Experience

BankNewport

• United States
• Banking
• 200 - 300 Employee

• Vice President, Retail Lending Underwriting Manager

  • Apr 2023 - Present

• Assistant Vice President, Residential Processing & Underwriting Manager

  • Feb 2019 - Mar 2023

• Underwriting Team Leader / Officer

  • Dec 2017 - Feb 2019

• Senior FHA DE Underwriter / Officer

  • May 2017 - Dec 2017



Embrace Home Loans

• United States
• Financial Services
• 400 - 500 Employee

• Mortgage Processing Manager / AC Pipeline Manager

  • Jan 2015 - May 2017

  Middletown, RI · Successfully defined the position of AC Pipeline Manager by managing a team of 15 Processors & Closers and collaborating with the AC Underwriting team & Compliance Specialists · Pushed 2016 loan production for Embrace’s Client to the highest level in 10+ years with 1356 loans & $423+ million in loan volume (a 38% increase over 2015 when the division was launched) · Proven motivator who builds a productive team dynamic by focusing on how an individual’s assets can build a road map to… Show more · Successfully defined the position of AC Pipeline Manager by managing a team of 15 Processors & Closers and collaborating with the AC Underwriting team & Compliance Specialists · Pushed 2016 loan production for Embrace’s Client to the highest level in 10+ years with 1356 loans & $423+ million in loan volume (a 38% increase over 2015 when the division was launched) · Proven motivator who builds a productive team dynamic by focusing on how an individual’s assets can build a road map to success for everyone through collaboration · Developed and revised policies & procedures for the newly launched AC Division to meet goals for productivity, quality and efficiency · Managed daily reporting and communication to Embrace Senior Management & Client · Mitigated day-to-day, loan-level issues from Application to Post-Close – an effective trouble-shooter who analyzed the root cause for successful process improvement implementation

• Senior Underwriter

  • Apr 1998 - Jan 2015

  Newport, RI * Jumbo Loan Specialist with individual lending authority of $2.5 million * Part of the team that obtained FHA-approval ("eagle") for Embrace Home Loans * Manages occasional special projects for the Director of Risk Management and the Director of Credit Operations - including successful completion of investor audits and coordination of new Jumbo product training * Consistently makes quality underwriting decisions based on an appropriate risk-based analysis while achieving Embrace Home… Show more * Jumbo Loan Specialist with individual lending authority of $2.5 million * Part of the team that obtained FHA-approval ("eagle") for Embrace Home Loans * Manages occasional special projects for the Director of Risk Management and the Director of Credit Operations - including successful completion of investor audits and coordination of new Jumbo product training * Consistently makes quality underwriting decisions based on an appropriate risk-based analysis while achieving Embrace Home Loans' expectations of speed and volume * Relied upon to restructure deals to meet underwriting guidelines while considering the maximum benefit to the customer - offering multiple solutions with the facts at hand * Trains and mentors several successful Underwriters * Incorporates professional and process improvement in my day-to-day activities * Teammate of the Year - 2004 * Prior Embrace Home Loans positions include Secondary Loan Sale Coordinator, Assistant Loan Officer and Sales Recruiter