Experience

Sage Capital Bank

• United States
• Banking
• 1 - 100 Employee

• Loan Assistant/ Credit Analyst

  • Mar 2022 - Present

  Spring Branch, Texas, United States ● Conducted comprehensive financial analysis and credit assessments, which involved a thorough examination of financial statements and credit history. The result was accurate risk assessments and a 100% success rate in loan closures. ● Provided recommendations to management on loan applications, taking into consideration the borrowers' ability to repay and the stability of the loan portfolio. The impact of these recommendations was a 20% increase in the stability of the loan… Show more ● Conducted comprehensive financial analysis and credit assessments, which involved a thorough examination of financial statements and credit history. The result was accurate risk assessments and a 100% success rate in loan closures. ● Provided recommendations to management on loan applications, taking into consideration the borrowers' ability to repay and the stability of the loan portfolio. The impact of these recommendations was a 20% increase in the stability of the loan portfolio. ● Worked closely with loan officers and underwriters to ensure that loan applications were processed efficiently and closed in a timely manner. This involved regular communication and coordination with the loan team to resolve any issues and expedite the loan process. ● Contributed to the preparation of credit reports, loan presentations, and other required materials for loan approval. This involved gathering and analyzing financial information to support loan decisions. ● Oversaw the management of loan documentation, ensuring all required loan-related documents were thoroughly organized, complete and in accordance with bank policies and regulations. Implemented strict measures to guarantee that all loan documentation met the standards set by the bank, thereby ensuring compliance with all relevant laws and regulations.

• Credit Analyst

  • Jun 2021 - Mar 2022

  ● Conducted in-depth financial analysis and credit evaluations to make precise risk assessments, leading to 90% success rate in loan closures. This was achieved by reviewing financial statements, credit history, and other related information to determine the borrower's ability to repay. ● Provided insightful recommendations to management to aid in informed decision-making and enhance the stability of the loan portfolio. This was achieved by analyzing borrower financials and market trends… Show more ● Conducted in-depth financial analysis and credit evaluations to make precise risk assessments, leading to 90% success rate in loan closures. This was achieved by reviewing financial statements, credit history, and other related information to determine the borrower's ability to repay. ● Provided insightful recommendations to management to aid in informed decision-making and enhance the stability of the loan portfolio. This was achieved by analyzing borrower financials and market trends, and this led to a 15% increase in the stability of the loan portfolio. ● Assisted in the preparation of credit reports, loan presentations, and other necessary materials to support loan approval. This was achieved by gathering relevant information, creating loan reports and presentations, and working closely with loan officers and underwriters.



Tarleton State University

• United States
• Higher Education
• 700 & Above Employee

• Graduate Research Assistant

  • Aug 2019 - May 2021

  Stephenville, Texas, United States ● Assisted in the design, implementation, and analysis of multiple research projects, leading to increased efficiency and effectiveness in project completion (with a 25% increase in project completion rate). The research findings also made a significant impact on the academic community, contributing to the advancement of knowledge in various fields. ● Assisted in conducting research projects, contributing to the publication of three academic papers in peer-reviewed journals. Provided support… Show more ● Assisted in the design, implementation, and analysis of multiple research projects, leading to increased efficiency and effectiveness in project completion (with a 25% increase in project completion rate). The research findings also made a significant impact on the academic community, contributing to the advancement of knowledge in various fields. ● Assisted in conducting research projects, contributing to the publication of three academic papers in peer-reviewed journals. Provided support to faculty members in their research endeavors, resulting in a 20% increase in the efficiency of their research processes. ● Conducted extensive research on various topics, resulting in improved understanding and mastery of research methods and techniques. Additionally, the research findings were published in multiple academic journals, demonstrating the high quality of the research conducted. Show less



Sage Capital Bank

• United States
• Banking
• 1 - 100 Employee

• Bank Teller

  • May 2019 - Jan 2020

  Gonzales, Texas, United States