Experience

American Mortgage Consultants, Inc.

• United States
• Financial Services
• 100 - 200 Employee

• Underwriter

  • Jan 2014 - Present

  Required to demonstrate meticulous attention to detail underwriting mortgages. Have extensive experience in underwriting FHA, Freddie Mac and Fannie Mae loans. Responsible for maintaining an updated working knowledge of investor guidelines, compliance regulations, DU, LP and Total Scorecard to provide correct written feedback to investors. Required to demonstrate meticulous attention to detail underwriting mortgages. Have extensive experience in underwriting FHA, Freddie Mac and Fannie Mae loans. Responsible for maintaining an updated working knowledge of investor guidelines, compliance regulations, DU, LP and Total Scorecard to provide correct written feedback to investors.



CoreLogic

• United States
• Information Services
• 700 & Above Employee

• Quality Control Analysis

  • Jan 2013 - Jan 2014

  Leveraged knowledge of RESPA, HPML and MDIA to verify compliance with government standards. Balanced the need for meeting production deadlines with underwriting quality to minimize risk and maximize profitability. Taught underwriters and provided detail feedback reports to increase production while maintaining a high level of quality. Demonstrated meticulous attention to detail underwriting mortgages. Gained extensive experience in underwriting FHA, Freddie Mac and Fannie Mae loans. Adapted to change to meet deadline requirements by reviewing several different accounts and guidelines simultaneously. Maintained an updated working knowledge of investor guidelines, compliance regulations, DU, LP and Total Scorecard updates to provide correct written feedback to investors. Show less



Opus Capital Markets Consultants

• Remote

• Quality Control Analysis / Forensic Underwriter

  • May 2012 - Jan 2013

  Promoted to quality control position in 4 months. Exceeded company standard by 25% for production while maintaining a high level of quality. Started quality control review on a new account and was responsible for reviewing underwriter’s quality; provided feedback to the investor and determined if returned documentation resolved loan deficiencies. Demonstrated a strong ability to determine fraud. Gained extensive knowledge of using Loansafe, DataVerify, and online resources to confirm fraudulent activities. Show less



PNC Bank

• West Palm Beach, Florida Area

• Homeowner Assistance Center Specialist

  • Apr 2010 - May 2012

  Top producer for all 4 Home Assistant Centers. Received several letters of appreciation from customers. Gave presentations to PNC Bank branches to encourage referrals and offer support. Structured modification based on individual needs, financial circumstances and investor guidelines. Top producer for all 4 Home Assistant Centers. Received several letters of appreciation from customers. Gave presentations to PNC Bank branches to encourage referrals and offer support. Structured modification based on individual needs, financial circumstances and investor guidelines.



Ocwen Loan Servicing

• West Palm Beach, Florida Area

• Home Retention Specialist

  • Jan 2008 - Apr 2010

  Ranked number one repeatedly based on production, quality and customer satisfaction. Selected to be Home Retention Specialist for Freddie Mac portfolio. Trained new Home Retention Specialist on investor guidelines, income calculations, compliance and customer service requirements. Counseled and implemented resolutions for borrowers to maintain homeownership. Ranked number one repeatedly based on production, quality and customer satisfaction. Selected to be Home Retention Specialist for Freddie Mac portfolio. Trained new Home Retention Specialist on investor guidelines, income calculations, compliance and customer service requirements. Counseled and implemented resolutions for borrowers to maintain homeownership.



The School District of Palm Beach County

• United States
• Education Administration Programs
• 700 & Above Employee

• Substitute Teacher

  • Oct 2007 - Jan 2008

  Substituted in elementary and middle schools. Obtained temporary teaching certification for middle school mathematics. Substituted in elementary and middle schools. Obtained temporary teaching certification for middle school mathematics.



Element Home Loans

• Financial Services
• 100 - 200 Employee

• Senior Underwriter

  • May 2007 - Sep 2007

  Set up and developed technics used for underwriting, processing and closing for new company. Sole associate in West Palm Beach Office and responsible for all day-to-day operations. Set up and developed technics used for underwriting, processing and closing for new company. Sole associate in West Palm Beach Office and responsible for all day-to-day operations.



Union Home Mortgage

• United States
• Financial Services
• 1 - 100 Employee

• Operation Manager II AVP / Underwriter / Processor / Closer

  • Jul 2000 - May 2007

  Managed 3 operational teams consisting of 15 associates. Utilized Power Point to make presentations at Builder and HomeBanc functions. Provided assistance to operations associates and sales associates in deal structuring. Assimilated new associates into their positions as PCs, Closers, Processors and Underwriters. Underwrote all FNMA, Freddie, Jumbo, and reduced documentation programs. Carried a new construction pipeline of 150 loans. Managed 3 operational teams consisting of 15 associates. Utilized Power Point to make presentations at Builder and HomeBanc functions. Provided assistance to operations associates and sales associates in deal structuring. Assimilated new associates into their positions as PCs, Closers, Processors and Underwriters. Underwrote all FNMA, Freddie, Jumbo, and reduced documentation programs. Carried a new construction pipeline of 150 loans.