Experience

Groupe Oxyane

• France
• Farming
• 100 - 200 Employee

• CREDIT MANAGER GROUPE

  • Sep 2020 - Present

  Members and customers risk management. Leading 12 persons split in two teams. Organising the credit management function following the M'n A between TERRES D'ALLIANCES and LA DAUPHINOISE. Members and customers risk management. Leading 12 persons split in two teams. Organising the credit management function following the M'n A between TERRES D'ALLIANCES and LA DAUPHINOISE.



Aliaxis

• Belgium
• Wholesale Building Materials
• 700 & Above Employee

• TRANSITION MANAGER - CREDIT MANAGEMENT DEPT

  • Jun 2020 - Sep 2020

  Risk management, collection management and accounts receivable management. Rebates analysis, 4 persons team management. Risk management, collection management and accounts receivable management. Rebates analysis, 4 persons team management.



ALDES

• Events Services
• 1 - 100 Employee

• GROUP CREDIT MANAGER

  • Dec 2014 - Feb 2020

  RESULTS : - 3,3% decrease of the outstanding balance according to the end of year target. - 8% decrease of the insurance rate. - 3% of the turnover non covered by the insurance. - 0,05% of unassured losses on the turnover. - 32,5% premium/claim rate. ACHIEVEMENTS : - Digital customer files management implementation - Setting up of CASH ON TIME automatic booking software. - SAP optimisation for risk and collection. MISSIONS : - Management : ¤ Management of a five credit clerks team plus one assistant. ¤ Hiring of team members permanent and temporary. ¤ Yearly interviews. - Risk management : ¤ Financial analysis. ¤ Blocking and releasing of the orders. ¤ Cutomers meeting with the sales force ¤ Credit management of the subsidiaries follow up (9). ¤ EULER HERMES (domestic operations) and COFACE (export operations) contracts management. ¤ Daily sticklings through our broker and yearly meetings with the insurance companies. - Collection : ¤ Driving of a 5 credit clerks team. ¤ Overdues processing. ¤ Disputes detection and follow up with the sales administration. ¤ Amicable negotiations of litigation files. ¤ Bankruptcies follow up. - Account receivables : ¤ Payments booking. ¤ Outstandings analysis. ¤ Bad debts provisions. - Legal : ¤ Customers contracts analysis. ¤ Yearly review of the general terms of sales. - Reporting : ¤ DSO, disputes rate and overdue rate follow up. ¤ Risk exposure analysis. ¤ Overdue rate per credit clerks. Show less



EFFICASH

• France
• Financial Services
• 1 - 100 Employee

• Senior Consultant

  • Jun 2014 - Nov 2014

  Order to Cash audit. International trainings in risk and collection. 4 days spent Nov 2014 in Lisboa training 12 members of the collection department of a worldwide group about phone collection techniques. Training session in English. Collection of overdues outsourcing. Credit management consultancy. Order to Cash audit. International trainings in risk and collection. 4 days spent Nov 2014 in Lisboa training 12 members of the collection department of a worldwide group about phone collection techniques. Training session in English. Collection of overdues outsourcing. Credit management consultancy.



Axiona Expansion Booster

• Partner - Investment Adviser

  • Jul 2013 - May 2014

  Pre IPO Crowdfunding in equity. We select projects which have the potential of going for IPO. We offer the early investors an exit door through the IPO. There on the French AIM they will be able to valorise their investment. We provide our customers financial consultancy and strategy. Creation of the website. Appraisal of the projects. Fund raising campaign management. Social networks animation. Business unit management. Pre IPO Crowdfunding in equity. We select projects which have the potential of going for IPO. We offer the early investors an exit door through the IPO. There on the French AIM they will be able to valorise their investment. We provide our customers financial consultancy and strategy. Creation of the website. Appraisal of the projects. Fund raising campaign management. Social networks animation. Business unit management.



CRISTAL CREDIT EUROPE

• Partner in charge of the developemnt and the management

  • Jan 2012 - Dec 2012

  Creation of the company. Office settlement. Business development and hiring of a business agent. Selection of the partners: lawyer, accountant, currency broker, insurance broker. Transfer of 2 employees from Lyon to London. Building up of their English labour contracts. Website conception. Creation of the company. Office settlement. Business development and hiring of a business agent. Selection of the partners: lawyer, accountant, currency broker, insurance broker. Transfer of 2 employees from Lyon to London. Building up of their English labour contracts. Website conception.



GROUPE PARISOT SAS

• France
• Investment Management

• Group Credit Manager

  • Nov 2000 - Dec 2011

  RESULTS : - CAMIF bankruptcy avoided, 420K€ of potential loss. - Export credit insurance contract terminated: 90K€ of savings. - 30% decrease of the transport disputes. ACHIEVEMENTS : - Implementation of digital customers files software.. - Merging of the subsidiairies A/R into the holding. MISSIONS : - Management : ¤ 9 persons team management. ¤ Hiring of permanent and temporary team members. ¤ Yearly interviews. - Domestic and export customers risk management : ¤ Financial analysis. ¤ Blocking and releasing orders. ¤ Customers meetings with the sales force. ¤ Attending of the international commercial fairs. ¤ Self insured for domestic and export turnover. ¤ COFACE contract management. ¤ Direct insistence with COFACE. - Collection : ¤ 7 credit clerks animation. ¤ France and export collection. ¤ Disputes identification and transmission to sales administration. ¤ Negotiation of litigation files. ¤ Bankruptcies follow up ¤ Payments booking. - Legal : ¤ French and export contracts analysis. ¤ Yearly general terms of sales review. - Reporting : ¤ Implementation of a new reporting. ¤ DSO, dispute rate and overdue rate follow up. Show less



HONDA MOTOR EUROPE South

• Credit Manager

  • Aug 1994 - Oct 2000

  In charge of the credit management for the car, bike, power equipment, outboard engines and industry activities. Financial analysis. Overdue collection. Building of the wholesale finance plan for the dealerships with our partner SOFINCO. Key user for the SAP implementation in the accounts receivable department. Implementation of a customers master file. Implementation of the archives on Cdrom. Customers outstandings analysis. Customers depreciations. Bank guaranties management. Show less



GENERAL MOTORS ACCEPTANCE CORPORATION

• Credit Representative

  • Oct 1990 - Aug 1994

  Risk management of the OPEL dealerships. Retail credit management. Inventories management. Collection of overdue invoices. Bad debts reporting to Detroit (USA). Risk management of the OPEL dealerships. Retail credit management. Inventories management. Collection of overdue invoices. Bad debts reporting to Detroit (USA).



Etat Major 10°DB 63° DMT

• Headquarters Lieutenant

  • Aug 1989 - Jun 1990

  Assisting the Captain in charge of the headquarters IT. Networks maintenance. Hot line. Software staff training. Assisting the Captain in charge of the headquarters IT. Networks maintenance. Hot line. Software staff training.