Experience

SABNAR Limited
• Retail Office Equipment
• Sales & Marketing Manager

  • Sep 2019 - Present


Rabitabank OJSC

• Azerbaijan
• Banking
• 400 - 500 Employee

• Director of the Department of Retail Lending

  • Mar 2014 - 2017

  ▪ Optimization of business processes with an increase in the portfolio. ▪ The introduction of new products and expansion of the sales segments. Attracting major partners. ▪ Control of the customer service quality of the bank and staff training. ▪ The organization of methods and control over the work with problem debts. Participation in the development of employees’ motivation system. ▪ Optimization of business processes with an increase in the portfolio. ▪ The introduction of new products and expansion of the sales segments. Attracting major partners. ▪ Control of the customer service quality of the bank and staff training. ▪ The organization of methods and control over the work with problem debts. Participation in the development of employees’ motivation system.



Amrahbank OJSC

• Azerbaijan
• Banking
• 1 - 100 Employee

• Director of Sales Department of Consumer Loans

  • Jan 2014 - Mar 2014

  ▪ Attraction of new partners.▪ Training on technology sales to the bank employees.▪ Organization of quality customer service at the bank branches.▪ Recruitment and the establishment of an effective team.

• Credit Department, Head of Sales of Consumer Loans

  • May 2013 - Jan 2014

  ▪ Acquisition of new clients and the organization of high-quality sales branches.▪ Analyse applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. ▪ Review loan agreements to ensure that they are complete and accurate according to policy. ▪ Review and update credit and loan files.

• Deputy Director

  • Sep 2012 - May 2013

  Amrahbank OJSC, Yasamal branch, Baku (Azerbaijan) ▪ Implementing business procedures and assisting General Manager Accept receipts and pay expenditures.▪ Controlling cost or expenditure and maintain quality standards. ▪ Budgeting and preparing reports.▪ Attending meetings and doing presentations.



Bank of Baku OJSC

• Banking
• 400 - 500 Employee

• Senior Expert of Consumer Loans

  • Dec 2009 - Jun 2013

  ▪ Analyse potential loan markets and develop referral networks in order to locate prospects for loans.▪ Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action. ▪ Provide special services such as investment banking for clients with more specialized needs. ▪ Market bank products to individuals and firms, promoting bank services that may meet customers' needs.

• Head of Credit Department (in Charge)

  • Jun 2012 - Sep 2012

  ▪ Maintain the corporate credit policy.▪ Create a credit scoring model and manage customer credit files.▪ Monitor the credit granting and updating process.▪ Manage the application of late fees.

• Credit Specialist

  • Jan 2008 - Dec 2009

  ▪ Assist in the financial analysis, credit underwriting and approval process.▪ Identify cross sell opportunities, prepares credit approval packages, annual reviews, renewals of credit, client credit proposals.▪ Coordination of document preparation and closings.