Gabby McCune
Mortgage Loan Closer at Point Mortgage Corporation- Claim this Profile
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Bulgarian Native or bilingual proficiency
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Macedonian Professional working proficiency
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English Native or bilingual proficiency
Topline Score
Bio
Credentials
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Emergency First Aid and Adult/Child/Infant CPR (C)
Lifesaver 101 SudburyApr, 2013- Nov, 2024 -
Mortgage Loan Originator
Nationwide Multistate Licensing System -
Notary Public
State of California
Experience
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Point Mortgage Corporation
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Banking
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1 - 100 Employee
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Mortgage Loan Closer
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Sep 2020 - Present
• Act as intermediary between all parties involved in a real estate closing transaction. Communicate with Title Companies, Escrows, Attorneys, Loan Officers, Processors, Assistants, and Underwriters to obtain documentation necessary to close loans. • Perform a pre-closing quality control review of loan files prior to releasing the final docs and confirm all underwriting conditions have been met. • Review all preliminary documents provided in the file such as: Prelim Title Report and Profile, Appraisal, Hazard/Flood Insurance binder and policy, previous Deed of Trust and Rider, HUD1 Settlement Statement, Vesting Amendment, Power of Attorney and/or Trust Certification documentation, Termite Report, Invoices. • Posses superb understanding and up-to-date knowledge of processing/underwriting policies, procedures and compliance requirements relative to TRID. • Posses in-depth knowledge and extended experience of various loan program and guidelines for the following: Conventional, FHA, VA, VA IRRRL, CalHFA, GFSA, Jumbo, High Balance. • Highly experienced with Encompass and new URLA changes. • Ability to apply logic to situations and make common-sense analysis of the loan file. Show less
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San Diego County Credit Union
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United States
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Banking
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400 - 500 Employee
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Real Estate Quality Assurance Specialist II
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Dec 2019 - Sep 2020
I am extremely adept at processing a mortgage file from origination to closing, with full experience issuing Initial and Revised Loan Estimates, Conditional Approvals, Denials and Counter Offers, Cancellations, Notice of Incompletes and Initial/Final Closing Disclosures (CD's) as required by TRID. I have an excellent understanding of Fannie Mae rules and regulations, and I am able to effectively modify mortgage loans in order to ensure compliance with Federal and State Regulations and also minimize credit union loss.• Reviews and validates interest rates, loan terms, loan programs, amortization schedules, and APR• Responsible for input, review and integrity of data related to Home Mortgage Disclosure Act (HMDA) on assigned loan applications.• Extensive experience analyzing purchase contracts for loan contingency, appraisal, closing dates. Experienced in reviewing and working closely with title and settlement reports, as well as other escrow documentation. Show less
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Mortgage Loan Officer - FSR II
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May 2017 - Dec 2019
• Cross sell products and services to members by assisting or referring the member to an appropriate representative. • Provide an exceptional service experience consistent with Credit Union standards; resolve member complaints quickly and accurately; respond to member inquiries on the phone and in person.• Prepare documentation for new accounts, loans and/or card issuance, ensuring adherence to legal requirements and Credit Union policies and procedures.• Relay loan decision to member along with loan terms and conditions providing financial counsel and alternatives, as needed.• Contribute to the sales orientation of the branch by instructing co-workers as directed by management in product knowledge and cross-selling techniques.• Ensure operational integrity through consistent and timely audits of loan and new account files and documentation. Maintain the integrity of the sales program by accurately recording and tracking all member encounters.• Participate in business development activities including participating in orientations and on-sites. Show less
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Receptionist
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Jun 2016 - May 2017
• Creates a welcoming environment by greeting customers, keeping area clean, and providing excellent service.• Greet members/potential members to establish rapport; probe to determine financial needs; direct to appropriate employees for assistance.• Maintains a working knowledge of financial services to promote helpful solutions to customers.• Answer phone calls within three rings; maintain positive demeanor, ensure phone coverage at all time; provide timely, complete and accurate messages.• Maintain scheduling calendar in a clear, consistent, complete and accurate manner to include: appropriate timeframes for appointments, evenly distributing appointments, documenting days out of the branch and handling schedule changes.• Promote usage of Credit Union products and services through the use of knowledgeable and competent sales presentations. Show less
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TD
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Canada
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Banking
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700 & Above Employee
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Customer Service Representative
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Dec 2013 - Jun 2015
• Assisted customers with processing a wide range of banking transactions. • Verified information before handling cash payments, deposits, or withdraws. • Increased customer satisfaction by providing individual attention and comprehensive services. • Performed clerical duties, such as filing or faxing, to help increase workplace efficiency. • Assisted customers with processing a wide range of banking transactions. • Verified information before handling cash payments, deposits, or withdraws. • Increased customer satisfaction by providing individual attention and comprehensive services. • Performed clerical duties, such as filing or faxing, to help increase workplace efficiency.
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Toronto Public Library
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Canada
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Libraries
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700 & Above Employee
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Page
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Sep 2006 - Jun 2015
• Enhanced the guest experience by personally assisting visitors, answering questions, and quickly checking in or out materials. • Sparked interest in reading and available services by creating engaging displays. • Increased organization by carefully shelving materials. • Filled in wherever needed to quickly achieve daily operational goals. • Enhanced the guest experience by personally assisting visitors, answering questions, and quickly checking in or out materials. • Sparked interest in reading and available services by creating engaging displays. • Increased organization by carefully shelving materials. • Filled in wherever needed to quickly achieve daily operational goals.
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Canada's Wonderland
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Canada
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Entertainment Providers
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500 - 600 Employee
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Location Supervisor
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Apr 2011 - Nov 2012
• Promoted from Assistant Supervisor in 2011 after demonstrating ability to work as a team player. • Developed and enforced a strict department budget. • Built a successful team by using hands-on training and individual mentoring. • Anticipated business needs before scheduling or directing staff. • Supported business goals by completing a wide range of administrative duties. • Promoted from Assistant Supervisor in 2011 after demonstrating ability to work as a team player. • Developed and enforced a strict department budget. • Built a successful team by using hands-on training and individual mentoring. • Anticipated business needs before scheduling or directing staff. • Supported business goals by completing a wide range of administrative duties.
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Canada's Wonderland
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Canada
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Entertainment Providers
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500 - 600 Employee
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Assistant Supervisor
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Apr 2008 - Nov 2009
• Address and rectify guest complaints and concerns in a courteous and timely manner • Provide ongoing motivation and support for all employees • Responsible for documenting and issuing corrective action for all line level employees • Responsible for creating daily work schedules for crew members • Address and rectify guest complaints and concerns in a courteous and timely manner • Provide ongoing motivation and support for all employees • Responsible for documenting and issuing corrective action for all line level employees • Responsible for creating daily work schedules for crew members
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Education
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2012 - 2013
University of Toronto - Ontario Institute for Studies in Education
Bachelor of Education (BEd), Political Science and Government, Geography, Philosophy -
2007 - 2012
University of Toronto
Bachelor of Arts (BA), Philosophy, Geography, Politics -
2004 - 2007
Archbishop Romero Catholic Secondary School
Ontario Secondary School Diploma, General Education
Community
