Gabriela Matache
Head of Credit Risk and Reporting Department at Idea::Bank Romania- Claim this Profile
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Bio
Credentials
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Managementul lichiditatii din perspectiva cadrului european de reglementare
Romanian Banking Institute (RBI)Feb, 2020- Oct, 2024 -
Procesul intern de evaluare a capitalului la riscuri (ICAAP). Planurile de redresare si de rezolutie
Romanian Banking Institute (RBI)Feb, 2016- Oct, 2024 -
Certificate in Spanish (Medium level)
Instituto CervantesJan, 2004- Oct, 2024 -
English certificate
British CouncilJan, 2004- Oct, 2024
Experience
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Idea::Bank Romania
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Romania
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Banking
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100 - 200 Employee
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Head of Credit Risk and Reporting Department
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Feb 2021 - Present
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Banca Comerciala Feroviara
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Romania
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Banking
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1 - 100 Employee
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Head Of Risk Management
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Oct 2016 - Feb 2021
Plans, coordinates, controls and evaluates all department's acivities Plans, coordinates, controls and evaluates all department's acivities
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Intesa Sanpaolo
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Italy
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Banking
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700 & Above Employee
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Team leader credit risk
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Jun 2015 - Oct 2016
Plans, coordinates, controls and evaluates the activities of Credit Risk Office within the Risk Management Department;
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Risk Control Specialist
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Aug 2014 - Jun 2016
- Monitors the loan portfolio in order to identify risky positions- Performs calculations to establish IFRS provisions- Calculates the impact of provisions in P&L
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Head of Risk Control Office
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Aug 2014 - Jan 2016
- Monitors and manages risk positions as well as non-performing financing- Calculates depreciation adjustments- Prepares reports and databases for external auditors and National Bank of Romania- Prepares specific reports for National Bank of Romania (CRC, large exposures) and Intesa Sanpaolo Group
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Head of Risk Control Office
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Apr 2013 - Jul 2014
- Monitors and manages risk positions as well as non-performing financing- Calculates depreciation adjustments- Prepares reports and databases for external auditors and National Bank of Romania- Prepares specific reports for National Bank of Romania (CRC, large exposures) and Intesa Sanpaolo Group
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Banca CR Firenze
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Banking
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300 - 400 Employee
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Risk Control Specialist
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Oct 2009 - Apr 2013
- Takes over the responsibilities of the Head of Department in his absence;- Monitors and reports risk exposures using the Absolut application- Reports to the Credit Risk Center, Credit Bureau- Calculates depreciation adjustments- Provides relevant information to Management and other interested structures- Prepares reports to the Board of Directors- Calculates the risk profile indicators- Implements the Group's and local requirements in terms of credit risk, interest, liquidity, operational- Checks and implements local requirements regarding COREP reporting- Participates in the preparation of documents on Risk Strategy and ICAAP, Annual Report on significant risk management- Perform stress tests- Prepares reports and databases for external audit and National Bank Show less
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Loan Administrator
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Jan 2008 - Oct 2009
- Follow the credit destination, payment terms and installments- Check the credit agreements for the fulfillment of any contractual clause that conditions the provision of the credit;- Introduces in the system the credit agreements and the Guarantee Letters, uses from credits, transactions for the branches from Bucharest and province.- Reports to the Board of Directors - Permanently follow the bank's portfolio.- Permanently monitors the guarantees and provisions established.- Follows the destination of the loan, compliance with its timely repayment, payment of interest and related fees;- Monitors the use of credit throughout the credit agreement; Show less
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Loan Administrator
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Feb 2007 - Jan 2008
Loan Administrator in Pantelimon Branch- Presents to the clients the Bank's products- Prepares the credit documentation- Check the credit agreements and the fulfillment of the conditions stipulated in the approval- Operates in the system the credit agreements, the letters of guarantees and the modifications on the existing facilities;- Transmits reports requested by the Bank's Headquarters- Sends notifications to customers who register overdue
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Account Administrator
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Jun 2006 - Feb 2007
Account Administrator in Titan Branch- Pay debit instruments- Take over credit instruments- Issues account statements, duplicates- Open accounts for individuals and legal entities- Makes receipts and external payments, sale of deposits, cards
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Education
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Academia de Studii Economice din București
Master's degree, European Economics and Finance -
Academia de Studii Economice din București
Bachelor's degree, International Business