Grace Nichols
AVP, Real Estate & Consumer Lending at IAA Credit Union- Claim this Profile
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Bio
Experience
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IAA Credit Union
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United States
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Financial Services
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1 - 100 Employee
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AVP, Real Estate & Consumer Lending
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Mar 2023 - Present
IAA Credit Union, 808 IAA Dr, Bloomington, IL 61701
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Real Estate Loan Supervisor
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Oct 2022 - Mar 2023
IAA Credit Union, 808 IAA Dr, Bloomington, IL 61701
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INB, National Association
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United States
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Banking
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1 - 100 Employee
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AVP Mortgage Loan Officer
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Sep 2021 - Oct 2022
Bloomington, Illinois, United States Helping to assist with residential lending needs and borrower success in purchase and refinancing opportunities on behalf of Illinois National Bank.
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The Credit Union for All
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United States
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Banking
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1 - 100 Employee
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Mortgage Loan Officer
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Aug 2019 - Sep 2021
Bloomington/Normal, Illinois Area Assists members who are seeking residential mortgage loans. Supports consumers who are seeking to purchase or refinance a home loan, with the addition of second mortgage and home equity opportunities. Working directly with the borrower in determining the proper loan program, completing the loan application and gathering the necessary paperwork to begin the loan process. Evaluating credit and income to qualify applicants, through agency guidelines, for the best mortgage products in the… Show more Assists members who are seeking residential mortgage loans. Supports consumers who are seeking to purchase or refinance a home loan, with the addition of second mortgage and home equity opportunities. Working directly with the borrower in determining the proper loan program, completing the loan application and gathering the necessary paperwork to begin the loan process. Evaluating credit and income to qualify applicants, through agency guidelines, for the best mortgage products in the best interest of the member. Communicates with the appraiser, title officer, escrow officer, loan processor and underwriter to finalize all requirements necessary in completing mortgage loan transactions. NMLS ID: 1886626
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Loan Officer
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Apr 2014 - Aug 2019
Lending underwriting, member services, financial consulting, branch development, community engagement, member accounts, processing automatic payments from outside institutions, outreach and business development.
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Education
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Heartland Community College
Associate of Arts - AA, FAMILY AND CONSUMER SCIENCES/HUMAN SCIENCES