Experience

First Tech Federal Credit Union

• United States
• Financial Services
• 700 & Above Employee

• Mortgage Loan Officer

  • 2014 - Present

  Cupertino/Santa Clara Conducts interviews with prospective borrowers in order to analyze financial and credit data. Determine member financing objectives, provide solutions with product/pricing policies and guidelines, and gather any additional required information. Specialize in varies loan program such as Foreign National and Corporate Relocation with no fico, and 81/10/10 finance upto 2Million dollars Knowledge and understanding of conventional lending regulation and guidelines governing… Show more Conducts interviews with prospective borrowers in order to analyze financial and credit data. Determine member financing objectives, provide solutions with product/pricing policies and guidelines, and gather any additional required information. Specialize in varies loan program such as Foreign National and Corporate Relocation with no fico, and 81/10/10 finance upto 2Million dollars Knowledge and understanding of conventional lending regulation and guidelines governing Real Estate Lending. Ensures exceptional member service by maintaining thorough knowledge of lending programs, policies and procedures. Demonstrate a commitment to professional ethics Develope and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Identifies real-estate market analysis.

• Retail Banking

  • Jan 2000 - Present

  Cupertino/Santa Clara Maintain a thorough working knowledge of all internal operating procedures within the Mortgage and Consumer Lending Department. Conduct outbound sales Activities (e.g., phones out-reach, community events, meetings with local businesses) to establish visibility in community and drive business to the branch. Successful track record, and earned Bay Area All Star award from CEO. Led to significant increase in sales and revenue on Mortgage and Consumer loans Knowledge of… Show more Maintain a thorough working knowledge of all internal operating procedures within the Mortgage and Consumer Lending Department. Conduct outbound sales Activities (e.g., phones out-reach, community events, meetings with local businesses) to establish visibility in community and drive business to the branch. Successful track record, and earned Bay Area All Star award from CEO. Led to significant increase in sales and revenue on Mortgage and Consumer loans Knowledge of conventional mortgages, finance process, and also understanding of real estate appraisals, title reports, and real estate transactions. Educate members credit union programs, loan terms, features, policies, and benefits. Develope action plan to ensure a consistent and superior member experience.