Experience

Cityland Real Estate Development

• United Arab Emirates
• Real Estate
• 1 - 100 Employee

• Group Chief Executive Officer

  • Oct 2014 - Present

  Al Barsha South 3, Dubailand Sales Office Building, Arjan, Dubai



Emirates NBD

• United Arab Emirates
• Banking
• 700 & Above Employee

• Associate VP & Head of Corporate Banking Unit

  • Jul 2008 - Sep 2014

  Al Ain, United Arab Emirates - Headed the Corporate Banking Unit comprising of portfolio of AED. 1.5Billion approx. - Provided direction/support to Account Managers, to proactively manage existing portfolio of corporate relationships, market new business, analyze credit proposals, maintain credit quality and generate revenue towards achievement of Unit's budget. - Achieved Net Profitability of AED. 16Million with no non-Performing Loans - Achieved two awards for best quarter deals in September 2012 and December… Show more - Headed the Corporate Banking Unit comprising of portfolio of AED. 1.5Billion approx. - Provided direction/support to Account Managers, to proactively manage existing portfolio of corporate relationships, market new business, analyze credit proposals, maintain credit quality and generate revenue towards achievement of Unit's budget. - Achieved Net Profitability of AED. 16Million with no non-Performing Loans - Achieved two awards for best quarter deals in September 2012 and December 2012 that contributed significantly to the Forex and Trade Finance income for the bank. - Positioned Emirates NBD Bank Al Ain Unit as the best performing bank in Al Ain region with highest assets and highest profitability.

• Senior Relationship Manager - Team Leader

  • Nov 2006 - Jun 2008

  Al Ain, United Arab Emirates - Supervised department's activities - both Relationship Management & CRAD. - Assisted/guided RM/RO in marketing new relationships, effectively manage the assigned corporate portfolio in order to achieve their individual as well as overall unit's financial targets. - Managed individual credit portfolio (self-built) besides continuously Identifying/Marketing prospective clients and negotiating their credit requirements. - Achieved consistent business growth and overall financial… Show more - Supervised department's activities - both Relationship Management & CRAD. - Assisted/guided RM/RO in marketing new relationships, effectively manage the assigned corporate portfolio in order to achieve their individual as well as overall unit's financial targets. - Managed individual credit portfolio (self-built) besides continuously Identifying/Marketing prospective clients and negotiating their credit requirements. - Achieved consistent business growth and overall financial targets of the Unit.

• Relationship Manager

  • May 2005 - Oct 2006

  Al Ain, United Arab Emirates - Participated actively in initial department set up [AI Ain CBU was established in early 2005]. - Established credit portfolio from scratch with the assistance of team comprising of one RO, Analyst and 2 other staff in support. - Achieved business targets of the Unit.



FGB

• United Arab Emirates
• Banking
• 700 & Above Employee

• Senior Credit Officer, Corporate Banking

  • Mar 2001 - Aug 2004

  Al Ain, United Arab Emirates - Marketed/maintained new/existing corporate relationships. - assessed, prepared and recommended credit proposals both for existing and prospective clients and provide support to Team Leaders in maintaining relationships. - Analyzed client’s financials as well as other financials information and write comments thereon highlighting areas of concerns/warning signals, if any. - Monitored assigned accounts with regular intervals and provide assistance in administration of and controlling… Show more - Marketed/maintained new/existing corporate relationships. - assessed, prepared and recommended credit proposals both for existing and prospective clients and provide support to Team Leaders in maintaining relationships. - Analyzed client’s financials as well as other financials information and write comments thereon highlighting areas of concerns/warning signals, if any. - Monitored assigned accounts with regular intervals and provide assistance in administration of and controlling risk assets. - Monitored/reviewed utilization of facilities in assigned accounts vis-à-vis allowed lines and point out irregularities, if any, in this regard to concerned Team Leaders. - Monitored cash flows of the projects under bank’s financing so as to ensure coverage of exposure against project receivables at any given time. - Maintained Project Monitoring Cards (PMC) for each project under bank’s financing and stay in touch with clients to obtain regular updates in this regard. - Implemented proper & accurate risk rating per bank’s credit policy and recommend upgrading/downgrading of accounts accordingly. Show less



Union National Bank

• United Arab Emirates
• Banking
• 700 & Above Employee

• Credit Analyst - Corporate Banking

  • Jan 1999 - Feb 2001

  Al Ain, United Arab Emirates - Appraised credit request and negotiation/finalization of credit facilities package with corporate clients mostly for their contracting and trade financing requirements. - Prepared Credit Line Proposals for existing as well as prospective clients in connection with bank’s rules & regulations. If required, present cases in Credit Committee meetings. - Ensured updating of limits in system and their strict monitoring. - Monitored day-to-day activities in assigned relationships as regard… Show more - Appraised credit request and negotiation/finalization of credit facilities package with corporate clients mostly for their contracting and trade financing requirements. - Prepared Credit Line Proposals for existing as well as prospective clients in connection with bank’s rules & regulations. If required, present cases in Credit Committee meetings. - Ensured updating of limits in system and their strict monitoring. - Monitored day-to-day activities in assigned relationships as regard to limits utilization, EOLs, TODs, overdue markup/installments and other exceptions & irregularities. Show less