Gabriela Matache

Head of Credit Risk and Reporting Department at Idea::Bank Romania
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Contact Information
us****@****om
(386) 825-5501
Location
RO

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Credentials

  • Managementul lichiditatii din perspectiva cadrului european de reglementare
    Romanian Banking Institute (RBI)
    Feb, 2020
    - Oct, 2024
  • Procesul intern de evaluare a capitalului la riscuri (ICAAP). Planurile de redresare si de rezolutie
    Romanian Banking Institute (RBI)
    Feb, 2016
    - Oct, 2024
  • Certificate in Spanish (Medium level)
    Instituto Cervantes
    Jan, 2004
    - Oct, 2024
  • English certificate
    British Council
    Jan, 2004
    - Oct, 2024

Experience

    • Romania
    • Banking
    • 100 - 200 Employee
    • Head of Credit Risk and Reporting Department
      • Feb 2021 - Present

    • Romania
    • Banking
    • 1 - 100 Employee
    • Head Of Risk Management
      • Oct 2016 - Feb 2021

      Plans, coordinates, controls and evaluates all department's acivities Plans, coordinates, controls and evaluates all department's acivities

    • Italy
    • Banking
    • 700 & Above Employee
    • Team leader credit risk
      • Jun 2015 - Oct 2016

      Plans, coordinates, controls and evaluates the activities of Credit Risk Office within the Risk Management Department;

    • Risk Control Specialist
      • Aug 2014 - Jun 2016

      - Monitors the loan portfolio in order to identify risky positions- Performs calculations to establish IFRS provisions- Calculates the impact of provisions in P&L

    • Head of Risk Control Office
      • Aug 2014 - Jan 2016

      - Monitors and manages risk positions as well as non-performing financing- Calculates depreciation adjustments- Prepares reports and databases for external auditors and National Bank of Romania- Prepares specific reports for National Bank of Romania (CRC, large exposures) and Intesa Sanpaolo Group

    • Head of Risk Control Office
      • Apr 2013 - Jul 2014

      - Monitors and manages risk positions as well as non-performing financing- Calculates depreciation adjustments- Prepares reports and databases for external auditors and National Bank of Romania- Prepares specific reports for National Bank of Romania (CRC, large exposures) and Intesa Sanpaolo Group

    • Banking
    • 300 - 400 Employee
    • Risk Control Specialist
      • Oct 2009 - Apr 2013

      - Takes over the responsibilities of the Head of Department in his absence;- Monitors and reports risk exposures using the Absolut application- Reports to the Credit Risk Center, Credit Bureau- Calculates depreciation adjustments- Provides relevant information to Management and other interested structures- Prepares reports to the Board of Directors- Calculates the risk profile indicators- Implements the Group's and local requirements in terms of credit risk, interest, liquidity, operational- Checks and implements local requirements regarding COREP reporting- Participates in the preparation of documents on Risk Strategy and ICAAP, Annual Report on significant risk management- Perform stress tests- Prepares reports and databases for external audit and National Bank Show less

    • Loan Administrator
      • Jan 2008 - Oct 2009

      - Follow the credit destination, payment terms and installments- Check the credit agreements for the fulfillment of any contractual clause that conditions the provision of the credit;- Introduces in the system the credit agreements and the Guarantee Letters, uses from credits, transactions for the branches from Bucharest and province.- Reports to the Board of Directors - Permanently follow the bank's portfolio.- Permanently monitors the guarantees and provisions established.- Follows the destination of the loan, compliance with its timely repayment, payment of interest and related fees;- Monitors the use of credit throughout the credit agreement; Show less

    • Loan Administrator
      • Feb 2007 - Jan 2008

      Loan Administrator in Pantelimon Branch- Presents to the clients the Bank's products- Prepares the credit documentation- Check the credit agreements and the fulfillment of the conditions stipulated in the approval- Operates in the system the credit agreements, the letters of guarantees and the modifications on the existing facilities;- Transmits reports requested by the Bank's Headquarters- Sends notifications to customers who register overdue

    • Account Administrator
      • Jun 2006 - Feb 2007

      Account Administrator in Titan Branch- Pay debit instruments- Take over credit instruments- Issues account statements, duplicates- Open accounts for individuals and legal entities- Makes receipts and external payments, sale of deposits, cards

Education

  • Academia de Studii Economice din București
    Master's degree, European Economics and Finance
    2005 - 2007
  • Academia de Studii Economice din București
    Bachelor's degree, International Business
    2001 - 2005

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