Eric Carter

Loan Processor at Inspire Home Loans Inc.
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Contact Information
us****@****om
(386) 825-5501
Location
Charlotte, North Carolina, United States, US

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Credentials

  • AECR - Achieving Excellent Customer Relations
    -

Experience

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Loan Processor
      • Nov 2021 - Present

      • Communicate effectively with all parties including the customer, the sales associate, underwriting, closing, the title company, and the builder • Maintaining processing pipeline to company standards, while keeping documentation current and accurate • Manage personal production and ensure closings are handled appropriately and timely • Work with loan officers and underwriters to process loans efficiently, while consistently meeting high customer service levels • Communicate effectively with all parties including the customer, the sales associate, underwriting, closing, the title company, and the builder • Maintaining processing pipeline to company standards, while keeping documentation current and accurate • Manage personal production and ensure closings are handled appropriately and timely • Work with loan officers and underwriters to process loans efficiently, while consistently meeting high customer service levels

    • United States
    • Financial Services
    • 700 & Above Employee
    • Loan Processor
      • Jul 2020 - Nov 2021

      Manage pipeline of loans within required performance standards within closing and rate lock expiration time frame  Obtain and review customer documents, clear conditions appropriate with authority level, order/follow-up with vendors and third parties to obtain documents in timely manner  Submit loans to underwriting for conditional review and full approval, once all conditions are met and validated  Consistently maintains monthly performance requirements regarding production, compliance/regulatory requirements, and customer satisfaction Show less

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Customer Relationship Specialist
      • Apr 2018 - Jul 2020

      Effective communication with clients, brokers, contractors, appraisers, insurance and title agents to create and maintain a good working relationship when handling complicated issues  Maintains efficient pipeline management by processing files that include lines of credit and investment properties  Coordinates with account executives and underwriting teams throughout the on-boarding, underwriting and closing processes  Ensure all documentation in the file is consistent and meets guidelines. Review and analyze asset statements, tax returns, property and liability insurance, title, purchase contracts and closing disclosures Show less

    • Loan Processor
      • Jul 2016 - Apr 2018

      Communicate effectively and timely with all homebuilding divisional staff, including the Sales Counselors and Closing Coordinators  Maintaining processing pipeline to company standards, while keeping documentation current and accurate  Conduct activities in conformity with federal, state, and local laws, as well as compliance with Company rules/regulations  Work with loan officers and underwriters to process loans efficiently, while consistently meeting high customer service levels Show less

    • Financial Services
    • 700 & Above Employee
    • Loan Processor
      • Jul 2015 - Jul 2016

  • goodmortgage.com
    • Charlotte, North Carolina Area
    • Motgage Loan Processor
      • 2011 - 2012

      • Worked with loan officers to process mortgage loans and communicated directly with underwriters to ensure loans submitted fit within investor, FHA, and VA guidelines • Set-up and coordinated third-party work (title, homeowner’s insurance, verbal and written verifications, etc.) • Interacted with closing/funding department and title personnel to request loan documents and ensure timely closing of loans after file has been cleared to close • Worked with loan officers to process mortgage loans and communicated directly with underwriters to ensure loans submitted fit within investor, FHA, and VA guidelines • Set-up and coordinated third-party work (title, homeowner’s insurance, verbal and written verifications, etc.) • Interacted with closing/funding department and title personnel to request loan documents and ensure timely closing of loans after file has been cleared to close

    • United States
    • Financial Services
    • 700 & Above Employee
    • Mortgage Loan Servicing Specialist
      • Jan 2010 - Nov 2010

      • Prepared and submitted documents, data and records according to department procedures and government regulations • Reviewed and processed loan disbursement requests • Maintained loan and disbursement files which involved coding and renewal processing • Handled payments for hazard insurance premiums, property taxes and other special transactions • Prepared and submitted documents, data and records according to department procedures and government regulations • Reviewed and processed loan disbursement requests • Maintained loan and disbursement files which involved coding and renewal processing • Handled payments for hazard insurance premiums, property taxes and other special transactions

    • United States
    • IT Services and IT Consulting
    • 700 & Above Employee
    • Executive Administrative Analyst
      • Oct 2008 - Jan 2010

      • Responsible for coordinating travel, executive schedules, and teleconference needs for executive management • Audited travel and expense accounts • Created and edited PowerPoint presentations, business letters, and Excel spreadsheets • Maintained several sales databases • Responsible for coordinating travel, executive schedules, and teleconference needs for executive management • Audited travel and expense accounts • Created and edited PowerPoint presentations, business letters, and Excel spreadsheets • Maintained several sales databases

    • Banking
    • 1 - 100 Employee
    • Wholesale Account Manager
      • Feb 2004 - Jul 2008

      • Processed and managed pipeline of loans including FHA, VA, and conventional loans • Completed preliminary loan steps including ordering flood certifications, calling in verifications of employment, and ordering field reviews • Teamed with account executives and brokers to manage loan processing work-flow including: conditions, underwriting and closing • Processed and managed pipeline of loans including FHA, VA, and conventional loans • Completed preliminary loan steps including ordering flood certifications, calling in verifications of employment, and ordering field reviews • Teamed with account executives and brokers to manage loan processing work-flow including: conditions, underwriting and closing

Education

  • University of North Carolina at Charlotte
    Bachelor's degree Communication Studies, Communication and Media Studies
    1992 - 1996
  • University of North Carolina at Charlotte
    Bachelor's degree, Communication and Media Studies
    1992 - 1996

Community

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