Experience

iRemit Incorporated
• Financial Services
• 1 - 100 Employee
• Chief Risk Officer (CRO)

  • Oct 2020 - Present

IREMIT, INC
• Financial Services
• 1 - 100 Employee
• Compliance Officer

  • Mar 2018 - Sep 2021


China Bank Savings

• China
• Financial Services
• 1 - 100 Employee

• Compliance Officer

  • Nov 2017 - Feb 2018

  Takes the lead in implementing the Bank's Compliance Program. Assists the Board of Directors and Management in managing the Bank's business and compliance risks.

• Business Process Management Division Head

  • May 2015 - Oct 2017

  Responsible for mobilizing the division’s resources to effectively and efficiently support and collaborate with process owners and business units to: a) Analyze processes and root causes. Recommend and/or implement solutions to improve efficiency, productivity, accuracy, and service delivery b) Build complete, comprehensive, updated, and useful operations manuals and policy documents, critical to achieve execution consistencyManages the Process and Productivity Management and Systems and Methods teams, operations, and endeavors, including :a) Process and Quality Improvement Projectsb) Process Analysis and Design for new products, programs, services, systems, and operations. c) Documentation of policies and procedures and preparation of manuals, pertinent to the Bank’s business processes. d) Preparation and Update of Bank Operations Manuals e) Coordination among stakeholders on critical areas of operations, requiring resolution of process issues or improvement of processes. f) Coordination and collaboration with process owners in the implementation of recommended policies and procedures. g) Coordination and collaboration with ITCD for automation of manual processes.h) Gap analysis of existing systems (manual and automated) vis-à-vis new technology, particularly those that peer banks and other competitors use and new products/solutions from vendors. Show less



BPI Globe BanKO

• Philippines
• Financial Services
• 100 - 200 Employee

• Compliance Officer

  • Jun 2014 - Apr 2015

  Over-all responsible for the design of an appropriate compliance system, promoting its effective implementation and addressing breaches that may arise. This includes the identification, monitoring and controlling of compliance and business risks.Serves as primary point of contact with the regulators in order to: (1) develop and maintain a constructive working relationship; (2) expedite the conduct of regular/ special examination of the bank, and; (3) ensure dissemination of new laws, rules and regulations, providing synopsis/highlights/clarifications in a timely and accurate manner. Monitors and assesses industry trends and “best – practices” in the compliance and corporate governance field through involvement in industry associations and activities Show less

• Risk Officer

  • Nov 2013 - Jun 2014

  Responsible for co-developing and maintaining an effective and efficient Risk Management System of identifying, measuring, monitoring and controlling risks measured up with regulatory requirements, internal needs and best practices.Leads in promoting a Culture of Risk Awareness across the Bank. This is in line with the Risk Management Mission of protecting the interest of all stakeholders and optimizing the risk/ return of the business.



Philippine Bank of Communications

• Banking
• 100 - 200 Employee

• Deputy Risk Executive

  • Dec 2010 - Feb 2013

  Promoted the adoption of relevant Risk Management Policies through the review of recommendations submitted by the different Risk Managers. Provided continuous formal training to business/line on new risk management policies, processes/practices and relevant regulatory requirements. Held interactive meetings with business/line and the respective Risk Manager to jointly evaluate and resolve risk management issues.Provided assistance in establishing an integrated risk management framework for all aspects of risk across the organization.Administered the development of the bank’s risk appetite through the quantification of specific risk limits.Exercised direct supervision over the Risk Management Group in the absence of the Chief Risk Executive. Show less

• Systems And Methods Department

  • Aug 1996 - Nov 2010

  Provided leadership in the development of the bank’s Policies and Procedures Manual for manual-based activities.Supported the bank’s automation project for its General Ledger, Loans and Trade by providing guidelines that will govern conversion activities. Established the guidelines for reporting foreign exchange transactions (IOS reporting). Member of the Operations Committee designated by the Board of Directors to approve issuance of operating policies and procedures. Developed the bank’s policy governing its business continuity planning process. Show less



Bank of Commerce (Philippines)

• Philippines
• Banking
• 700 & Above Employee

• Systems and Procedures Department Head

  • Feb 1992 - Aug 1996

  Managed the bank’s Systems and Procedures Department with the primary responsibility of ensuring documentation of operating policies and procedures. Developed methodology for the bank’s “re-engineering project”. Member of the Operating Management Committee that served as a forum between the operating units and the business units (branches/corporate banking). Managed the bank’s Systems and Procedures Department with the primary responsibility of ensuring documentation of operating policies and procedures. Developed methodology for the bank’s “re-engineering project”. Member of the Operating Management Committee that served as a forum between the operating units and the business units (branches/corporate banking).



Home Bankers Savings and Trust Company

• Systems and Methods Department Head

  • May 1988 - Feb 1992

  Led the documentation of the bank’s policies and procedures through the development of the Operations Manuals. Supported activities geared towards automation of the bank’s deposit accounting system, general ledger (including budget monitoring) and consumer finance. Implemented Inter-Office Accounting System. Spearheaded the review/evaluation of the operational aspect of the bank’s proposed direction to engage in debit card activity. Assisted in the development of the bank’s Credit Policy Manual. Show less



The International Corporate Bank

• Methods Analyst

  • Mar 1982 - Apr 1988

  Handled forms design for various bank products/services and in relation with work simplification projects Prepared operating policies and procedures including those in support of automation projects such as Expense Tracking and Supplies Inventory. Handled forms design for various bank products/services and in relation with work simplification projects Prepared operating policies and procedures including those in support of automation projects such as Expense Tracking and Supplies Inventory.