Experience

Longbridge Financial, LLC (NMLS# 957935)

• United States
• Financial Services
• 200 - 300 Employee

• Senior Legal Counsel

  • Sep 2023 - Present

  Arlington, Virginia, United States



Reverse Mortgage Funding LLC

• United States
• Financial Services
• 100 - 200 Employee

• Associate General Counsel

  • Aug 2015 - Oct 2023

  Advise on compliance with state and federal laws affecting lending and mortgage servicing activities. Assist in developing companywide policies and procedures. Prepare for and respond to state and federal regulatory exams and audits. Manage and oversee outside counsel relationships for servicing related litigation matters. Draft and negotiate 3rd party vendor agreements and contracts. Act as the company’s Anti-Money Laundering Compliance Officer. Manage and oversee all aspects related to the… Show more Advise on compliance with state and federal laws affecting lending and mortgage servicing activities. Assist in developing companywide policies and procedures. Prepare for and respond to state and federal regulatory exams and audits. Manage and oversee outside counsel relationships for servicing related litigation matters. Draft and negotiate 3rd party vendor agreements and contracts. Act as the company’s Anti-Money Laundering Compliance Officer. Manage and oversee all aspects related to the prevention, detection, and reporting of suspected money laundering, mortgage fraud, and financial elder abuse. Research and respond to all consumer servicing complaints. Show less



PayPal

• United States
• Software Development
• 700 & Above Employee

• Anti-Money Laundering Consultant

  • Sep 2014 - Jul 2015

  Timonium, MD Assisted with the development and documentation of policies and procedures for the company's AML Program. Prepared detailed reports for management with analysis identifying compliance and operational risks associated with multiple consumer product lines. Managed a large scale project to re-mediate the results and findings of an internal regulatory audit.



The O'Neil Group, LLC

• Associate

  • Sep 2013 - Jul 2014

  Bethesda, Maryland Represent mortgage lenders, servicers, investors, and distressed asset buyers and sellers in litigation and as in-house regulatory compliance counsel. Managed a nationwide network of outside counsel relationships on behalf of a large hedge fund to ensure legal standards were high and cost effective. Advised clients on all aspects of Federal and State foreclosure and mortgage servicer regulations. Trained mortgage lender staff on all aspects of the amended rules regulated by the Consumner… Show more Represent mortgage lenders, servicers, investors, and distressed asset buyers and sellers in litigation and as in-house regulatory compliance counsel. Managed a nationwide network of outside counsel relationships on behalf of a large hedge fund to ensure legal standards were high and cost effective. Advised clients on all aspects of Federal and State foreclosure and mortgage servicer regulations. Trained mortgage lender staff on all aspects of the amended rules regulated by the Consumner Financial Protection Bureau. Show less



United States Department of Justice

• Project Attorney

  • Jun 2013 - Sep 2013

  Washington, D.C. Assisted trial attorneys with all phases of the Residential Mortgage Backed Securities (RMBS) investigation and litigation. Analyzed and evaluated the due diligence practices and procedures of leading investment firms regarding their securitization of mortgage lloans. Prepared memos and presentations regarding the legal sufficiency of evidence collected to determine compliance with federal and State criminal and civil provisions regulating financial institutions.



Special Counsel on assignment with Promontory Financial Group

• OCC Consent Order - Independent Consultant/Exceptions Quality Assurance Analyst

  • Jan 2012 - Jan 2013

  Denver, CO Reviewed Wells Fargo, NA mortgage servicing practices for regulatory compliance in accordance with terms of the Office of Comptroller of Currency’s Consent Order with the fourteen largest mortgage Servicers in the country. Performed quality control review over analyst findings of Servicer non-compliance with investor guidelines for: loss mitigation, underwriting, income calculation, GSE and Non-GSE Servicer agreements, and State law foreclosure compliance. Developed program guidelines for the… Show more Reviewed Wells Fargo, NA mortgage servicing practices for regulatory compliance in accordance with terms of the Office of Comptroller of Currency’s Consent Order with the fourteen largest mortgage Servicers in the country. Performed quality control review over analyst findings of Servicer non-compliance with investor guidelines for: loss mitigation, underwriting, income calculation, GSE and Non-GSE Servicer agreements, and State law foreclosure compliance. Developed program guidelines for the foreclosure compliance portion of the consultant’s Consent Order review and consumer complaint investigation. Show less



Shapiro & Burson, LLP

• Associate

  • 2007 - Sep 2011

  Represent commercial lenders in foreclosure actions. Attend hearings to defend challenges to foreclosures by mortgagors. Appointed as Substitute Trustee by Noteholders to enforce security instruments and ensure that all aspects of the foreclosure auctions are in compliance with State and Federal Law.



State's Attorney's Office of Calvert County, MD

• Assistant State's Attorney

  • 2005 - 2007

  Prosecuted defendants charged with misdemeanors and felonies in District and Circuit Court. Represented the rights of victims in criminal cases at trial. Assisted police officers during their investigations by providing legal support to ensure proper evidentiary standards were met.



State of Maryland-Office of the Public Defender

• Assistant Public Defender

  • 2003 - 2005

  Represented defendants charged with criminal offenses in all aspects of litigation.