Experience

NAVIA MARKETS LIMITED

• India
• Capital Markets
• 1 - 100 Employee

• Vice President Legal & Compliance

  • Oct 2005 - Present

  Currently in Navia Market ltd ( Trade plus online) , Head the divisions of - Legal & Compliance , Risk Management , Customer Support, Client Dealing. Joined this Company on 5th October 2005 as Manager Legal & Collections , and within these years, my career in this Company was fantastic and could learn many years and also has played a major role in the growth of the Company.Responsibilities – Legal, Compliance & Risk Management • Handling the entire customer Complaints… Currently in Navia Market ltd ( Trade plus online) , Head the divisions of - Legal & Compliance , Risk Management , Customer Support, Client Dealing. Joined this Company on 5th October 2005 as Manager Legal & Collections , and within these years, my career in this Company was fantastic and could learn many years and also has played a major role in the growth of the Company.Responsibilities – Legal, Compliance & Risk Management • Handling the entire customer Complaints, IGRC & Arbitration Cases• Drafting and appearing for the IGRC/ Arbitration Cases before the Exchange Arbitrators, Preparing Legal Notices, Plaints, Written Statements, Rejoinder, Writs, Case Papers, and Affidavits etc. for legal proceedings.• Responsible for setting up the trading terminal, file upload , intraday square off, CUSA account square off and MTF margin calls & Collections. • Understanding the Exchange / SEBI regulatory frameworks and rendering suggestions to Company on different day to day regulatory changes/ legal issues and especially on, trading disputes and regulatory compliance.• Monitoring the Exchange alerts, reply to the exchange and submits the alerts to the Board as per the regulatory requirements. Appointed as the PRINCIPAL OFFICER of the Company , responsible for PMLA, Analyzing trading patterns and identifying the fraudulent and risky clients. Investigating factual and regulatory rule background behind client trading and financial activity. Creating, reviewing and following up on surveillance reports of financial and trading activity. Anti-Money Laundering reporting and ensuring Compliance in AML program. Customer profiles are classified on risk basis and High risk clients are identified and monitored.Appointed as the Compliance Officer of Navia Markets Ltd – for the period - 2007 to 2008.Responsible for the Compliance reporting, ,Laisoning with the regulatory bodies, and Auditors, Show more Show less



Integrated Finance Company Limited

• India
• Legal Services

• Head Recovery Collections & legal

  • May 1998 - Oct 2005

  Joined, M/s Integrated Finance Company Ltd, on 1998, as team leader, Promoted as Branch Manager- Trivandrum. Elevated and Transferred to HO Chennai as Head, Legal, & Collection. Key Responsibilities as – Head Legal & Collections • Responsible for Collection, Recovery and Legal Cases of the Company, in coordination with the branches and cluster heads. • Credit vetting and processing the vehicle Loan applications.• Monitoring the overdue buckets & Control of delinquency… Joined, M/s Integrated Finance Company Ltd, on 1998, as team leader, Promoted as Branch Manager- Trivandrum. Elevated and Transferred to HO Chennai as Head, Legal, & Collection. Key Responsibilities as – Head Legal & Collections • Responsible for Collection, Recovery and Legal Cases of the Company, in coordination with the branches and cluster heads. • Credit vetting and processing the vehicle Loan applications.• Monitoring the overdue buckets & Control of delinquency ratio. • Recovery of the Vehicles, two wheeler & four wheeler etc and sale of the same.• Drafting and filing of the Cases u/s 138 and 420 to recover the overdue/ NPA accounts.• Managing a team of 280 recovery & 40 Filed verification executives.• Co-ordination with the advocates and police for all the legal/ vehicle repossession/420 cases.May -1998 to May 2002 ( Branch Manager – Trivandrum Kerala ) • Business development and Achieving the branch profitability with sales & collections (2,3& wheeler, insurance, FD,) and ensuring the branch Profitability. • Achieving the Sales Target through dealer net work and Direct Sales • Monitoring the entire branch team, Market Innovation, Controlling the delinquency ratio, Credit vetting • Collection, repossession, filing legal cases & monitoring delinquency ratio. • Daily reporting with the variance, Mobilizing of deposits Show more Show less



KOLUTHARA DISTRIBUTORS PRIVATE LIMITED

• Area Sales Manager

  • 1994 - 19984 years

  Lubricant sales, Responsible for the sales of the south Kerala, Training the mechanics / Bus/ Lorry customers on the product-