Relationship Manager

• Jul 2020 - Present

• In charge of managing a BDT 15.00 billion portfolio of medium and large corporate clients from diverse industries such as textile, construction, FMCG, hospitality, etc. Successfully increased the size of the portfolio by 22% over the last two years.• Generate leads on prospective high-net-worth clients that match the bank’s risk profile and oversee the end-to-end onboarding process of new clients. • Structured a BDT 4.00 billion project finance for the construction of a five-star hotel in Dhaka which involved building complex financial models to evaluate project viability and negotiating robust credit terms to minimize the bank’s risks.• Regularly visit clients to understand business needs, pitch any cross-selling opportunities and closely monitor any change in financial standing.• Present credit proposals to the senior management and credit approval authority and negotiate favorable credit terms for clients.• Mentor 02 Assistant Relationship Managers who are under my supervision to help them resolve transactional issues and prepare credit memos.

Assistant Relationship Manager

• Oct 2018 - Jun 2020

• Acted as a primary touch point for clients to resolve their transactional issues by liaising with other operational departments to ensure proper execution of transactions.• Meticulously analyzed all quantitative and qualitative information to assess clients’ credit requirements and subsequently prepared credit memos for onboarding of new clients or renewing facility of existing clients.• Closely monitored portfolio and industry trends and alerted relationship managers on the onset of any signs of deteriorating credit quality of clients.

Trade Finance Analyst

• Nov 2017 - Sep 2018

♦ Advising Letter of Credit issued from foreign and local banks.♦ Maintaining close liaison with branch relationship officers for fast and smooth Trade Services to clients.♦ Managing collection of bills against Letter of Credit. ♦ Disbursing loans against accepted bills under usance Letter of Credit. ♦ Realizing proceeds and adjusting loans for matured bills. ♦ Letter of Credit & Contract Scrutiny and subsequent Lien.

Management Trainee (PO)

• Nov 2016 - Oct 2017

Credit Services UCB Mirpur Road Brach ♦ Evaluated customer credit applications. ♦ Conducted Credit Risk Grading. ♦ Prepared Loan sanction proposals for head office approval.

Finance Executive

• Feb 2016 - Oct 2016

Intern

• Aug 2015 - Nov 2015

Accounting & Taxation Accounting & Taxation