Esther Diergarten

Risiko-Controller at InterCard AG
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Contact Information
us****@****om
(386) 825-5501
Location
DE
Languages
  • English Full professional proficiency
  • Spanish Elementary proficiency
  • Französisch Elementary proficiency

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Experience

    • Germany
    • Financial Services
    • 1 - 100 Employee
    • Risiko-Controller
      • Jun 2021 - Present
    • United States
    • Restaurants
    • 1 - 100 Employee
    • Sabbatical / On leave
      • Jan 2021 - May 2021
    • Germany
    • Financial Services
    • 400 - 500 Employee
    • Risk Manager
      • Jan 2018 - Dec 2020

      Financial Risks: Credit Risk (esp. Acquiring Business) also with regard to IFRS 9, Rating methodologies (e.g. Implementation of Retail Rating, Validation), Liquidity Risk (esp. Refinancing Risk), Impairment Risks of Immaterial Assets Financial Risks: Credit Risk (esp. Acquiring Business) also with regard to IFRS 9, Rating methodologies (e.g. Implementation of Retail Rating, Validation), Liquidity Risk (esp. Refinancing Risk), Impairment Risks of Immaterial Assets

    • Business Consulting and Services
    • 700 & Above Employee
    • Senior Consultant Risk Advisory - Finanical Risk Solutions
      • Jun 2017 - Dec 2017

      Consulting and Year-End Audit of Risk Management in Banks (Business and Risk Strategy, Risk Reporting, ICAAP, MaRisk and EBA Guidelines)

    • Consultant
      • Jan 2016 - May 2017

      Consulting and Year-End Audit of Risk Management in Banks (Liquidity Risk, ICAAP, Risk Bearing Capacity, Risk Management according to MaRisk & SREP)

    • Germany
    • Banking
    • 1 - 100 Employee
    • Internal Auditor
      • Feb 2014 - Dec 2015

      Audit of: Asset Allocation, Special founds , MaRisk (Risk Bearing Capacity & Stresstesting, Credit Risk, Risk control function, Requirements relating to trading processes), WpHG Audit of: Asset Allocation, Special founds , MaRisk (Risk Bearing Capacity & Stresstesting, Credit Risk, Risk control function, Requirements relating to trading processes), WpHG

Education

  • Baden-Wuerttemberg Cooperative State University (DHBW)
    Bachelor, Business Administration - Banking
    2010 - 2014
  • IHK für München und Oberbayern
    Certificate of Chamber of Industry and Commerce, Bank Clerk
    2010 - 2013

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