Experience

Octane Capital Ltd

• United Kingdom
• Financial Services
• 1 - 100 Employee

• Credit Manager

  • Jan 2019 - Present



LendInvest (LSE: LINV)

• United Kingdom
• Financial Services
• 100 - 200 Employee

• Lending Manager

  • Mar 2018 - Jan 2019



Shawbrook Bank

• United Kingdom
• Banking
• 700 & Above Employee

• Senior Lending Manager

  • Apr 2014 - Mar 2018

  Act as reference to less senior members of underwriting team using experience to provide expert guidance, opinion and identification of training needs. Underwriting 1st & 2nd charge residential mortgage proposals in line with MCOB requirements and bank lending policies which require enhanced mandate for higher value/higher risk proposals, mandated to 150k. Use experience to suitably challenge the information held in support of the proposal and make pragmatic decision. Sufficiently… Show more Act as reference to less senior members of underwriting team using experience to provide expert guidance, opinion and identification of training needs. Underwriting 1st & 2nd charge residential mortgage proposals in line with MCOB requirements and bank lending policies which require enhanced mandate for higher value/higher risk proposals, mandated to 150k. Use experience to suitably challenge the information held in support of the proposal and make pragmatic decision. Sufficiently document and communicate lending rationales in clear manner covering relevant points and challenges as well as justification in support of affordability and customer outcome. Managing teams workflows ensuring offers are worked within timely manner, allocating new cases and helping team with referrals/queries Agreeing /rejecting broker referrals to prescribe criteria. Carry out monthly mandate approved audits & completing monthly reviews. Training new starters ensuring candidates are competent before making a recommendation to senior management based on underwriting, systems and speak with calls. Show less Act as reference to less senior members of underwriting team using experience to provide expert guidance, opinion and identification of training needs. Underwriting 1st & 2nd charge residential mortgage proposals in line with MCOB requirements and bank lending policies which require enhanced mandate for higher value/higher risk proposals, mandated to 150k. Use experience to suitably challenge the information held in support of the proposal and make pragmatic decision. Sufficiently… Show more Act as reference to less senior members of underwriting team using experience to provide expert guidance, opinion and identification of training needs. Underwriting 1st & 2nd charge residential mortgage proposals in line with MCOB requirements and bank lending policies which require enhanced mandate for higher value/higher risk proposals, mandated to 150k. Use experience to suitably challenge the information held in support of the proposal and make pragmatic decision. Sufficiently document and communicate lending rationales in clear manner covering relevant points and challenges as well as justification in support of affordability and customer outcome. Managing teams workflows ensuring offers are worked within timely manner, allocating new cases and helping team with referrals/queries Agreeing /rejecting broker referrals to prescribe criteria. Carry out monthly mandate approved audits & completing monthly reviews. Training new starters ensuring candidates are competent before making a recommendation to senior management based on underwriting, systems and speak with calls. Show less



Lloyds Banking Group

• United Kingdom
• Financial Services
• 700 & Above Employee

• Quality Assurance

  • Sep 2011 - Mar 2014



Central Trust Limited

• United Kingdom
• Financial Services
• 1 - 100 Employee

• Account Manager

  • Jan 2008 - Sep 2011



Money Partners Ltd

• Financial Services
• 1 - 100 Employee

• Underwriter

  • Jan 2007 - Jan 2008