Experience

Access Microfinance Bank

• Tanzania
• Banking
• 100 - 200 Employee

• Recovery Manager

  • Dec 2022 - Present

  • Maximizing Write off collections by analyzing and strategize on recoverable and non-recoverable accounts. • Coordinating the restructuring, Rescheduling and workout of Non-Performing loans in to performing status • Ensure that individual and whole recovery team meet required operational goals by review target structure align with Bank strategic goals and monitor daily performance • Chairing recovery committees on needs basis and according to bank-defined rights structure -I Supervise appropriate restructuring strategies based on loan classifications and provision impact for quality of the portfolio • Creating new recovery tools to smooth recovery operations like auction control sheet and tool to monitor and track payment behavior of a clients on the existing portfolio. • Management of debt collection agencies to ensured timely recoveries and follow the mandates of the Fair Debt Collections Act to protect business from liability. • Developing recovery strategies in line with portfolio performance, implementing and communicating changes as appropriate • Have successfully supervise portfolio segmentations process for Recovery unit, Credit Team, legal and Recovery Call center which enhance proper recovery approaches based on available tools • Support, coordinate and train recovery unit in the branch networks to build capacities with a focus on maximizing return for the bank • Creation of analytical tools which allow for the classification and prioritization of recovery loans for assessing clients’ likelihood for recovery • Reviewing and following up of the process mapping recovery procedures which were recently implemented, highlighting each step of the recovery loan journey • Chairing recovery committees on needs basis and according to bank-defined rights structure -I Supervise appropriate restructuring strategies based on loan classifications and provision impact for quality of the portfolio Show less



Access Microfinance Bank Tanzania Limited

• Dar es Salaam, Tanzania

• Senior Risk monitoring and investigation Officer

  • Nov 2016 - Nov 2022