Mortgage Loan Officer

• Jun 2023 - Present

At Home1st Lending LLC , we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense"​ and will help you obtain the best loan possible. We represent a wide range of "A"​ rated lenders with first quality rates to private "hardship"​ lenders. We work with more than 60 of the biggest lenders in the industry. This allows us to get you the best rates on all types of loan programs including: Fannie Mae and Freddie Mac H.A.R.P. 2.0, Conventional, Jumbo, FHA, VA, USDA, Reverse Mortgages & Commercial. Show less

Mortgage Loan Originator

• Apr 2021 - Feb 2023

Delivering efficient, affordable lending solutions to our local homebuyers is a goal shared by everyone at KBHS Home Loans. We’re dedicated to our borrowers and work together to provide the home loan options and customer service you deserve. You’re assured of a home financing experience that will exceed your expectations from start to finish. Whether you are a first-time homebuyer or looking to build your dream house, our strong partnership with KB Home will provide you with a smooth process where you'll enjoy quality homes and excellent customer service. Show less

Loan Consultant

• Oct 2019 - Mar 2021

Mortgage Loan Originator

• Aug 2016 - Sep 2019

FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC focuses on providing its customers and business partners with the best service in the industry. Many of the nation’s largest real estate firms and builders work with FBC, as well as a large referral base of satisfied past customers. We offer a wide array of competitive mortgage products with expertise in every area of residential mortgage lending; from purchasing to refinancing to construction lending. FBC’s seasoned leadership team and leading technology will help navigate you through the lending process. Whether you’re looking for online services or old fashion face to face meetings, we have a division that can serve your needs. FBC is consistently featured on national media outlets and has been the recipient of several prestigious awards since our inception including Outstanding Small Business, Top 100 Mortgage Company in the US, Best in Loan Delivery, Top Company for Working Families, 5 star rating on RateYourLender, and is ranked consistently as a Best Place to Work. FBC Mortgage also prides itself on being a valuable partner in the communities we serve by supporting local charitable organizations with both in-kind and monetary donations through the FBC Mortgage Charitable Foundation. We look forward to working with our partners, clients and the communities we serve to provide the right mortgage in the most convenient and professional manner possible! NMLS#1544809 Show less

Collections Supervisor

• Sep 2011 - May 2016

We all have the best laid plans until life gets in the way. During this time I spent my professional career identifying and assisting good people who have fallen on hard times in this economically volatile world we live in. In the fall of 2011, I left the academic world and joined a local start up specializing in the establishment and rehabilitation of consumers with sub-prime credit. Automotive Financial of America is an in-house financing company for a nationwide top 10 dealership group. My team and I laid the ground work for a self funding portfolio, now the foundation for an up and coming financial service provider. As an early employee, I had the privilege of working laterally throughout the company while developing a wealth of skills and knowledge. In collaboration with the respective dealership, our goal was to cultivate incremental sales by expanding the pool of qualified borrowers with the intention of developing brand loyalty and increasing repeat business-- all while still maximizing enterprise growth. Deemed a jack of all trades, my responsibilities began with; the identification of a prospective customer, the underwriting of their loan, and developed into managing and fully servicing accounts receivables, asset recovery, and disposal. Completed a full spectrum of duties as required in the; origination and servicing of loans, recovery and disposal of assets, customer and business to business conflict and dispute resolution. Accomplishments -Integral team member contributing to the exponential growth of receivables, 350% over tenure. -Enabled growth as the exclusive point of contact for over 1/3 of the portfolio identifying as Spanish speakers. -Initiated and implemented automated company forms, increasing efficiency and accuracy by reducing redundancy. -Designed and installed procedures for effectively completing account related services, including Transfer of Equity, GAP claims, and Insurance Tracking. Show less