Experience

Undisclosed

• Financial Services
• 700 & Above Employee

• Default Compliance

  • Jun 2017 - Present

• Auditor

  • 2017 - Present



Robert Half at US Bank, Aerotek at Wells Fargo

• Mortgage Loan Audit

  • May 2015 - Present

  Reviewed closed FHA, FHLMC, FNMA, GNMA residential loans prior to this major Lender selling pools of loans on the secondary market. Completes full file audit for accuracy, credit and compliance. Provides recommendations to identified business risks. Issue reports based on findings to said lines of business. Reviewed closed FHA, FHLMC, FNMA, GNMA residential loans prior to this major Lender selling pools of loans on the secondary market. Completes full file audit for accuracy, credit and compliance. Provides recommendations to identified business risks. Issue reports based on findings to said lines of business.



Newbold Advisors

• Mortgage IT Tech

  • Dec 2014 - Feb 2015

  Responsibilities Tested mortgage software for a major lender who was upgrading its processing environment. Our responsibilities included writing test scripts and executing system testing and test case scenarios to address possible compliance issues, system glitches and prepared the client to launch the software on a specified date. Accomplishments Wrote test scripts, addressed and resolved compliance issues and completed the project successfully prior to the launch. Skills Used Analytical, compliance knowledge, proficiency in Excel and ability to effectively communicate in writing and verbally, maintaining strict deadlines and meticulous details. Show less



JP Morgan Chase

• FHA Underwriter

  • Jul 2014 - Nov 2014

  Analyzed credit, income and making decisions on FHA loans for distressed homeowners for a major lender. I made decisions on liquidation options or whether the homeowner was able to modify their loans. Accomplishments I was able to complete quite a few decisions that impacted distressed homeowners with more than half of the decisions help the homeowners maintain their homes. Skills Used Analytical, knowledge of FHA guidelines, credit and compliance knowledge and specific mortgage underwriting knowledge, extreme detail and working with strict deadlines Show less



Aerotek at Stewart Title

• Short Sale Negotiator

  • Apr 2013 - Jul 2014

  Loss mitigation /FHA Short Sale Negotiator. Responsibilities included collecting borrower documents from the borrower/agent to submit to HUD for approval in the liquidation of their property for less than what they owe. Handled a pipeline of over 50 clientele on any given day. Maintained underwriting compliance per HUD guidelines from origination to close. Loss mitigation /FHA Short Sale Negotiator. Responsibilities included collecting borrower documents from the borrower/agent to submit to HUD for approval in the liquidation of their property for less than what they owe. Handled a pipeline of over 50 clientele on any given day. Maintained underwriting compliance per HUD guidelines from origination to close.



American National Insurance Company

• Claims Analyst

  • Jan 2013 - Apr 2013

  Responsibilities included skip tracing beneficiaries of deceased policyholders, processing death benefits, and handling all correspondence for assigned pools of policies. Handled a portfolio of aged policies where the insurance company was never notified that the policy holder was deceased. Maintained reporting for death benefit payouts, aged policies and reported findings to compliance/underwriting. Responsibilities included skip tracing beneficiaries of deceased policyholders, processing death benefits, and handling all correspondence for assigned pools of policies. Handled a portfolio of aged policies where the insurance company was never notified that the policy holder was deceased. Maintained reporting for death benefit payouts, aged policies and reported findings to compliance/underwriting.



Hilltop Advisors at PNC Mortgage

• Mortgage Analyst/Consultant

  • Jun 2012 - Jan 2013

  Consent Order Audit, Full file review, provided analyses of various borrower's loan files to determine possible financial harm on the part of the lender. Responsibilities included examining delisted attorney’s billing practices pertaining to borrowers from origination of the modification up to and including foreclosure. The Consent Order was to identify borrower harm as it pertained to how the lender handled the loss mitigation practices during a specific period of time as ordered by the OCC. Examined pools of loans and presented findings to the lender who then submitted them per the consent order. Show less