Experience

Home Funding Corp.

• United States
• Financial Services
• 1 - 100 Employee

• Loan Officer

  • Mar 2019 - Present

  *Meet with people applying for home loans to purchase and refinance *Examine applicants' financial records *Determine the amount of funds applicants may be able to borrow *Meet with people applying for home loans to purchase and refinance *Examine applicants' financial records *Determine the amount of funds applicants may be able to borrow



Clear Sky Realty LLC

• Real Estate Agent

  • Jul 2018 - Present

  *Assist buyers with new construction, resale, and investment home purchases *Assist sellers with selling their homes *Adhere to strict deadlines Licensed since January 2015 *Assist buyers with new construction, resale, and investment home purchases *Assist sellers with selling their homes *Adhere to strict deadlines Licensed since January 2015



Various

• Financial Services
• 1 - 100 Employee

• General Industry Experience

  • Jul 1995 - Present

  Mortgage Recruiter *Interviewed candidates for potential employers *Sorted through resumes for employer matches *Negotiated salary & fee agreements *Employment and background verifications *Performed mortgage skills tests Senior Processor *Input and ran Automated Underwriting Systems for decision *Scheduled appraisals and closings *Calculated income and assests *Verified 1003 for completeness *Requested credit reports, title, appraisals, insurance, etc Underwriter *Underwritten automated & manual Conventional, Sub-Prime, HELOC loans *Cleared and singed off on all PTD and PTF conditions *Followed all guidelines according to loan types for approval *If declined, suggested/changed loan programs to more of a guideline fit *Experienced in banker, broker, and correspondence broker organizations Underwriter Coordinator Set-up files, ran Automated Underwriting System (DU/LP) *Prepared files for underwriting *Locked rates *Draw docs (light funding) *Acted as a liaison between brokers and other office staff Loan Officer *Submitted 1003 and other required documents to processor *Gathered necessary requested documents from client *Advised the best program for client according to credit scores *Assisted with getting client debt ratios in alignment for approval Show less



PacShores Mortgage

• United States
• Financial Services
• 1 - 100 Employee

• Senior Processor/Doc Drawer/Escrow Officer Assistant

  • Oct 2012 - Aug 2014

  *Set-up Point and Docmagic files *Designed marketing flyers for investor packages *Drew documents, initial disclosures, and all re-disclosures *Ordered payoff demands, preliminary title reports, property profiles, insurance payee change request *Communicated with IRS/Various Counties/Child Support/Title to clear any liens, judgments, etc. *Scheduled appraisals and notary signings *Opened escrow for refinance and purchases *Prepared paperwork for lender services companies, trust companies for funding, and wire authorization *Submitted, monitored, and gathered A-Paper and hard-money loan documents from submission to funding *Communicated directly with Hard Money Investors and processed their individualized requests in regards to Notes/Deed of Trust, fees, loan numbers and any other special requests Show less