Experience

Hatch Bank

• United States
• Banking
• 1 - 100 Employee

• President

  • May 2018 - Present

  San Marcos, CA Hatch Bank is a digital-first bank improving how people save, spend, borrow, and send money by creating strategic relationships with fintech businesses. Hatch powers deposit accounts, debit cards, credit cards, and term loans. If you want your product to be powered by Hatch, send an email to bd@hatchbank.com. If you want to join the Hatch Bank team, send an email to hello@hatchbank.com.



Digital Banking Network

• Advisory Board Member

  • Dec 2016 - Present

  Carlsbad, California Unique LinkedIn-based group for Fintech and Banking professionals. Find us on LinkedIn Groups or visit www.DigitalBankingNetwork.org


The BaaS Association
• United States
• Industry Associations
• Founding Board Member

  • May 2022 - May 2023


Rancho Santa Fe Thrift & Loan

• President

  • May 2018 - Apr 2019

  San Marcos, CA



Celtic Bank

• United States
• Financial Services
• 200 - 300 Employee

• Strategic Partnerships / Credit Sponsorships

  • Apr 2016 - Apr 2018

  Salt Lake City, Utah Celtic Bank's Credit Sponsorship program provides a national platform for Commercial and Consumer loan and finance programs. We seek to partner with leading innovators and providers in FinTech, Specialty Finance and alternative lending and payments to provide unique loan and financing products to niche and distinct market segments.



Independent Consultant

• United States
• Technology, Information and Internet
• 1 - 100 Employee

• Principal

  • Apr 2015 - May 2016

  San Diego, CA Independent consultant in areas of: Strategy, Operations Efficiency, Expansion & Growth, Marketing, Management, and Bank-Fintech partnerships. Projects included: Black Falcon Ventures - Consultant as CEO: $3.5MM+ annual revenues, 100+ employees, 14 physical locations. Permanent Distribution - Chief Advisor, Quantitative Strategies: Growth stage hybrid distribution company & brand incubator for action sports consumer hard goods and soft goods brands. Startup fintech… Show more Independent consultant in areas of: Strategy, Operations Efficiency, Expansion & Growth, Marketing, Management, and Bank-Fintech partnerships. Projects included: Black Falcon Ventures - Consultant as CEO: $3.5MM+ annual revenues, 100+ employees, 14 physical locations. Permanent Distribution - Chief Advisor, Quantitative Strategies: Growth stage hybrid distribution company & brand incubator for action sports consumer hard goods and soft goods brands. Startup fintech Consumer-Focused Marketplace Lender - Strategic Partnership Advisor: Lender focused on small-dollar consumer loans to cover "affordable" co-pays and other non-elective health care expenses looking to expand to a national footprint through a strategic partnership with a financial institution. Growing fintech Commercial Marketplace Lender - Strategic Partnership Advisor: Growing small business lender looking to expand to a national footprint through a strategic partnership with a financial institution. Show less



California Business Bank

• United States
• Banking
• 1 - 100 Employee

• Senior Vice President, Head of Business Projects and Strategic Partnerships

  • Jan 2014 - Apr 2015

  Greater Los Angeles Area * Search out and establish alternative revenue-generating strategic partnerships in Fintech * Establish key lead generation relationships with national Fintech partners by integrating online application gathering and decision making with the bank CRM and credit origination platform * Interface daily with Board members and other key executives regarding strategy, current performance, and future growth * Doubled the commercial loan portfolio through strategic partnerships in the first 6… Show more * Search out and establish alternative revenue-generating strategic partnerships in Fintech * Establish key lead generation relationships with national Fintech partners by integrating online application gathering and decision making with the bank CRM and credit origination platform * Interface daily with Board members and other key executives regarding strategy, current performance, and future growth * Doubled the commercial loan portfolio through strategic partnerships in the first 6 months * Established 3 key Fintech partnership programs in the first 6 months * Exponentially increased the volume of incoming commercial loan leads through the implementation of partnerships with several technology partners Other positions held: * SVP, BSA Officer * SVP, Credit Portfolio Management Show less



Axos Bank

• United States
• Banking
• 700 & Above Employee

• Senior Vice President, Head of Strategic Partnerships

  • May 2012 - Jan 2014

  San Diego, CA * Manage all aspects of a key profitable division of the bank that focuses on Fintech partneships, specifically: prepaid debit card (BIN) sponsorship, credit sponsorship, and electronic banking / digital wallet services. * Develop new business relationships with Fintech partners, including terms and contract negotiations. * Voting member of institution-wide committees for: IT Steering, Deposit Risk, BSA, and Regulatory Compliance. * Report regularly to the Board of Directors, and… Show more * Manage all aspects of a key profitable division of the bank that focuses on Fintech partneships, specifically: prepaid debit card (BIN) sponsorship, credit sponsorship, and electronic banking / digital wallet services. * Develop new business relationships with Fintech partners, including terms and contract negotiations. * Voting member of institution-wide committees for: IT Steering, Deposit Risk, BSA, and Regulatory Compliance. * Report regularly to the Board of Directors, and various sub-committees. * Develop and manage new products and services.

• First Vice President, Business Information Management

  • Jul 2011 - Jun 2012

  San Diego, CA * Owned all aspects of the institution's information management (digital and physical) * Ran teams focused on database design, technology project management, and software development * Performed institution-wide training classes on date warehousing, data reporting, visualizations, document management, and process enhancement

• Senior Manager, Business Information and Analytics

  • Jun 2010 - Jul 2011

  * Leader in Project Management and Process Re-Engineering * Team Management (MIS, Business Analytics, Web Analytics) * Data Design and Management Strategy and Implementation * Knowledge Management * Document Imaging and Retention * Strategic Planning for Business Units * Head of Executive Reporting * Dashboard Design and Development * Online Banking Process Analysis and Improvement * Implementation and Integration of New Online Banking Products and Tools * Website… Show more * Leader in Project Management and Process Re-Engineering * Team Management (MIS, Business Analytics, Web Analytics) * Data Design and Management Strategy and Implementation * Knowledge Management * Document Imaging and Retention * Strategic Planning for Business Units * Head of Executive Reporting * Dashboard Design and Development * Online Banking Process Analysis and Improvement * Implementation and Integration of New Online Banking Products and Tools * Website Performance Measurement and Analytics (Omniture/SiteCatalyst, Google Analytics)



ADB Bank

• Banking
• 100 - 200 Employee

• Credit Risk Manager

  • Jan 2005 - Jun 2010

  * Underwriting and Analysis of Commercial Loans * Implementation of New Product Offerings and Programs * Loan Portfolio Analysis [Risk and Profitability] * Commercial Loan Pricing [Rates and Fees] * Author/Maintain Procedures