Experience

Self-Employed

• United States
• Financial Services
• 400 - 500 Employee

• Business and operating model improvement expert

  • Jun 2023 - Present

  - Lead the project to increase revenue growth of the B2B2C platform (MAU over 10m users) by focusing on pricing improvement, marketing strategy for both B2B and B2C, and product refinement. Anticipated impact includes an annual revenue increase of over 10% - Expert interviews for banks and consultancies to improve the efficiency of banking business (B2C, Finance, Operations) - Lead the project to increase revenue growth of the B2B2C platform (MAU over 10m users) by focusing on pricing improvement, marketing strategy for both B2B and B2C, and product refinement. Anticipated impact includes an annual revenue increase of over 10% - Expert interviews for banks and consultancies to improve the efficiency of banking business (B2C, Finance, Operations)



Sberbank

• Banking
• 700 & Above Employee

• Director of Strategic Projects

  • Nov 2022 - May 2023

  - Designed an assessment model for executive and senior management to contribute to strategic objectives - Supervised AI GPT model training in the specific strategy areas - Designed an assessment model for executive and senior management to contribute to strategic objectives - Supervised AI GPT model training in the specific strategy areas



PwC Russia

• Russian Federation
• Financial Services
• 500 - 600 Employee

• Manager in strategy consulting

  • Jun 2021 - Oct 2022

  - Designed operating model (organizational structure, Bank and Group governance model, Management Board KPI model, staff optimization assessment) for a top-1 Bank in one of the CIS regions - Assessed potential markets for the banks’ business development (including segments: upper-mass, affluent, VIP; regions: Russian Federation, CIS countries; areas: transaction and lending business). - Conducted a series of strategic sessions with the banks’ top management to identify growth opportunities and transform business models in the crisis environment - Transformed management reporting to improve the manageability of the business (allocation of OpEx, CapEx and capital, internal revenue allocation) Show less



VTB

• Russian Federation
• Banking
• 700 & Above Employee

• Director in strategy and M&A (Retail business line)

  • Dec 2019 - Jun 2021

  Retail Business Strategy Development - Developed and implemented a strategy for managing product offerings and pricing, resulting in a twofold increase in the return on assets for new issues - Reduced costs by more than 10% across B2C assets through the elimination of untargeted capital expenditures during the business planning stage, altering cost allocation drivers, and implementing headcount control based on business volumes - Developed a digital channel strategy that enabled resource concentration and expedited the development of specified channels for presence (mobile and online banking, call-center, chat bank) Managed product economics (unit economics) - Transformed EROA models for annuity and credit card products, incorporating a detailed breakdown of the components (NIM, NCM, COR, Costs/Loan Portfolio) over the lifetime of the products - Implemented an updated EROA model in risk processes for new product issuance's - Developed dashboards for consistently monitoring the profitability of products (negotiating or discontinuing those that are not profitable) in the global market M&A and opening of new markets - Supervised the post-merger acquisition of assets in Russia for a B2C business interest - Developed financial and business models to establish transactional and general banking businesses in new locations - Evaluated M&A deals to facilitate non-organic business growth and support decision-making by the CEO-1 Show less



KPMG

• Canada
• Accounting
• 700 & Above Employee

• Management consultant

  • Sep 2018 - Dec 2019

  - Developed a long-term strategic financial model for the Operational Support unit based on business volumes for the future sale of a top-10 bank - Assessed the effectiveness of the bank's business and operational model (incl. products, channels, and segments) across various regions (Russia, CIS, SEE, and Asia) - Developed a long-term strategic financial model for the Operational Support unit based on business volumes for the future sale of a top-10 bank - Assessed the effectiveness of the bank's business and operational model (incl. products, channels, and segments) across various regions (Russia, CIS, SEE, and Asia)



Ингосстрах Страховая компания

• Russian Federation
• Insurance
• 200 - 300 Employee

• Product owner of aviation insurace

  • Dec 2014 - Sep 2018

  Aviation manufacturers and airport liability PnL responsibility: - Development and optimization of the economics of aviation insurance products (incl. test flights, airport liability, etc.) - Development of a drone insurance product in a stateless environment Aviation manufacturers and airport liability PnL responsibility: - Development and optimization of the economics of aviation insurance products (incl. test flights, airport liability, etc.) - Development of a drone insurance product in a stateless environment