Experience

Eurobank fps

• Greece
• Financial Services
• 1 - 100 Employee

• Head of SMEs portfolio management division

  • Apr 2018 - Present

  ATHENS Responsible for managing SME NPEs and in particular portfolio distressed SME borrowers of Eurobank Greece providing end-to-end solutions: from contacting and meeting with the borrower, to overviewing data retrieval process and intervening whenever necessary to prevent time lags, to reviewing data sent by borrowers as well as Business Plans, Restructuring solutions proposals and Credit Memos prepared by external advisors, to communicating the restructuring solution to Eurobank’s Troubled Asset… Show more Responsible for managing SME NPEs and in particular portfolio distressed SME borrowers of Eurobank Greece providing end-to-end solutions: from contacting and meeting with the borrower, to overviewing data retrieval process and intervening whenever necessary to prevent time lags, to reviewing data sent by borrowers as well as Business Plans, Restructuring solutions proposals and Credit Memos prepared by external advisors, to communicating the restructuring solution to Eurobank’s Troubled Asset Group in order to proceed further for approval from Credit Committees, to articulating the granted restructuring solutions to the borrowers as well as to ensuring the prompt execution of the agreed restructuring plan by coordinating all stakeholders (Eurobank’s remedial RMs and senior management, Eurobank Leasing, internal legal team, external advisors such as real estate valuers, lawyers, financial advisors etc.)

• Special handling portfolio small business companies director

  • Sep 2017 - Apr 2018

  Athens Responsible for managing and reducing the group’s distressed asset portfolio through pro-active asset management and debt restructuring, as well as portfolio monitoring through periodic reports and daily supervision. Key highlights • Managed the bank’s distressed asset portfolio by employing a variety of intensive remedial management techniques to improve credit quality, and minimize losses. • Evaluated, negotiated, recommended, implemented and monitored workouts including legal… Show more Responsible for managing and reducing the group’s distressed asset portfolio through pro-active asset management and debt restructuring, as well as portfolio monitoring through periodic reports and daily supervision. Key highlights • Managed the bank’s distressed asset portfolio by employing a variety of intensive remedial management techniques to improve credit quality, and minimize losses. • Evaluated, negotiated, recommended, implemented and monitored workouts including legal actions and debt settlements. • Worked closely with Risk in the identification and management of potential delinquent accounts • Made recommendations on how advances should be restructured in order to preserve the bank’s position and to maximize the prospects of recovery. • Directed a team of remedial experts for efficient daily work execution. Supervised and constructed provisioning reports for effective portfolio monitoring



Eurobank

• Greece
• Financial Services
• 700 & Above Employee

• Special handling portfolio small businesses companies director

  • Jun 2014 - Aug 2017

  Athens Responsible for managing and reducing the group’s distressed asset portfolio through pro-active asset management and debt restructuring, as well as portfolio monitoring through periodic reports and daily supervision. Key highlights • Managed the bank’s distressed asset portfolio by employing a variety of intensive remedial management techniques to improve credit quality, and minimize losses. • Evaluated, negotiated, recommended, implemented and monitored workouts including legal… Show more Responsible for managing and reducing the group’s distressed asset portfolio through pro-active asset management and debt restructuring, as well as portfolio monitoring through periodic reports and daily supervision. Key highlights • Managed the bank’s distressed asset portfolio by employing a variety of intensive remedial management techniques to improve credit quality, and minimize losses. • Evaluated, negotiated, recommended, implemented and monitored workouts including legal actions and debt settlements. • Worked closely with Risk in the identification and management of potential delinquent accounts • Made recommendations on how advances should be restructured in order to preserve the bank’s position and to maximize the prospects of recovery. • Directed a team of remedial experts for efficient daily work execution. • Supervised and constructed provisioning reports for effective portfolio monitoring.

• Special projects commercial sector

  • Oct 2011 - May 2014

  Responsible for initiating, managing and supporting strategic projects in the Consumer and Mortgage division of the bank. Liaising with departments across the board to succeed in the implementation of revenue generating projects managing the full lifecycle of them. Key highlights • Managed to increase strategic alliances with professional groups such as hotels, restaurants, shopping malls, touristic enterprises to generate POS revenues. • Built a Loyalty Club and scheme with… Show more Responsible for initiating, managing and supporting strategic projects in the Consumer and Mortgage division of the bank. Liaising with departments across the board to succeed in the implementation of revenue generating projects managing the full lifecycle of them. Key highlights • Managed to increase strategic alliances with professional groups such as hotels, restaurants, shopping malls, touristic enterprises to generate POS revenues. • Built a Loyalty Club and scheme with industry leaders to increase the debit and credit card usage that supported an increase of revenues from card transactions. • Participated actively in committees of the division for innovative ideas to attract business from alternative banking products.



Polbank EFG

• Deputy Head of Sales Network and Head of Individual Banking

  • Mar 2009 - Oct 2011

  Warsaw Area, Poland Expands the organization’s scope through the development of individual sales segment managing the activities of more than 800 people in sales channels expanding the credit portfolio and investments of mass customers. Key highlights • Responsible for the sales budget and performance in credit cards, consumer loans, mortgage loans and deposits across sales channels including branches, franchisees and mobiles sales force. Managed to increase the deposit base by 15% annually in volumes… Show more Expands the organization’s scope through the development of individual sales segment managing the activities of more than 800 people in sales channels expanding the credit portfolio and investments of mass customers. Key highlights • Responsible for the sales budget and performance in credit cards, consumer loans, mortgage loans and deposits across sales channels including branches, franchisees and mobiles sales force. Managed to increase the deposit base by 15% annually in volumes and 130k customers per year. • Cooperated constantly with the product business units for new products launch, marketing activities and market penetration. • Managed to decrease the total provisions in consumer lending by 60% in certain months following strategic actions. • Developed and lead the group sales activities with salary accounts and benefits that supported an increased transactional behavior of customers. • As a standard member of the board of directors and a participated invitee in the Supervisory Board and the Risk Committee consulted the bank on my responsibility area in major bank’s strategic decisions regarding the profitability of the sales network. • Managed the efforts of alternative sales channels belonging to sales such as franchisee network and mobiles sales force for their acquiring operations of individual banking products such as credit cards, deposits, investments and consumer loans. Show less