Experience

Prime Bank

• Bangladesh
• Banking
• 700 & Above Employee

• Assistant Manager, Credit Risk Management Division

  • Nov 2022 - Present



Dutch-Bangla Bank PLC.

• Bangladesh
• Banking
• 700 & Above Employee

• Senior Officer, Pre-Assessment Unit - SME Credit

  • Jul 2022 - Nov 2022

  Assessment of SME loan files with all sorts of credit analysis like general required documents, security arrangements, credit viability, customer payment history, customer creditworthiness etc. Analyzing Financial Statements like Balance Sheet, Income Statement, cash flow, equity statements etc. Review and carry out credit assessment of SME credit proposals by ensuring objectivity for validation purpose, structuring of credit proposals, ensure compliance of credit policy & regulatory guidelines. Assessment of SME loan files with all sorts of credit analysis like general required documents, security arrangements, credit viability, customer payment history, customer creditworthiness etc. Analyzing Financial Statements like Balance Sheet, Income Statement, cash flow, equity statements etc. Review and carry out credit assessment of SME credit proposals by ensuring objectivity for validation purpose, structuring of credit proposals, ensure compliance of credit policy & regulatory guidelines.



IPDC Finance

• Bangladesh
• Investment Banking
• 500 - 600 Employee

• Financial Analyst (Senior Executive)

  • Apr 2021 - Jul 2022

  Job Description :• Assessment of customer credit applications based on different criteria's like purpose of the application, credit viability, customer payment history, customer credit-worthiness etc. • Preparation of SME & Corporate credit proposals with all sorts of analytical analysis and submit the credit proposal to the approval authority i.e. Management Credit Committee or Executive Committee or Board. • Financial statement analysis like Balance Sheet, Income Statement, cash flow, equity statement for analyzing loans of related segments. • Follow-up with RM`s to ensure creation and maintenance of quality credit assets and other issues relating to credit portfolios. • Follow the Institution`s Credit Policies, Manuals and Regulatory Guidance. • Visit customer`s business premises to understand the nature of business, operating cycle, borrowing need of the customer etc. • Manage loans effectively by focusing on risks and opportunities.• Keep regular update about different circulars, guidelines and instructions circulated by Bangladesh Bank. Show less

• Financial Analyst (Executive)

  • Apr 2018 - Mar 2021

• Financial Analyst (Assistant Executive)

  • Oct 2016 - Mar 2018