Godson Wodi

Head of Risk Management/Compliance & Internal Control at MEZCREDIT FINANCE LIMITED
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Contact Information
us****@****om
(386) 825-5501
Location
Lagos State, Nigeria, NG
Languages
  • English Native or bilingual proficiency
  • French Elementary proficiency
  • Yoruba Elementary proficiency
  • Ikwerre Native or bilingual proficiency
  • Igbo Native or bilingual proficiency
Skills

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5.0

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Rosemary Okonkwo ACIPM HRPL, ACE, MBA

Godson is dependable, has strong character, analytical and has his eyes on every detail. He is an asset to any organization that works with him.

Toluwabori Lawal

Godson is a fantastic, determined and hardworking professional who understands his JD.

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Credentials

  • Certificate in ERM Framework Design & Implementation
    ASSOCIATION OF ENTERPRISE RISK MANAGEMENT PROFESSIONALS (AERMP)
    Sep, 2023
    - Nov, 2024
  • Data Visualization with Power BI
    Great Learning
    Jan, 2023
    - Nov, 2024
  • Basics of Compliance Management
    Alison - Empower Yourself
    Oct, 2022
    - Nov, 2024
  • Cybersecurity Management Program
    Regenesys Business School, Mumbai, India
    Aug, 2022
    - Nov, 2024
  • Corporate Risk Management Techniques
    Metropolitan School of Business & Management (UK)
    Jul, 2020
    - Nov, 2024
  • Liquidity Management in the Great Lockdown.
    Gies College of Business - University of Illinois Urbana-Champaign
    Jul, 2020
    - Nov, 2024
  • Accounting Principles Certification
    International Business Management Institute (IBMI)
    Oct, 2019
    - Nov, 2024
  • Google Analytics Individual Qualification
    Google Digital Academy (Skillshop)
    Jul, 2019
    - Nov, 2024
  • Risk Management Certification
    International Business Management Institute (IBMI)
    Jul, 2019
    - Nov, 2024
  • Microfinance Certified Banker (MCIB)
    The Chartered Institute of Bankers of Nigeria - CIBN
    Aug, 2016
    - Nov, 2024

Experience

  • MEZCREDIT FINANCE LIMITED
    • Nigeria
    • Financial Services
    • 1 - 100 Employee
    • Head of Risk Management/Compliance & Internal Control
      • Jun 2023 - Present

      • Designed and implemented an overall Risk Management Framework, Compliance, Audit and Credit Policies for the organization.• Investigated suspicious activities, allegations of fraud, and misconduct in accordance with established policies and audit requirements.• Established an internal Credit Risk Rating-Based model and developed robust Credit Analysis and Portfolio management.• Oversight on project team for ERM related task, including risk identification, assessment, monitoring, control, reporting, corporate governance, compliance and information technology risk management.• Guided senior management to communicate performance evaluation ratings to their individual staff.• Oversight of the Financial Risk, including Credit, Market and Investment Risk, Operational Risk and Business Continuity. • Coordinated prompt rendition of statutory risk and compliance reports to internal and external regulatory bodies. • Provided financial advice to private (HNI) and corporate clients on range of investment option.• Preparing and implementing the internal audit plan.• Managing daily business operations, developed and implemented growth strategies.• Prepared periodic audits and ERM reports for the company and communicated compliance regulations to stakeholders. Show less

    • Head of Risk Management
      • Jan 2023 - Present

      • Led the Enterprise Risk Management (ERM) and Internal Control Team for the Company.• Designed and implemented an overall Risk Management Framework, Compliance, Audit and Credit Policies for the organization.• Investigated suspicious activities, allegations of fraud, and misconduct in accordance with established policies and audit requirements.• Established an internal Credit Risk Rating-Based model and developed robust Credit Analysis and Portfolio management.• Oversight on project team for ERM related task, including risk identification, assessment, quantification, processes, monitoring, control, reporting, corporate governance and information technology risk management.• Built a good credit portfolio through high quality appraisal and adherence to Credit Policies, and involved in loan approvals.• Oversight of the Financial Risk, including Credit, Market and Investment Risk, Operational Risk and Business Continuity. • Coordinated prompt rendition of statutory risk and transaction reports to internal and external regulatory bodies. • Provided financial advice to private and corporate clients on range of investment option.• Preparing and implementing the internal audit plan• Managing daily business operations, developed and implemented growth strategies.• Prepared periodic audits and ERM reports for the company and communicated compliance regulations to stakeholders. Show less

    • Head of Risk Management/Acting Managing Director
      • Apr 2023 - Jun 2023

      My role entails working with the Board and the leadership team to:• Lead the company’s Executive Management to drive its strategic business and corporate goals• Build the Enterprise Risk Management (ERM) Team for the Company.• Designed and implemented an overall Risk Management Framework, Compliance and Credit Policies for the organization.• Defined and communicated short-and long-term goals for Credit Portfolio and set vision/strategy for Credit Product Portfolio.• Established an internal Credit Risk Rating-Based model and developed robust Credit Analysis and Portfolio management.• Oversight on project team for ERM related task, including risk identification, assessment, quantification, processes, monitoring, control, reporting, corporate governance and information technology risk management.• Built a good credit portfolio through high quality appraisal and adherence to Credit Policies, and involved in loan approvals.• Oversight of the Financial Risk, including Credit, Market and Investment Risk, Operational Risk and Business Continuity. • Coordinated prompt rendition of statutory risk and transaction reports to internal and external regulatory bodies.• Provided financial advice and services to private and corporate clients about a range of investment options.• Managing daily business operations, developed and implemented growth strategies.• Prepared periodic audits and ERM reports for the company and communicated compliance regulations to stakeholders. Show less

  • Euro Exim Bank
    • Saint Lucia
    • International Trade and Development
    • 700 & Above Employee
    • Trade Finance Consultant
      • Jan 2023 - Present

      • Review of trade all transactions in line with company policy and procedure. • Facilitate the Issuance of Letters of Credit or Bank Guarantees. • Preparation of deals/transactions profit or loss for pre and post transaction • Ensure acceptable terms, and closing transactions between confirmed customers and the Bank. • Review of trade all transactions in line with company policy and procedure. • Facilitate the Issuance of Letters of Credit or Bank Guarantees. • Preparation of deals/transactions profit or loss for pre and post transaction • Ensure acceptable terms, and closing transactions between confirmed customers and the Bank.

  • The Brook Finance Limited
    • Nigeria
    • Financial Services
    • 1 - 100 Employee
    • Head, Risk Management, Credit Administration & Compliance (CRO)
      • Aug 2021 - Jan 2023

      •Developed and implemented a comprehensive Enterprise risk management framework to support organization’s strategic growth plans, including credit, market, operational, compliance, Corporate Governance, IT, ESG and Cyber risks. •Managed Operational risk and Business Continuity Program, focusing on business operations recovery, strategies and standards. •Provided oversight over key functions in Credit Administration & Control (CAC), Compliance, Operation, Treasury and Loan portfolio Management to ensure adherence to policies designed to manage risk effectively across the organization, reduced losses and embedded company risk culture. •Designed policies to achieve robust credit risk management in line with dynamics of the business environment, executed stress testing on compliance and credit risk models. •Responsible for development and monitoring of key risk indicators (KRIs) mapped to various risks. •Managed the credit, risk, recovery and portfolio of the company and adherence to credit policy. •Developed environmental and social initiatives in line with company and regulatory requirements. •Led set-up of an integrated Risk Management Strategy that aligns with Company’s overall objectives, that eventually reduced risk exposure by 25%. •Effected a process to identify risks related to AML/CFT systems to mitigate risks and financial fraud. •Designed an effective credit risk management and financial analysis (evaluation of credit risk/exposure) using PD, LGD, DSCR, DTI & ICR ratios, and enforcing Risk Appetite. • Coordinated cross-functional basis across business units in Commercial, Credit Risk, Operations, HR, Technology, Product and Finance. •Developed ESG and AML/CFT Compliance Program, coached staff on compliance topics and updates on new regulations. Key Achievements: •Developed an efficient and robust Credit Appraisal process leading to zero (0%) Non-Performing Loans. •Coordinated prompt rendition of statutory risk/transaction reports, without infractions. Show less

  • ParaQuick
    • Nigeria
    • Financial Services
    • 1 - 100 Employee
    • General Manager/COO (Risk Management/Credit Risk Admin/Performance Management/Compliance)
      • Dec 2019 - Jun 2021

      •Analysis of the capital structure of an institution with a focus on identifying the client’s ability to take on debt/equity. •Designed and monitored Performance Management to enable staff and teams understanding of goals of the company. •Reviewed all loans prior to discussion at Credit Committee Meeting and timely approval/disapproval of credit requests. •Created and implemented robust Risk Management & Internal Control, Insurance and Compliance Framework. •Oversight of cash flow and debt repayment capacity of complex projects using internal and external financial models. •Designed credit policies to achieve robust credit risk management, and executed timely stress testing/scenario analysis on company's credit risk models. •Collaborated in driving sustainability and ESG objectives, goals, and initiatives in collaboration with relevant stakeholders. •Developed company’s Compliance/AML policies and manuals, ensuring prompt rendition of returns to Regulators. •Implemented strategies for growth in Risk Assets Portfolio for Consumer, Business and Real Estate Loans. •Provided support for ongoing investigations into potential violations of law or regulation by company personnel or third parties doing business with the company, managed strategy and compliance due diligence. •Driving the development and roll-out of new products/services, delivery channels and various departments/units. Key Achievements: •Developed the Enterprise-wide Risk and Credit Policies and managed Risk Assets of the company. •Established measures to mitigate Compliance, Credit and Operational Risks for all lines of business to 92% success Show less

  • Izuco Services Nig Ltd
    • Port Harcourt
    • Chief Financial Officer
      • Dec 2013 - Oct 2019

      •Controlled the procurement budget and promoting a culture of long-term saving on procurement costs. •Developed and implemented company’s Risk and Compliance/AML policies, ensuring rendition of reports to Regulators. •Overseeing Audit, Pension and Tax functions; preparing procurement reports. •Advising on long-term business and financial planning and providing strategic recommendation to Board. •Managed the processes for financial forecasting, budgets and the preparation of all financial reports to the Board. Key Achievements: •Influenced significant modification and improvement of accounting processes and reporting to IFRS. Show less

  • Citi
    • United States
    • Financial Services
    • 700 & Above Employee
    • Credit Operations Analyst
      • May 2010 - Feb 2012

      •Enhanced corporate governance by driving the evolution of the Enterprise Risk Management (ERM) framework.•Reviewed loan requests, credit bureau reports, bank statements and tax returns to render sound credit decisions.•Expedited a robust credit risk management, with timely stress testing/scenario analysis on company's credit risk models. •Took ownership of large portfolio of structured trade finance deals with focus on identifying and mitigating all key transaction risks and reducing dependence on balance sheet financing.•Implemented strategies for growth in Risk Asset Portfolio for Consumer, Business and Real Estate (Mortgage) loans.•Developed Risk management policies for Credit, Operational, Market and Compliance risks in line with policy.•Analysis of cash flow and debt repayment capacity of complex projects using internal and external financial models.Key Achievement:•Developed a robust Credit Risk management strategy, procedure and due diligence culture for the Irving Credit Centre. Show less

    • Snr Account Resolution Specialist
      • Apr 2008 - May 2010

      •Managed day-to-day operations by ensuring consistent quality and productivity across channels (calls, emails).•Ensured compliance with company policies and procedures, and developed a compliance monitoring plan. •Managed a portfolio of multiple consumer and mortgage products of 90+ days delinquent, or have requested loss mitigation, in line company and legal guidelines, minimizing loss due to foreclosure by applying loss mitigation options.•Educated clients on the delinquency, terms and status of their loan accounts, and offered timely resolutions.•Awarded 2nd position for “Best Performing Staff” for CitiFinancial Inc, North America, in 3rd Quarter of 2009. Show less

  • Nigeria Deposit Insurance Corporation
    • Nigeria
    • Insurance
    • 300 - 400 Employee
    • Credit Risk Management and Compliance (Leadbank/Afribank Acquisition Team)
      • Dec 2006 - Jan 2008

      •Monthly review of Risk Assets Portfolio and updated reference data for counterparties accounts. •Identified Operational, Credit and Compliance risks and recommended risk aversion measures and cost savings. •Led the Leadbank Risk Management Team for the successful acquisition of Assets & Liabilities of Leadbank by Afribank. •Monthly review of Risk Assets Portfolio and updated reference data for counterparties accounts. •Identified Operational, Credit and Compliance risks and recommended risk aversion measures and cost savings. •Led the Leadbank Risk Management Team for the successful acquisition of Assets & Liabilities of Leadbank by Afribank.

  • LeadBank Plc
    • Risk Management, Credit Analysis & Compliance/Dep Manager
      • Aug 2002 - Dec 2006

      •Implemented a credit risk management policy that ensured income maximization of risk assets.•Reviewed and updated internal risk management policies to accommodate new business processes.•Implemented an ERM/ Credit Risk Management framework in line with Bank strategy and regulators.•Ensured compliance with company and regulatory (CBN, NDIC) policies and procedures.•Up to date rendition of daily CBN regulatory requirement report including Credit Bureau, CRMS, EFCC, etc.Key Achievements:•Engineered a process that ensured a 24-hour end to end credit turnaround time. Show less

    • Investment Banking Analyst
      • May 2001 - Jul 2002

      •Developed Investment requirements and set up appropriate investment strategies and structure for the organization.•Performed quantitative analysis of capital markets and fixed income markets, including Public Offers (IPO) and rights issue which helped the upper management in strategic decision making.•Regularly carried out market analysis to provide information about activities of competitors, business performance and prepared analytical reports for the Bank’s senior management.•Developed recommendations for product offering, private equity transaction, mergers and acquisitions and valuations. Show less

  • Suffolk Petroleum Services Ltd
    • Victoria Island, Lagos
    • Field Operations Engineer
      • Dec 1998 - Dec 2000

      * Prepared Bid Documents and Tenders for Service jobs with Oil & Gas Companies, such as Mobil, Chevron. * Developing procurement strategies that are inventive and cost-effective, also engaging with reliable vendors/suppliers. * Prepared Bid Documents and Tenders for Service jobs with Oil & Gas Companies, such as Mobil, Chevron. * Developing procurement strategies that are inventive and cost-effective, also engaging with reliable vendors/suppliers.

Education

  • University of Aberdeen, Graduate Business School
    MSc, Accounting and Finance
    2012 - 2013
  • Obafemi Awolowo University
    MBA, Management
    2004 - 2006
  • University of Port Harcourt
    Bachelor of Engineering (B.Eng.), Chemical Engineering
    1990 - 1997
  • The Chartered Insitute of Bankers of Nigeria
    Microfinance Banking Certificate, Risk Management, Internal Control & MIS, Financial Analysis, Product Dev. & Marketing, Managing MFB
    2015 - 2016

Community

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