee
    • National Director of Finance
      • Sep 2010 - Aug 2011

      The Oaktree Foundation is Australia’s first and largest youth-run development agency, with projects focussed on education across Cambodia, Papua New Guinea, East Timor and South Africa as well as local initiatives to educate the youth of Australia and make them aware of global issues. They have also recently been recognized by the UN for innovation and effectiveness in youth-lead poverty action. Key Responsibilities: • Managing a national finance team of around 20 people focusing on banking, operations and budgeting activities. • Creating & managing a budget of approximately $2 million as well as performing ratio analysis to identify the breakdown of cost and revenue streams. Presenting budget versus actual analysis and forecasting activities to key stakeholders on a regular basis. • Banking duties including identifying appropriate bank account types with consideration of complexity, ease of recording and interest income generation. Maintaining relationships with banker. • Managing moving the firm from financial to calendar year reporting and preparing financial statements that are compliant with the Australian Council for International Development • Mentored and guided her team in achieving change in finance operations

Education

  • Chartered Accountants Australia and New Zealand
    Chartered Accountant
    2012 - 2014
  • University of Southern California
    Bachelor of Commerce (B.Com.), Finance
    2011 - 2011
  • University of Melbourne - Melbourne Business School
    Bachelor of Commerce (B.Com.), Accounting and Finance
    2008 - 2011
  • The Mac.Robertson Girls High School
    VCE, ENTER 98.00
    -

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