Legal Underwriting Specialist

• Jan 2023 - Present

Licensed Title Searcher

• Sep 2020 - Jan 2023

• Performed title searches and prepared title commitments utilizing real estate land and tax records, GIS/tax mapping, and judgments to verify ownership, legal description and restrictions. • Examined documentation such as mortgages, liens, judgments, easements, plat maps, contracts and agreements that affect title to property. • Prepared search package outlining any title encumbrance encountered and actions required to clear title. • Advised and worked directly with client to resolve any issues and understand risks related to insuring subject property. • Trained and mentored Jr. Examiners/Searchers. Developed training materials on company policies and procedures. • Built and improved process system for company refinance orders. Outsourced orders and established relationships with Independent Contractors which streamlined orders and improved turn time. • Acted as back-up to Escrow Department. Reviewed closing disclosures, balanced escrow, drafted curative documents, and conducted closings. Also assisted with post closing and recording of necessary documents. Show less

Title Examiner

• Oct 2015 - Sep 2020

• Prepared property reports and title commitments by examining outsourced title searches. • Analyzed deeds, mortgages, liens, judgements, easements and plats/maps to determine ownership, encumbrances, and to verify legal descriptions of property to satisfy underwriter requirements. • Ensured that the subject property had no restrictions that may prevent or hinder its sale or use. • Reviewed chain of title and resolved issues relating to missing or inaccurate information. • Determined requirements and exceptions that needed to be met prior to closing. • Coordinated with abstractors, agents and processors to ensure a smooth closing process. Show less