Experience

Advantage Insurance Network

• United States
• Insurance
• 1 - 100 Employee

• Director of Member Underwriting Services

  • Oct 2015 - Present

  Provide excellence in underwriting to both our member firms and core carriers by remaining up-to-date on the various underwriting niches for each of our core carriers, by providing guidance on where to position a case using knowledge of the carrier niches and understanding the products, by staying up-to-date with industry trends and developments and by constantly striving to create strong and lasting relationships with our member firms and our core carriers. Provide excellence in underwriting to both our member firms and core carriers by remaining up-to-date on the various underwriting niches for each of our core carriers, by providing guidance on where to position a case using knowledge of the carrier niches and understanding the products, by staying up-to-date with industry trends and developments and by constantly striving to create strong and lasting relationships with our member firms and our core carriers.



Universal Insurance Services of Florida

• Director of Underwriting

  • Aug 2006 - Oct 2015

  Review medical records on informal cases and advise agents of probable underwriting class. Negotiate with carrier UW's for best rating available for a given case. Review formal cases that are approved "other than as applied" to try to find ways to negotiate for the necessary offer or advise agent's to move case to a different carrier who is more aggressive with their underwriting offers.

• Director of Underwriting

  • 2006 - Oct 2015

  Pre-screen medical risks for brokers. Give "I Got A Guy" assessments. Negotiate underwriting ratings with carriers.



Fringe Benefit Plans, Inc.

• United States
• Insurance
• 1 - 100 Employee

• Individual Business Specialist

  • Feb 1999 - Aug 2006

  Handled all individual new business from prospect to policy service. Advised agent on probable underwriting rating and available products. Handled all individual new business from prospect to policy service. Advised agent on probable underwriting rating and available products.



Federal Home and Harvest Life Insurance Company (now Genworth)

• Agent's Accounting/Customer Service Specialist

  • Mar 1993 - Dec 1998

  Monitored agents commissions to make sure they were paid properly and, if not, cut special checks to compensate. Was part of a high volume call center that handled calls from policy changes to claims and everything in between. Monitored agents commissions to make sure they were paid properly and, if not, cut special checks to compensate. Was part of a high volume call center that handled calls from policy changes to claims and everything in between.