Experience

The Callaway Bank

• United States
• Financial Services
• 1 - 100 Employee

• AVP / Commercial and Real Estate Lender

  • Jul 1998 - Present

  Fulton, MO Receive and screen loan applications; request credit status, banking and other references, conduct on-site inspections, order appraisals, etc.; correspond with or interview applicant or creditors to resolve questions regarding the application; analyze applicant's financial status, credit and property evaluation to determine feasibility of granting loan request; approve loan within specified limits; refer larger loan requests to Loan Committee for approval; communicate loan decision to… Show more Receive and screen loan applications; request credit status, banking and other references, conduct on-site inspections, order appraisals, etc.; correspond with or interview applicant or creditors to resolve questions regarding the application; analyze applicant's financial status, credit and property evaluation to determine feasibility of granting loan request; approve loan within specified limits; refer larger loan requests to Loan Committee for approval; communicate loan decision to applicants, including rationale for decisions, and assures necessary supporting documents are prepared. Review and evaluate customer applications for lines of credit or lines of credit extensions; authorize or recommend the approval of applications in accordance with established guidelines and policies. Direct and participate in the closing of approved commercial loan agreements; ensure that all required closing documents are prepared and processed. Monitor and review assigned commercial loans on a regular and continuing basis; identify problem or delinquent loan accounts or those having an adverse impact on Bank profitability; initiate appropriate corrective actions on delinquent accounts on a timely basis; complete criticized asset action plan form; refer problem accounts to superior or special account manager as required or needed. Show less



Missouri Independent Banker's Association

• Board Member

  • 2010 - Present

  Serves as Chairman Legislative Committee. Monitors bills in the Missouri House and Senate that have an impact on Community Banking.



Callaway County United Way

• United States
• Fundraising
• 1 - 100 Employee

• President

  • Jan 2012 - Dec 2015

  Working closely with the Executive Director to provide direction for the organization including but not limited to: Moderating monthly meetings of the Board of Directors, Maintain and update the organization's strategic plan, develop meaningful, effective relationships with donors, agency representatives and corporate sponsors.



Fulton Housing Authority

• Commissioner

  • Jul 2011 - Nov 2014

  Fulton, MO Mission: Provide housing solutions to individuals and families who cannot find affordable and adequate housing. Oversees the Executive Director and provides overall, long-term direction for the organization.



First Presbyterian Church, Fulton, MO

• Session and Administration Committee Member

  • Feb 2006 - Dec 2009

  Provided oversight for day to day operations and long term development of church functions.