Experience

Gateway One Lending & Finance

• United States
• Motor Vehicle Manufacturing
• 1 - 100 Employee

• National Credit and Underwriting Manager

  • Oct 2012 - Present

  National Credit Manager National Credit Manager


Wells Fargo
• United States
• Financial Services
• 700 & Above Employee
• Sr Analyst and Underwriter-Diversified Auto Products

  • 2011 - Oct 2012


Gk Consulting

• Mexico
• Business Consulting and Services

• General Manager

  • 2008 - 2011

  Senior Credit and Acct Manager for San Diego, Imperial and portions of Riverside Counties. Responsible for developing and maintaining all dealership relations along with all sales and credit underwriting for the territories Senior Credit and Acct Manager for San Diego, Imperial and portions of Riverside Counties. Responsible for developing and maintaining all dealership relations along with all sales and credit underwriting for the territories



Onyx Acceptance Corporation/Capital One Auto Finance

• Regional Credit Manager

  • 1996 - 2007

  responsible for on-going training of lending personnel in 21 offices throughout the United States. Also served as final loan authority on loans concurred from Dealer Center Managers and Assistant Managers throughout the United States. Had established a loan portfolio of over $300 million, with under 1% delinquency/loss ratio,maintaining one of the lowest ratios in the industry for over 10 years. responsible for on-going training of lending personnel in 21 offices throughout the United States. Also served as final loan authority on loans concurred from Dealer Center Managers and Assistant Managers throughout the United States. Had established a loan portfolio of over $300 million, with under 1% delinquency/loss ratio,maintaining one of the lowest ratios in the industry for over 10 years.