Experience

Sebrite Financial Corp.

• United States
• Financial Services
• 1 - 100 Employee

• Underwriter/Loan Origination

  • Jan 2019 - Present

  Review and analyze credit report, income and collateral Communicate decisions to dealers Work with lenders to ensure seamless production process Market available programs to increase revenue Review and analyze credit report, income and collateral Communicate decisions to dealers Work with lenders to ensure seamless production process Market available programs to increase revenue



US Bank

• RCA Professional - Internal Audit

  • Jan 2018 - Jan 2019

  Perform various audits including SOX Self Assessment, SOC1, targeted and procedure. Follow through with any remediation Assess impact of new business line processes Participate in overall risk management environment Perform various audits including SOX Self Assessment, SOC1, targeted and procedure. Follow through with any remediation Assess impact of new business line processes Participate in overall risk management environment



Fidelity National Financial

• Financial Services
• 700 & Above Employee

• Risk Analyst / Enterprise Risk Management

  • Jan 2017 - Jul 2017

  Develop and conduct risk/compliance assessments on company lines of business Ensure compliance with Regulatory/Corporate/Client expectations Ensure assessments are accurate and completed in a timely manner and communicated to senior management Stay abreast of new and existing laws/legislation that would impact product offerings Work with Legal Department to identify and recommend procedures/policies/training Conduct special investigations when needed Make recommendations for operational process development



United Lender Services, A USAA Company

• Compliance Officer

  • Feb 2016 - Jan 2017

  Assist General Counsel with all compliance related matters. Manage company Compliance Management System. Maintain internal policy scorecard /conduct internal audits. Coordinate external audits. Prepare responses for Requests for Information and Requests for Proposals. Oversee company compliance training program. Assist General Counsel with all compliance related matters. Manage company Compliance Management System. Maintain internal policy scorecard /conduct internal audits. Coordinate external audits. Prepare responses for Requests for Information and Requests for Proposals. Oversee company compliance training program.



GemGroup

• Pension Analyst

  • Dec 2014 - Feb 2016

  Manage assigned pension fund portfolio to ensure accurate monthly distributions to all appropriate participants and beneficiaries Calculation of benefits in accordance with specified plan guidelines Balance the funds monthly disbursements to ensure accurate reporting Review Qualified Domestic Relations Orders using established protocol and execute formal notification to applicable parties and proper segregation of accounts Manage assigned pension fund portfolio to ensure accurate monthly distributions to all appropriate participants and beneficiaries Calculation of benefits in accordance with specified plan guidelines Balance the funds monthly disbursements to ensure accurate reporting Review Qualified Domestic Relations Orders using established protocol and execute formal notification to applicable parties and proper segregation of accounts



Bank of America

• United States
• Banking
• 700 & Above Employee

• Mortgage Operations Consultant

  • Nov 2009 - Aug 2014

  Executive level issue resolution. Analyzed and applied policies and banking regulations to determine appropriate solution. Interacted with governing regulatory agencies and legal partners. Authored professional correspondence. Executive level issue resolution. Analyzed and applied policies and banking regulations to determine appropriate solution. Interacted with governing regulatory agencies and legal partners. Authored professional correspondence.



PNC Mortgage

• Underwriter

  • Jun 2009 - Nov 2009

  Underwrite mortgage applications in accordance with investor guidelines. Clear closing stipulations. Facilitate final approval and loan closing. Underwrite mortgage applications in accordance with investor guidelines. Clear closing stipulations. Facilitate final approval and loan closing.



Merrill Lynch

• Default Operations

  • Jan 2005 - Nov 2009

  Controlled cost through loan profitability management. Managed vendor costs related to collateral disposition. Streamlined internal controls and operational efficiency. Established strategic default strategies to align with investor requirements. Controlled cost through loan profitability management. Managed vendor costs related to collateral disposition. Streamlined internal controls and operational efficiency. Established strategic default strategies to align with investor requirements.



Naional City Bank

• Risk Management

  • Jan 2002 - Jan 2005

  Performed loan review audits to minimize risk exposure and ensure compliance with underwriting guidelines. Recommended changes to credit policy. Compiled and presented monthly reporting results. Performed loan review audits to minimize risk exposure and ensure compliance with underwriting guidelines. Recommended changes to credit policy. Compiled and presented monthly reporting results.