Experience

Nubridge Commercial Lending

• United States
• Leasing Non-residential Real Estate
• 1 - 100 Employee

• Account Executive

  • May 2021 - Present

  Nubridge Commercial Lending is a nationwide direct lender focused on making first-lien, short-term bridge loans to owners of small-balance commercial properties in 48 states and the District of Columbia. We target loans ranging from $1-$10 million with 12- or 24- month terms. We can help you fund loans for multifamily, mixed-use, office, retail, light industrial, mobile home parks, self-storage, warehouse, and retail properties. Nubridge Commercial Lending is a nationwide direct lender focused on making first-lien, short-term bridge loans to owners of small-balance commercial properties in 48 states and the District of Columbia. We target loans ranging from $1-$10 million with 12- or 24- month terms. We can help you fund loans for multifamily, mixed-use, office, retail, light industrial, mobile home parks, self-storage, warehouse, and retail properties.



CREdible Commercial Lending

• Partner

  • Apr 2020 - Feb 2022

  Here is a glimpse of the Types of CRE Financing we have access to: • Freddie Mac Small Balance MF and Mobile Home Park loans Nationwide > $1MM < $7.5MM Rates: Currently at +/- 4%, Non-recourse, No tax returns required • Fannie Mae Multifamily Loans > $7.5MM Rates: Currently at +/- 4%, Non-recourse, No tax returns required • Banks, Credit Unions, Insurance Companies Commercial Loans (variety of rates/terms/programs for loans > $1MM for the following: 1. Apartments, Shopping Centers, MH Parks, Office, Retail, Self-Storage, Industrial 2. Hospitality, Senior/Adult Living Facilities • Construction Loans Takeout perm /Purchase/Refinance HUD loans in excess of $4MM 1. Rates are currently 2.5% (+ .25% for MIP) 2. Term: 35 years fixed fully amortized Ground up construction loans for: 1-4 Residential investment properties Commercial investment properties: Multifamily, Self-Storage, Medical facilities. Currently assisting on stalled construction projects due to Covid -19 • Private Money, Soft Money, and Bank/Credit Union financing for… All types of Commercial and Specialty Real Estate Properties from A-Z Loan amounts $250,000 to $50MM • Cannabis Grow Facilities/Retail/Equipment Bridge, Long Term Financing Show less



CRE Loans Direct

• United States
• Financial Services

• Division Manager

  • Feb 2014 - Apr 2020

  CRE Loans Direct is a small-balance commercial real estate lender, specializing in commercial loans that do not necessarily fit the “bank qualifying” guidelines. CRELD is a new company being re-launched at a favorable point in the real estate and economic cycle. CRELD's Management Team has worked together in the past and has consistently demonstrated their skills, accomplishments and resilience. The Team contributes a wealth of experience, expertise, knowledge of the markets, and personal and commercial relationships to this endeavor. The Management Team views CRELD as a continuation of the very best practices and strategies derived from their previous business ventures. We have an aggressive referral program for Real Estate professionals,Banks,Credit Unions, Attorneys, Accountants for simply sending clients to CRELD. We are also an excellent "exit strategy" for Hard Money Lenders as they look to re-position their assets. Better credit deserves better rates. We offer competitive rates and terms for premium loans which reward you for managing a high performing property and credit score. Contact me directly: Office: 909-962-7153 Cell: 626-524-2160 gwarf@creloansdirect.com Show less



Life House Foundation

• United States
• Hospitals and Health Care

• Project Director

  • Nov 2009 - May 2018

  Project Director and Board member of a major charity supporting projects in Southern California, Mexico, and Kenya. Projects include, schools, orphanages, and outreach center for abused women, home repairs for single mothers, seniors, and families in need. Project Director and Board member of a major charity supporting projects in Southern California, Mexico, and Kenya. Projects include, schools, orphanages, and outreach center for abused women, home repairs for single mothers, seniors, and families in need.



Western Dental Services

• United States
• Medical Practices

• Call Center Supervisor

  • Oct 2012 - Feb 2014

  Western Dental manages a network of more than 300 offices and some 1,700 affiliated dentists and other dental health specialists. Services include general dentistry, orthodontics, and oral surgery. Management of 15+ employees, including team trainer, both inbound/outbound representatives Coaching based on KPI’s both in Customer Service and Sales: Show Rate, Calls Answered, Q/A, Work Habits, Appointment Scheduling. Assess and Develop employees to help improve upon performance and productivity Create a positive work environment and motivate employees through commission, incentives, rewards and recognition. In the short time I have been in the Supervisor role I have made solid contributions to the organization : ●Coached a bottom place team to first place within 3 months. ●Identified an abnormally high rate of employee churn within the department resulting in changes in training and corrective action procedures which, in turn, produced a more tenured employee base and decreased recruitment and training costs dramatically. ●Identified the need to create a Customer Service Team in order to remove non-sales related activities from the Sales Service Rep position, in order to maximize the ability to perform only tasks that bring about revenue producing results. Customer Service team now has 15 members performing non-sales related tasks. Show less



AT&T

• United States
• Telecommunications
• 700 & Above Employee

• Call Center Manager, Sr Account Manager, Sales Manager

  • Dec 1992 - Nov 2009

  Implemented and managed a new ACD call center to support the Emerging High-Speed Internet transport products such as ISDN and DSL. Quickly expanded the center to 125 union-represented Inside Sales service reps. Managed daily Work Flow Management system to achieve call queue measurements. Responsible for scheduling, daily traffic and trends reports, and corporate escalations. Managed Help Desk providing Tier I and Tier II technical support to end users and more than 200 Internet Service Providers in three national regions. Responsible for all internal Human Resources functions. Recruited and developed all 11call center managers and 33 help desk advisors. Recognized for outstanding performance in the area of employee development and managerial mentoring. Recipient of the 1999 President’s Club Award. Show less



Spanish Research & Marketing

• Chief Operations Officer

  • Aug 1987 - Oct 1992

  Spanish Research & Marketing, Pasadena, CA 08/1987 – 11/1992 Originally contracted to design and implement their new call center, I was asked to join the firm as the Chief Operations Officer with responsibility for all aspects of operations of the125 employee call center devoted to advertising & referral services for workers compensation & personal injury attorneys to the Hispanic Community. Over a five year span redesigned the operations to also serve the English-Speaking Community and increasing revenues from $3 million to $15 million annually. Fully responsible for all Human Resources issues, including recruiting, personnel development, performance improvement programs, disciplinary and dismissal activities. Show less